Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
SEZL
BuyPremium GrowerSezzle Inc. · Financial Services · United States · $4.2B · Avg Vol: $81M/d
COMPANY DESCRIPTION
Sezzle Inc. operates a "buy now, pay later" (BNPL) payment platform, enabling consumers to split their online and in-store purchases into interest-free installments. The company competes in the rapidly growing fintech space by offering a transparent payment solution that fosters a network effect between participating merchants and a loyal consumer base seeking flexible payment options.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 125.6M | 159.4M | 271.1M | 450.3M | 53.1% | 531.9M | 609.0M | 757.2M | 29.7% |
| EPS | — | -0.18 | 0.21 | 2.33 | 3.93 | 330.9% | 4.56 | 5.76 | 7.28 | 36.1% |
| Shares | — | 33.6M | 34.2M | 33.7M | 33.8M | +0.5% | 33.7M | — | — | — |
| Debt | — | 64.1M | 95.7M | 104.9M | 140.8M | 30.0% | 122.1M | — | — | — |
| Equity | — | 8.8M | 22.1M | 87.8M | 169.8M | 167.8% | — | — | — | — |
| Op CF | -72.1M | 8.5M | -25.7M | 130.6M | 209.9M | 191.1% | 275.6M | — | — | — |
| Inv CF | — | -1.0M | -1.4M | -91.2M | -181.6M | — | — | — | — | — |
| Fin CF | — | -15.7M | 28.2M | -10.4M | -25.4M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SEZL are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SEZL | Sezzle Inc.(you) | $4.2B | 80 | Buy |
| BFH | Bread Financial Holdings, Inc. | $4.1B | 69 | Buy |
| CACC | Credit Acceptance Corporation | $6.2B | 72 | Buy |
| EZPW | EZCORP, Inc. | $2.0B | 77 | Buy |
| ECPG | Encore Capital Group, Inc. | $2.1B | 84 | Strong Buy |
| ATLC | Atlanticus Holdings Corporation | $1.4B | 78 | Buy |
| ENVA | Enova International, Inc. | $5.8B | 61 | Hold |
| FCFS | FirstCash Holdings, Inc. | $9.5B | 66 | Buy |
| JCAP | Jefferson Capital, Inc. | $1.2B | 86 | Strong Buy |
| OMF | OneMain Holdings, Inc. | $7.2B | 55 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%