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600928.SS
SELLREMOVEBank of Xi'an Co.,Ltd. · Financial Services · China · $2.2B · Avg Vol: $13M/d
Bank of Xi'an is a regional Chinese bank with weak asset quality and low capital efficiency (Q-score of 28). It is highly exposed to local government debt and real estate risks, offering no asymmetric upside or thematic alignment.
COMPANY DESCRIPTION
Bank of Xi'an is a regional commercial bank operating primarily in Shaanxi Province, serving local infrastructure projects, SMEs, and retail customers. The bank leverages its strong relationship with the Xi'an municipal government to secure low-cost deposits and participate in key regional development initiatives. It is a stable regional player positioned to benefit from the economic growth of the "Belt and Road" gateway city of Xi'an.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | 970.4M | 1.0B | 1.2B | 1.4B | 14.2% |
| EPS | 0.08 | 0.08 | 0.09 | 0.09 | 2.9% |
| Shares | 4.4B | 4.4B | 4.4B | 4.4B | 0.0% |
| Debt | 9.8B | 9.7B | 13.1B | 14.6B | 14.1% |
| Equity | 4.3B | 4.6B | 4.9B | 5.9B | 11.2% |
| Op CF | 7.7B | 1.8B | -1.7B | -2.1B | -76.3% |
| Inv CF | -7.0B | 566.7M | -1.8B | 1.7B | — |
| Fin CF | -1.1B | -491.1M | 3.1B | 2.0B | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 600928.SS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 600928.SS | Bank of Xi'an Co.,Ltd.(you) | $2.2B | 23 | SELL |
| 002936.SZ | Bank of Zhengzhou Co., Ltd. | $2.3B | 19 | STRONG SELL |
| 002958.SZ | Qingdao Rural Commercial Bank Co., Ltd. | $2.3B | 19 | STRONG SELL |
| 001227.SZ | Bank of Lanzhou Co., Ltd. | $1.8B | 19 | STRONG SELL |
| 601187.SS | Xiamen Bank Co., Ltd. | $2.9B | 31 | SELL |
| 1216.HK | Zhongyuan Bank Co., Ltd. | $1.4B | 20 | STRONG SELL |
| 600908.SS | Wuxi Rural Commercial Bank Co.,Ltd | $1.7B | 32 | SELL |
| 601528.SS | Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd | $1.3B | 18 | STRONG SELL |
| 1578.HK | Bank of Tianjin Co., Ltd. | $1.7B | 33 | SELL |
| 601860.SS | Jiangsu Zijin Rural Commercial Bank Co.,Ltd | $1.4B | 30 | SELL |
Peer medians: ROE 8.2% · P/E 8.3x · Gross margin 36.1%