Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
XHG
SellHot AirXChange TEC.INC · Financial Services · China · $176M · Avg Vol: $9M/d
21
StockRankGet insider-trade alerts
Q
22
V
29
M
55
P/E (TTM)
—
ROE
—
D/E
—
Dividend %
—
COMPANY DESCRIPTION
XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 43.0M | 54.5K | -99.9% | 57.8M |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
| Shares | 25.9M | 28.4M | 46.6M | 46.6M | +80.1% | 46.6M |
| Debt | 1.0M | 6.6M | 164.1M | 104.5M | 374.9% | 5.3M |
| Equity | -85.4M | -95.9M | -83.0M | -131.2M | — | — |
| Op CF | -6.6M | -5.9M | -1.5M | -1.7K | — | -1.8M |
| Inv CF | -1.7M | 0 | 1.5M | -73 | — | — |
| Fin CF | 5.1M | 5.6M | 1.3M | 2.8K | — | — |
Loading 1Y...
PRICE (1Y)+220.4%
SMA 50SMA 200
Close
$3.14
RSI (14)
18.6
52W High
$7.23
From 52W High
0.4%
SCORE BREAKDOWN
Quality
22
ROIC (ROA)
-20.1%*2.9
ROE
—N/A
GP/Assets
13.5%79.6
Op. Margin
-4.2%5.7
FCF/Assets
-588.5%0.1
Piotroski
311.8
Int. Cover
-26.2x5.1
D/E Ratio
—N/A
Current Ratio
0.04x2.7
Value
29
P/E (TTM)
—N/A
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
-8.8x25.0
P/S
3.0x60.8
Div Yield
—N/A
Momentum
55
52W High %
43%4.4
RS 6M
278%99.8
SMA 50/200
1.69x99.6
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
—N/A
FUNDAMENTALS
Market Cap
$176M
P/E (Forward)
—
Gross Margin
2.4%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of XHG are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| XHG | XChange TEC.INC(you) | $176M | 21 | Sell |
| 1471.HK | Zhongmiao Holdings (Qingdao) Co., Ltd. | $187M | 33 | Sell |
| 2672.HK | Baige Online Digital Technology Co., Ltd. | $2.4B | 13 | Strong Sell |
| 2621.HK | Shouhui Group Limited | $80M | 87 | Strong Buy |
| YRD | Yiren Digital Ltd. | $103M | 18 | Strong Sell |
| 2473.HK | XXF Group Holdings Limited | $107M | 16 | Strong Sell |
| 3678.HK | Soho Holly Futures Co., Ltd. | $293M | 16 | Strong Sell |
| 1835.HK | Shanghai Realway Capital Assets Management Co., Ltd. | $90M | 24 | Sell |
| HTT | High Templar Tech Limited | $408M | 21 | Sell |
| 1973.HK | Tian Tu Capital Co., Ltd. | $172M | 42 | Hold |
Peer medians: ROE 8.4% · P/E 7.5x · Gross margin 54.4%