SDA
Bargain BinSunCar Technology Group Inc. · Consumer Cyclical · China · $71M cap · $5.9M/day traded
$0.2815 -13.1% · close 12 Nov · scored 13 Nov
Bargain Bin: Looks like a bargain; the quality and the trend say why it is in the bin.
As of 13 Nov 2026, the MoatMap Score for SunCar Technology Group Inc. (SDA) is 41/100, ranked against 25,000+ stocks in 38 markets (Quality 40, Value 66, Momentum 27, each scored against its sector).
Does the score work? Each tenth of the ranking, tracked monthly. See the record →
ABOUT SUNCAR TECHNOLOGY GROUP INC.
Read
SunCar Technology Group Inc. provides comprehensive digital car services for the automotive after-sales market in China, encompassing insurance solutions, maintenance, and value-added services for car owners and dealerships. The company leverages its integrated platform and extensive network of partnerships with insurers and auto OEMs to capture market share. SunCar Technology is a growing player in China's rapidly digitalizing automotive ecosystem.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 249.2M | 282.4M | 363.7M | 441.9M | 489.3M | 18.4% | 543.5M | 595.3M | 661.6M | 16.3% |
| EPS | -0.29 | -0.08 | -0.31 | -0.72 | -0.04 | — | 0.03 | 0.05 | 0.15 | — |
| Shares | 82.5M | 82.5M | 89.7M | 98.5M | 102.0M | +23.6% | — | — | — | — |
| Debt | — | 75.0M | 84.3M | 84.2M | 84.0M | 3.9% | 83.7M | — | — | — |
| Equity | — | -5.3M | 16.1M | 11.9M | 32.5M | 42.3% | — | — | — | — |
| Op CF | -25.6M | -16.1M | -27.7M | 11.8M | 5.7M | -51.7% | 15.7M | — | — | — |
| Inv CF | -20.7M | -5.9M | -2.4M | -12.1M | -12.9M | — | — | — | — | — |
| Fin CF | -66.0K | 10.6M | 40.4M | -3.0M | 4.4M | — | — | — | — | — |
Made a new 52-week low 5 trading days ago, 89% below its 52-week high. The fall has not stopped yet.
Swung more than 99% of stocks we rank over the past year (volatility 178% a year).
How this is worked out
The Price check reads only the chart, the price side of the Momentum score in words; it is not the MoatMap Score.
- Still falling (this stock): It set a new 52-week low in the last two weeks, after a deep fall.
- Finding a floor: It fell hard, but has set no new low for more than two weeks.
- Turning up: It has climbed off its low and is back above a rising 50-day average.
- In an uptrend: It is near its 52-week high and above its 200-day average.
- No clear trend: None of the above: no recent deep fall and no steady climb.
- No read yet: Not enough price history yet: it needs a year of trading.
In past US falls, waiting for Turning up cut the chance of another 20% drop from 42% to 33%. Returns were no better, and 33% of turns failed.
The exact rules
Still falling is a new 52-week low in the last two weeks, at least 25% below the high, with the low set after the high. Finding a floor is the same fall with no new low in the last two weeks. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average, with the 50-day average above the 200-day, and within 15% of the high. No clear trend is everything else. No read yet is under 252 trading days of history, or missing data. A new state shows once it has held for three trading days.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Consumer Cyclical, ranked by industry match, size, and score similarity. Cross-listings of SDA are excluded.
| Ticker | Company | Mkt Cap | Score |
|---|---|---|---|
| SDA | SunCar Technology Group Inc.(you) | $71M | 41 |
| 1268.HK | China MeiDong Auto Holdings Limited | $55M | 24 |
| 3836.HK | China Harmony Auto Holding Limited | $82M | 8 |
| 3669.HK | China Yongda Automobiles Services Holdings Limited | $169M | 22 |
| 2443.HK | Autostreets Development Limited | $97M | 9 |
| KXIN | Kaixin Holdings | $80M | 0 |
| DSC | DSC Holdings Ltd. | $175M | 16 |
| JZXN | Jiuzi Holdings, Inc. | $55M | 2 |
| AZI | Autozi Internet Technology (Global) Ltd. | $53M | 0 |
| 1959.HK | Zhong Ju Investment Group Limited | $268M | 17 |
Peer medians: ROE 6.1% · P/E 23.5x · Gross margin 21.4%
Company Deep Dive
A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.