UPBD
Strong BuyFull HouseAI neutralUpbound Group, Inc. · Technology · United States · $932M
$15.62 +1.7% · close 7 Oct · scored 9 Oct
Full House: Strong business, sensible price, market agrees. The rare full house.
Read our full research report on UPBD (Jul 2026), freeDoes StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
Upbound Group trades at deeply discounted valuation multiples supported by resilient omni-channel lease-to-own demand. Nevertheless, price momentum remains unexceptional, and net officer selling in recent filings offsets minor insider purchases.
ABOUT UPBOUND GROUP, INC.
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Upbound Group, Inc. operates as a technology-driven platform offering lease-to-own solutions for furniture, electronics, and appliances through brands like Rent-A-Center and Acima. The company's competitive moat is derived from its extensive brick-and-mortar presence, which provides convenient access for customers, combined with its innovative proprietary technology platform for digital lease-to-own financing. Upbound Group primarily serves credit-constrained consumers, offering flexible payment options and access to essential household goods.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.2B | 4.0B | 4.3B | 4.7B | 3.4% | 4.7B | 4.7B | 4.9B | 2.4% |
| EPS | 0.23 | -0.09 | 2.26 | 1.30 | 78.1% | 1.54 | 1.31 | 1.45 | 5.8% |
| Shares | 55.7M | 54.4M | 54.7M | 57.9M | +4.1% | 58.3M | — | — | — |
| Debt | 1.7B | 1.6B | 1.6B | 1.9B | 3.5% | 1.7B | — | — | — |
| Equity | 525.1M | 560.4M | 629.0M | 695.7M | 9.8% | — | — | — | — |
| Op CF | 468.5M | 200.3M | 104.7M | 305.6M | -13.3% | 425.5M | — | — | — |
| Inv CF | -62.3M | -51.0M | -41.5M | -403.7M | — | — | — | — | — |
| Fin CF | -370.7M | -202.1M | -93.5M | 156.5M | — | — | — | — | — |
Swung more than 54% of stocks we rank over the past year (44% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of UPBD are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| UPBD | Upbound Group, Inc.(you) | $932M | 98 | Strong Buy |
| MNTN | MNTN, Inc. | $790M | 92 | Strong Buy |
| DFIN | Donnelley Financial Solutions, Inc. | $1.2B | 93 | Strong Buy |
| PD | PagerDuty, Inc. | $1.2B | 92 | Strong Buy |
| MITK | Mitek Systems, Inc. | $798M | 88 | Strong Buy |
| RDVT | Red Violet, Inc. | $1.2B | 89 | Strong Buy |
| DSP | Viant Technology Inc. | $818M | 82 | Strong Buy |
| IBTA | Ibotta, Inc. | $957M | 74 | Buy |
| RSKD | Riskified Ltd. | $943M | 72 | Buy |
| BLKB | Blackbaud, Inc. | $1.9B | 86 | Strong Buy |
Peer medians: ROE 4.7% · P/E 34.8x · Gross margin 51.8%
Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.