Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
SEZL
BUYSezzle Inc. · Financial Services · United States · $5.2B · Avg Vol: $107M/d
COMPANY DESCRIPTION
Sezzle Inc. operates a "buy now, pay later" (BNPL) payment platform, enabling consumers to split their online and in-store purchases into interest-free installments. The company competes in the rapidly growing fintech space by offering a transparent payment solution that fosters a network effect between participating merchants and a loyal consumer base seeking flexible payment options.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 125.6M | 159.4M | 271.1M | 450.3M | 53.1% | 480.9M | 597.0M | 748.0M | 28.9% |
| EPS | — | -0.18 | 0.21 | 2.33 | 3.93 | 330.9% | 4.12 | 5.61 | 7.16 | 35.0% |
| Shares | — | 33.6M | 34.2M | 33.7M | 33.8M | +0.5% | 33.6M | — | — | — |
| Debt | — | 64.1M | 95.7M | 104.9M | 140.8M | 30.0% | 145.2M | — | — | — |
| Equity | — | 8.8M | 22.1M | 87.8M | 169.8M | 167.8% | — | — | — | — |
| Op CF | -72.1M | 8.5M | -25.7M | 130.6M | 209.9M | 191.1% | 246.4M | — | — | — |
| Inv CF | — | -1.0M | -1.4M | -91.2M | -181.6M | — | — | — | — | — |
| Fin CF | — | -15.7M | 28.2M | -10.4M | -25.4M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SEZL are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SEZL | Sezzle Inc.(you) | $5.2B | 75 | BUY |
| ENVA | Enova International, Inc. | $5.9B | 79 | BUY |
| BFH | Bread Financial Holdings, Inc. | $4.2B | 82 | STRONG BUY |
| CACC | Credit Acceptance Corporation | $6.0B | 64 | HOLD |
| FCFS | FirstCash Holdings, Inc. | $8.6B | 65 | BUY |
| WU | The Western Union Company | $2.6B | 66 | BUY |
| EZPW | EZCORP, Inc. | $1.8B | 67 | BUY |
| OPFI | OppFi Inc. | $1.3B | 78 | BUY |
| ATLC | Atlanticus Holdings Corporation | $1.5B | 67 | BUY |
| JCAP | Jefferson Capital, Inc. | $1.2B | 81 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%