Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
UNIONBANK.NS
HoldBargain BinUnion Bank of India · Financial Services · India · $14.8B · Avg Vol: $20M/d
58
StockRankGet insider-trade alerts
Q
42
V
65
M
46
P/E (TTM)
6.8x
ROE
15.8%
D/E
0.6x
Dividend %
2.7%
COMPANY DESCRIPTION
Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 471.3B | 551.8B | 593.4B | 587.9B | 7.6% | 512.6B | 634.7B | 699.6B | 9.1% |
| EPS (INR) | 12.45 | 19.15 | 23.62 | 25.45 | 26.9% | 27.17 | 26.46 | 27.83 | 4.6% |
| Shares | 6.8B | 7.6B | 7.6B | 7.6B | +11.7% | 7.6B | — | — | — |
| Debt | 293.5B | 269.7B | 649.9B | 738.0B | 36.0% | 741.4B | — | — | — |
| Equity | 788.0B | 976.0B | 1.1T | 1.3T | 19.2% | — | — | — | — |
| Op CF | 60.6B | 199.3B | -203.9B | -358.0B | 229.1% | -359.7B | — | — | — |
| Inv CF | -25.6B | -13.9B | -18.9B | -70.8B | — | — | — | — | — |
| Fin CF | -106.5B | -114.9B | 338.2B | 77.3B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+2.4%
SMA 50SMA 200
Close
$1.86
RSI (14)
41.2
52W High
$2.09
From 52W High
0.9%
SCORE BREAKDOWN
Quality
42
ROIC (ROA)
1.3%*45.7
ROE
15.8%75.4
GP/Assets
3.2%N/A
Op. Margin
-887.7%0.8
FCF/Assets
-2.5%N/A
Piotroski
320.9
Int. Cover
—50.0
D/E Ratio
0.55xN/A
Current Ratio
bankN/A
Value
65
P/E (TTM)
6.8x83.2
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.0x60.9
P/S
2.8x63.6
Div Yield
2.7%37.4
Momentum
46
52W High %
89%44.4
RS 6M
8%67.7
SMA 50/200
1.05x57.3
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
-1%20.4
Q Growth
—N/A
FUNDAMENTALS
Market Cap
$14.8B
P/E (Forward)
6.9x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of UNIONBANK.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| UNIONBANK.NS | Union Bank of India(you) | $14.8B | 58 | Hold |
| BANKBARODA.NS | Bank of Baroda Limited | $12.9B | 57 | Hold |
| FEDERALBNK.NS | The Federal Bank Limited | $9.0B | 56 | Hold |
| INDIANB.NS | Indian Bank | $12.2B | 67 | Buy |
| YESBANK.NS | Yes Bank Limited | $7.5B | 58 | Hold |
| PNB.NS | Punjab National Bank | $14.1B | 71 | Buy |
| CANBK.NS | Canara Bank | $11.9B | 69 | Buy |
| RBLBANK.NS | RBL Bank Limited | $6.8B | 50 | Hold |
| BANKINDIA.NS | Bank of India | $6.8B | 71 | Buy |
| IDBI.NS | IDBI Bank Limited | $9.2B | 39 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%