Marqeta, Inc. (MQ) — Stock Score Summary

Marqeta, Inc. (MQ) has a MoatMap StockRank of 26/100 based on Quality (52/100), Value (35/100), and Momentum (26/100) factor scores. The current signal is SELL. Marqeta provides modern card issuing and payment processing. While it has an innovative technology platform, it suffers from severe customer concentration (Block/Square) and compressing take-rates, failing our Terry Smith quality and pricing power criteria.

Marqeta, Inc. is a global modern card issuing platform, enabling businesses to create customized and innovative payment card programs. The company's pioneering open API approach provides unparalleled flexibility and real-time control over card programs, serving fintech innovators and established enterprises alike. Marqeta powers many leading on-demand economy companies and digital banks, benefiting significantly from the shift towards embedded finance and tailored payment solutions.

Key Financial Metrics

Price$3.97
Market Cap$1.7B
P/E (TTM)403.00
P/E (Forward)38.36
Price/Book2.31
Return on Equity0.3%
Return on Invested Capital-6.0%
Debt/Equity0.99
Gross Margin70.0%
Operating Margin1.8%
Revenue Growth19.2%
Free Cash Flow$116M

Marqeta, Inc. operates in the Software - Infrastructure industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Marqeta, Inc.’s (MQ) StockRank?
MoatMap’s StockRank for Marqeta, Inc. (MQ) is 26/100, with a Sell signal. It is a composite of Quality (52), Value (35), and Momentum (26) factor ranks across MoatMap’s 19,000+ stock universe.
Does Marqeta, Inc. have an economic moat?
Marqeta, Inc. (MQ) has a Quality factor score of 52/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Marqeta, Inc. a buy, hold, or sell?
MoatMap’s current signal for Marqeta, Inc. (MQ) is Sell, based on a StockRank of 26/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Marqeta, Inc. in?
Marqeta, Inc. (MQ) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).