STNE
BuyUnloved QualityStoneCo Ltd. · Technology · Cayman Islands · $2.6B cap · $70.5M/day traded
$11.48 +3.0% · close 23 Oct · scored 24 Oct
StockRank up 1.1 since 23 Oct.
Unloved Quality: Strong and cheap; the market has not turned yet.
Read our full research report on STNE (Jun 2026), freeReport expected 12 Nov: the next-year EPS estimate has been little changed over the last 14 weeks.
As of 24 Oct 2026, MoatMap's StockRank for StoneCo Ltd. (STNE) is 79/100, ranked against 24,000+ stocks in 35 markets (Quality 54, Value 79, Momentum 43, each scored against its sector).
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
ABOUT STONECO LTD.
Read
StoneCo Ltd. is a leading provider of financial technology solutions in Brazil, offering end-to-end cloud-based platforms for electronic payments, integrated software, and credit products to small and medium-sized businesses. The company's comprehensive ecosystem, robust proprietary technology, and strong focus on SMBs create a significant competitive moat in the rapidly digitizing Brazilian payments and financial services market. Its extensive distribution network and localized support further solidify its market position.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.8B | 2.0B | 2.3B | 2.7B | 14.1% | 2.7B | 2.8B | 3.0B | 5.0% |
| EPS | -0.34 | 1.02 | -1.06 | 2.10 | 43.5% | 2.58 | 2.27 | 2.62 | 11.7% |
| Shares | 312.6M | 308.9M | 286.0M | 248.9M | -20.4% | 216.5M | — | — | — |
| Debt | 1.1B | 1.1B | 2.6B | 3.5B | 46.9% | 3.4B | — | — | — |
| Equity | 2.6B | 2.9B | 2.4B | 2.2B | -5.2% | — | — | — | — |
| Op CF | 337.2M | 330.0M | -725.3M | 135.5M | -26.2% | 941.7M | — | — | — |
| Inv CF | -374.7M | -169.3M | 317.9M | -352.4M | — | — | — | — | — |
| Fin CF | -562.8M | -29.8M | 1.0B | 186.4M | — | — | — | — | — |
No new 52-week low for 3 weeks, 28% above that low, but not back above a rising 50-day average.
Swung more than 68% of stocks we rank over the past year (54% a year).
How this is worked out
StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of STNE are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| STNE | StoneCo Ltd.(you) | $2.6B | 79 | Buy |
| BLSH | Bullish | $4.3B | 15 | Strong Sell |
| 6672.TW | Ventec International Group Co.,Ltd. | $1.5B | 75 | Buy |
| 4966.TWO | Parade Technologies, Ltd. | $1.2B | 75 | Buy |
| 6456.TW | General Interface Solution (GIS) Holding Limited | $1.0B | 58 | Hold |
| VTEX | VTEX | $689M | 93 | Strong Buy |
| 6525.TW | GEM Services, Inc. | $468M | 91 | Strong Buy |
| 6415.TW | Silergy Corp. | $5.6B | 46 | Hold |
| 4958.TW | Zhen Ding Technology Holding Limited | $19.3B | 69 | Buy |
| 4991.TWO | GCS Holdings, Inc. | $1.5B | 31 | Sell |
Peer medians: ROE 10.5% · P/E 29.0x · Gross margin 30.5%
Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.