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601665.SS

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Qilu Bank Co., Ltd. · Financial Services · China · $5.5B · Avg Vol: $41M/d

47
StockRank
Q
36
V
53
M
49
P/E (TTM)
7.1x
ROE
11.7%
D/E
—
Dividend %
3.9%
Director Trades · 180d
None in 180d →
Buybacks · 180d
None in 180d →
AI CONVICTION THESIS

Regional Chinese bank with no structural growth drivers or alignment with our core themes.

COMPANY DESCRIPTION

Qilu Bank Co., Ltd. provides comprehensive commercial banking services, primarily serving small and medium enterprises (SMEs) and retail customers in Shandong Province. The bank benefits from deep-rooted local government relationships and a strong regional market share in one of China's most industrialized provinces. Its strategic focus on inclusive finance and local economic development drives steady asset growth and stable net interest margins.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGR
Revenue1.6B1.7B1.8B1.9B5.7%
EPS0.110.130.140.1511.1%
Shares4.6B4.7B4.8B6.2B+34.3%
Debt6.9B10.3B13.7B18.3B38.7%
Equity5.2B6.1B7.1B7.9B14.9%
Op CF4.1B4.3B2.8B6.5B16.6%
Inv CF-4.5B-6.2B-5.8B-8.5B—
Fin CF213.1M3.3B2.9B4.2B—
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PRICE (1Y)-6.6%
0.870.890.910.940.96May 14Jun 4Jun 25
SMA 50SMA 200
Close
$0.87
RSI (14)
46.4
52W High
$0.98
From 52W High
0.9%

SCORE BREAKDOWN

Quality
36
ROIC (ROA)
0.8%*32.0
ROE
11.7%59.5
GP/Assets
1.7%16.7
Op. Margin
62.2%81.6
FCF/Assets
—N/A
Piotroski
323.3
Int. Cover
—N/A
D/E Ratio
—N/A
Current Ratio
—N/A
Value
53
P/E (TTM)
7.1x82.9
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
0.8x80.1
P/S
2.9x60.0
Div Yield
3.9%55.1
Momentum
49
52W High %
89%44.4
RS 6M
-1%58.7
SMA 50/200
1.06x64.2
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
14%49.1

FUNDAMENTALS

Market Cap
$5.5B
P/E (Forward)
—
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 601665.SS are excluded.

TickerCompanyMkt CapStockRankSignal
601665.SSQilu Bank Co., Ltd.(you)$5.5B47HOLD
601577.SSBank of Changsha Co., Ltd.$5.4B40HOLD
601963.SSBank of Chongqing Co., Ltd.$5.5B38HOLD
002948.SZBank of Qingdao Co., Ltd.$4.8B56HOLD
601128.SSJiangsu Changshu Rural Commercial Bank Co., Ltd.$3.3B49HOLD
002966.SZBank of Suzhou Co., Ltd.$5.1B33SELL
601077.SSChongqing Rural Commercial Bank Co., Ltd.$10.7B45HOLD
2016.HKChina Zheshang Bank Co., Ltd$8.0B38HOLD
601997.SSBank of Guiyang Co.,Ltd.$2.9B39HOLD
601838.SSBank of Chengdu Co., Ltd.$11.5B53HOLD

Peer medians: ROE 8.2% · P/E 8.3x · Gross margin 36.1%

Qilu Bank Co., Ltd. (601665.SS) — Stock Score Summary

Qilu Bank Co., Ltd. (601665.SS) has a MoatMap StockRank of 47/100 based on Quality (36/100), Value (53/100), and Momentum (49/100) factor scores. The current signal is HOLD. Regional Chinese bank with no structural growth drivers or alignment with our core themes.

Qilu Bank Co., Ltd. provides comprehensive commercial banking services, primarily serving small and medium enterprises (SMEs) and retail customers in Shandong Province. The bank benefits from deep-rooted local government relationships and a strong regional market share in one of China's most industrialized provinces. Its strategic focus on inclusive finance and local economic development drives steady asset growth and stable net interest margins.

Key Financial Metrics

Price$0.87
Market Cap$5.5B
P/E (TTM)7.05
Price/Book0.78
Return on Equity11.7%
Gross Margin0.0%
Operating Margin62.2%
Revenue Growth13.8%
Dividend Yield3.9%

Qilu Bank Co., Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Qilu Bank Co., Ltd.’s (601665.SS) StockRank?
MoatMap’s StockRank for Qilu Bank Co., Ltd. (601665.SS) is 47/100, with a Hold signal. It is a composite of Quality (36), Value (53), and Momentum (49) factor ranks across MoatMap’s 20,000+ stock universe.
Does Qilu Bank Co., Ltd. have an economic moat?
Qilu Bank Co., Ltd. (601665.SS) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Qilu Bank Co., Ltd. a buy, hold, or sell?
MoatMap’s current signal for Qilu Bank Co., Ltd. (601665.SS) is Hold, based on a StockRank of 47/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Qilu Bank Co., Ltd. in?
Qilu Bank Co., Ltd. (601665.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).
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