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002948.SZ

HOLDREMOVE

Bank of Qingdao Co., Ltd. · Financial Services · China · $4.8B · Avg Vol: $33M/d

56
StockRank
Q
39
V
51
M
56
P/E (TTM)
6.9x
ROE
11.5%
D/E
—
Dividend %
3.0%
Director Trades · 180d
None in 180d →
Buybacks · 180d
None in 180d →
AI CONVICTION THESIS

Regional Chinese bank exposed to local government debt and real estate sector fragility. Highly capital-intensive and lacks structural growth.

COMPANY DESCRIPTION

Bank of Qingdao Co., Ltd. provides retail, corporate, and treasury banking services primarily in Shandong Province. As the largest city commercial bank in Shandong, it leverages strong ties with local state-owned enterprises and marine economy initiatives. It is a dual-listed (Hong Kong and Shenzhen) regional bank with a focus on green finance and blue economy development.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGR
Revenue1.5B1.6B1.8B2.1B11.8%
EPS0.070.080.100.1323.6%
Shares5.8B5.8B5.8B5.8B0.0%
Debt11.1B13.2B14.7B18.3B18.2%
Equity5.3B5.8B6.5B7.3B11.1%
Op CF-247.5M1.5B3.4B1.3B-6.8%
Inv CF-1.5B-2.5B-2.0B-5.1B—
Fin CF-2.9B1.6B862.0M3.2B—
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PRICE (1Y)-9.6%
0.790.810.840.860.89May 14Jun 4Jun 25
SMA 50SMA 200
Close
$0.79
RSI (14)
54.1
52W High
$0.89
From 52W High
0.9%

SCORE BREAKDOWN

Quality
39
ROIC (ROA)
0.7%*30.9
ROE
11.5%58.2
GP/Assets
1.4%11.2
Op. Margin
65.5%83.3
FCF/Assets
—N/A
Piotroski
565.9
Int. Cover
—N/A
D/E Ratio
—N/A
Current Ratio
—N/A
Value
51
P/E (TTM)
6.9x84.0
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
0.8x79.1
P/S
2.9x59.9
Div Yield
3.0%42.8
Momentum
56
52W High %
89%43.5
RS 6M
12%81.6
SMA 50/200
1.10x76.1
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
-15%13.2
Q Growth
21%57.2

FUNDAMENTALS

Market Cap
$4.8B
P/E (Forward)
8.1x
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 002948.SZ are excluded.

TickerCompanyMkt CapStockRankSignal
002948.SZBank of Qingdao Co., Ltd.(you)$4.8B56HOLD
1963.HKBank of Chongqing Co., Ltd.$3.5B55HOLD
9889.HKDongguan Rural Commercial Bank Co., Ltd.$3.0B56HOLD
601665.SSQilu Bank Co., Ltd.$5.5B47HOLD
601128.SSJiangsu Changshu Rural Commercial Bank Co., Ltd.$3.3B49HOLD
3618.HKChongqing Rural Commercial Bank Co., Ltd.$9.1B59HOLD
601577.SSBank of Changsha Co., Ltd.$5.4B40HOLD
601838.SSBank of Chengdu Co., Ltd.$11.5B53HOLD
002966.SZBank of Suzhou Co., Ltd.$5.1B33SELL
601997.SSBank of Guiyang Co.,Ltd.$2.9B39HOLD

Peer medians: ROE 8.2% · P/E 8.4x · Gross margin 36.1%

Bank of Qingdao Co., Ltd. (002948.SZ) — Stock Score Summary

Bank of Qingdao Co., Ltd. (002948.SZ) has a MoatMap StockRank of 56/100 based on Quality (39/100), Value (51/100), and Momentum (56/100) factor scores. The current signal is HOLD. Regional Chinese bank exposed to local government debt and real estate sector fragility. Highly capital-intensive and lacks structural growth.

Bank of Qingdao Co., Ltd. provides retail, corporate, and treasury banking services primarily in Shandong Province. As the largest city commercial bank in Shandong, it leverages strong ties with local state-owned enterprises and marine economy initiatives. It is a dual-listed (Hong Kong and Shenzhen) regional bank with a focus on green finance and blue economy development.

Key Financial Metrics

Price$0.79
Market Cap$4.8B
P/E (TTM)6.88
P/E (Forward)8.13
Price/Book0.80
Return on Equity11.5%
Gross Margin0.0%
Operating Margin65.5%
Revenue Growth22.6%
Dividend Yield3.0%

Bank of Qingdao Co., Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Bank of Qingdao Co., Ltd.’s (002948.SZ) StockRank?
MoatMap’s StockRank for Bank of Qingdao Co., Ltd. (002948.SZ) is 56/100, with a Hold signal. It is a composite of Quality (39), Value (51), and Momentum (56) factor ranks across MoatMap’s 20,000+ stock universe.
Does Bank of Qingdao Co., Ltd. have an economic moat?
Bank of Qingdao Co., Ltd. (002948.SZ) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bank of Qingdao Co., Ltd. a buy, hold, or sell?
MoatMap’s current signal for Bank of Qingdao Co., Ltd. (002948.SZ) is Hold, based on a StockRank of 56/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Bank of Qingdao Co., Ltd. in?
Bank of Qingdao Co., Ltd. (002948.SZ) operates in the Financial Services sector, specifically the Banks - Regional industry (China).
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