What is Sumitomo Mitsui Financial Group, Inc.'s (SMFG) StockRank?

MoatMap's StockRank for Sumitomo Mitsui Financial Group, Inc. (SMFG) is 27/100, with a Sell signal. This is a composite score combining Quality (34), Value (22), and Momentum (56) factor ranks across MoatMap's 20,000+ stock universe.

Does Sumitomo Mitsui Financial Group, Inc. have an economic moat?

Sumitomo Mitsui Financial Group, Inc. (SMFG) has a Quality factor score of 34/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Sumitomo Mitsui Financial Group, Inc. a buy, hold, or sell?

MoatMap's current signal for Sumitomo Mitsui Financial Group, Inc. (SMFG) is Sell, based on a StockRank of 27/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Sumitomo Mitsui Financial Group, Inc. in?

Sumitomo Mitsui Financial Group, Inc. (SMFG) operates in the Financial Services sector, specifically the Banks - Diversified industry (Japan).

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SMFG

Sell

Sumitomo Mitsui Financial Group, Inc. · Financial Services · Japan · $164.1B · Avg Vol: $38M/d

StockRank

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P/E (TTM)

16.3x

ROE

8.6%

D/E

2.1x

Dividend %

—

COMPANY DESCRIPTION

Sumitomo Mitsui Financial Group, Inc. is a premier Japanese financial services conglomerate offering commercial banking, leasing, securities, and consumer finance globally. The company's competitive moat is its massive domestic deposit base, deep corporate relationships in Japan, and expanding footprint in high-growth Asian markets. SMFG operates as a dominant, systemically important global bank.

FINANCIAL SUMMARY (USD)

Year	2023	2024	2025	2026	CAGR	TTM	2027E	2028E	Fwd CAGR
Revenue	23.2B	—	—	36.2B	15.9%	29.6B	70.9B	—	95.8%
EPS	1.25	1.25	1.35	2.59	27.6%	1.56	2.99	3.35	13.7%
Shares	4.0B	—	—	3.8B	-5.4%	—	—	—	—
Debt	183.6B	—	—	203.4B	3.5%	371.8B	—	—	—
Equity	79.2B	—	—	98.6B	7.6%	—	—	—	—
Op CF	-36.8B	—	—	-64.3B	—	-65.2B	—	—	—
Inv CF	37.1B	—	—	20.3B	—	—	—	—	—
Fin CF	-2.2B	—	—	-289.6M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+4.1%

SMA 50SMA 200

$25.92

RSI (14)

56.5

52W High

$26.67

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.4%*21.1

ROE

8.6%42.6

GP/Assets

1.4%N/A

Op. Margin

40.9%59.3

FCF/Assets

-3.3%N/A

Piotroski

113.9

Int. Cover

—50.0

D/E Ratio

2.06xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

16.3x33.1

EV/EBITDA

bankN/A

P/FCF

bankN/A

P/B

263.7x1.5

P/S

5.4x29.1

Div Yield

—N/A

Momentum

52W High %

97%80.1

RS 6M

3%62.6

SMA 50/200

1.16x86.8

EPS Rev 4W

0.0%24.2

EPS Rev 12W

0.0%43.4

EPS Improve

-74%2.8

Q Growth

33%65.0

FUNDAMENTALS

Market Cap

$164.1B

P/E (Forward)

62.0x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SMFG are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
SMFG	Sumitomo Mitsui Financial Group, Inc.(you)	$164.1B	27	Sell
CBA.AX	Commonwealth Bank of Australia	$188.3B	25	Sell
WBC.NZ	Westpac Banking Corporation	$82.4B	27	Sell
MUFG	Mitsubishi UFJ Financial Group, Inc.	$257.8B	34	Sell
NAB.AX	National Australia Bank Limited	$79.2B	23	Sell
TD	The Toronto-Dominion Bank	$198.7B	43	Hold
BMO	Bank of Montreal	$119.8B	42	Hold
WFC	Wells Fargo & Company	$262.2B	41	Hold
ANZ.AX	ANZ Group Holdings Limited	$72.8B	37	Hold
SAN.WA	Banco Santander, S.A.	$214.1B	48	Hold

Peer medians: ROE 9.8% · P/E 12.7x · Gross margin 85.2%

Sumitomo Mitsui Financial Group, Inc. (SMFG): Stock Score Summary

Sumitomo Mitsui Financial Group, Inc. (SMFG) has a MoatMap StockRank of 27/100 based on Quality (34/100), Value (22/100), and Momentum (56/100) factor scores. The current signal is SELL.

Key Financial Metrics

Price	$25.92
Market Cap	$164.1B
P/E (TTM)	16.29
P/E (Forward)	62.00
Price/Book	263.72
Return on Equity	8.6%
Debt/Equity	2.06x
Operating Margin	40.9%
Revenue Growth	24.8%
Free Cash Flow	$-68.3B

Sumitomo Mitsui Financial Group, Inc. operates in the Banks - Diversified industry, part of the Financial Services sector (Japan).

Frequently Asked Questions

What is Sumitomo Mitsui Financial Group, Inc.’s (SMFG) StockRank?: MoatMap’s StockRank for Sumitomo Mitsui Financial Group, Inc. (SMFG) is 27/100, with a Sell signal. It is a composite of Quality (34), Value (22), and Momentum (56) factor ranks across MoatMap’s 20,000+ stock universe.
Does Sumitomo Mitsui Financial Group, Inc. have an economic moat?: Sumitomo Mitsui Financial Group, Inc. (SMFG) has a Quality factor score of 34/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Sumitomo Mitsui Financial Group, Inc. a buy, hold, or sell?: MoatMap’s current signal for Sumitomo Mitsui Financial Group, Inc. (SMFG) is Sell, based on a StockRank of 27/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Sumitomo Mitsui Financial Group, Inc. in?: Sumitomo Mitsui Financial Group, Inc. (SMFG) operates in the Financial Services sector, specifically the Banks - Diversified industry (Japan).