What is Bank of Changsha Co., Ltd.'s (601577.SS) StockRank?

MoatMap's StockRank for Bank of Changsha Co., Ltd. (601577.SS) is 40/100, with a Hold signal. This is a composite score combining Quality (37), Value (59), and Momentum (34) factor ranks across MoatMap's 20,000+ stock universe.

Does Bank of Changsha Co., Ltd. have an economic moat?

Bank of Changsha Co., Ltd. (601577.SS) has a Quality factor score of 37/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Bank of Changsha Co., Ltd. a buy, hold, or sell?

MoatMap's current signal for Bank of Changsha Co., Ltd. (601577.SS) is Hold, based on a StockRank of 40/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Bank of Changsha Co., Ltd. in?

Bank of Changsha Co., Ltd. (601577.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).

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601577.SS

HOLDREMOVE

Bank of Changsha Co., Ltd. · Financial Services · China · $5.4B · Avg Vol: $26M/d

StockRank

P/E (TTM)

4.9x

ROE

10.0%

D/E

—

Dividend %

4.4%

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

Bank of Changsha is a regional Chinese commercial bank. It operates in a highly regulated, capital-intensive sector with significant exposure to local government debt and property market risks, failing our quality and moat criteria.

COMPANY DESCRIPTION

Bank of Changsha Co., Ltd. provides comprehensive commercial banking services, serving as the largest local commercial bank in Hunan Province. The bank maintains a powerful competitive moat through its dominant market share in regional fiscal deposits, municipal projects, and local retail banking. It is a high-growth regional bank characterized by aggressive digital transformation and deep integration into the local economy.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	3.4B	3.7B	3.8B	3.8B	3.6%
EPS	0.24	0.26	0.28	0.29	6.2%
Shares	4.0B	4.0B	4.0B	4.0B	0.0%
Debt	26.0B	25.6B	34.6B	34.8B	10.3%
Equity	8.9B	9.8B	11.5B	11.8B	9.9%
Op CF	2.9B	6.3B	3.4B	5.5B	23.6%
Inv CF	-361.9M	-1.3B	-10.6B	-449.0M	—
Fin CF	-9.4M	-2.0B	8.2B	-2.5B	—

PRICE (1Y)-5.3%

SMA 50SMA 200

$1.34

RSI (14)

39.3

52W High

$1.54

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.7%*28.5

ROE

10.0%49.1

GP/Assets

1.4%11.3

Op. Margin

62.0%81.6

FCF/Assets

—N/A

Piotroski

565.9

Int. Cover

—N/A

D/E Ratio

—N/A

Current Ratio

—N/A

Value

P/E (TTM)

4.9x93.1

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

0.5x90.3

P/S

2.2x71.9

Div Yield

4.4%62.6

Momentum

52W High %

87%39.0

RS 6M

-13%31.0

SMA 50/200

1.00x33.7

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

+6%27.1

Q Growth

6%38.9

FUNDAMENTALS

Market Cap

$5.4B

P/E (Forward)

4.6x

Gross Margin

0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 601577.SS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
601577.SS	Bank of Changsha Co., Ltd.(you)	$5.4B	40	HOLD
601963.SS	Bank of Chongqing Co., Ltd.	$5.5B	38	HOLD
601665.SS	Qilu Bank Co., Ltd.	$5.5B	47	HOLD
002966.SZ	Bank of Suzhou Co., Ltd.	$5.1B	33	SELL
2016.HK	China Zheshang Bank Co., Ltd	$8.0B	38	HOLD
601997.SS	Bank of Guiyang Co.,Ltd.	$2.9B	39	HOLD
002948.SZ	Bank of Qingdao Co., Ltd.	$4.8B	56	HOLD
601077.SS	Chongqing Rural Commercial Bank Co., Ltd.	$10.7B	45	HOLD
601128.SS	Jiangsu Changshu Rural Commercial Bank Co., Ltd.	$3.3B	49	HOLD
601187.SS	Xiamen Bank Co., Ltd.	$2.9B	31	SELL

Peer medians: ROE 8.2% · P/E 8.3x · Gross margin 36.1%

Bank of Changsha Co., Ltd. (601577.SS) — Stock Score Summary

Bank of Changsha Co., Ltd. (601577.SS) has a MoatMap StockRank of 40/100 based on Quality (37/100), Value (59/100), and Momentum (34/100) factor scores. The current signal is HOLD. Bank of Changsha is a regional Chinese commercial bank. It operates in a highly regulated, capital-intensive sector with significant exposure to local government debt and property market risks, failing our quality and moat criteria.

Key Financial Metrics

Price	$1.34
Market Cap	$5.4B
P/E (TTM)	4.92
P/E (Forward)	4.62
Price/Book	0.53
Return on Equity	10.0%
Gross Margin	0.0%
Operating Margin	62.0%
Revenue Growth	9.5%
Dividend Yield	4.4%

Bank of Changsha Co., Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Bank of Changsha Co., Ltd.’s (601577.SS) StockRank?: MoatMap’s StockRank for Bank of Changsha Co., Ltd. (601577.SS) is 40/100, with a Hold signal. It is a composite of Quality (37), Value (59), and Momentum (34) factor ranks across MoatMap’s 20,000+ stock universe.
Does Bank of Changsha Co., Ltd. have an economic moat?: Bank of Changsha Co., Ltd. (601577.SS) has a Quality factor score of 37/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bank of Changsha Co., Ltd. a buy, hold, or sell?: MoatMap’s current signal for Bank of Changsha Co., Ltd. (601577.SS) is Hold, based on a StockRank of 40/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Bank of Changsha Co., Ltd. in?: Bank of Changsha Co., Ltd. (601577.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).