What is Wuxi Rural Commercial Bank Co.,Ltd's (600908.SS) StockRank?

MoatMap's StockRank for Wuxi Rural Commercial Bank Co.,Ltd (600908.SS) is 32/100, with a Sell signal. This is a composite score combining Quality (36), Value (57), and Momentum (29) factor ranks across MoatMap's 20,000+ stock universe.

Does Wuxi Rural Commercial Bank Co.,Ltd have an economic moat?

Wuxi Rural Commercial Bank Co.,Ltd (600908.SS) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Wuxi Rural Commercial Bank Co.,Ltd a buy, hold, or sell?

MoatMap's current signal for Wuxi Rural Commercial Bank Co.,Ltd (600908.SS) is Sell, based on a StockRank of 32/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Wuxi Rural Commercial Bank Co.,Ltd in?

Wuxi Rural Commercial Bank Co.,Ltd (600908.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).

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600908.SS

SELLREMOVE

Wuxi Rural Commercial Bank Co.,Ltd · Financial Services · China · $1.7B · Avg Vol: $11M/d

StockRank

P/E (TTM)

5.5x

ROE

9.8%

D/E

—

Dividend %

4.3%

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

Wuxi Rural Commercial Bank is a regional financial institution with high exposure to localized Chinese credit risks and no structural growth tailwinds.

COMPANY DESCRIPTION

Wuxi Rural Commercial Bank is a regional commercial bank serving small and medium enterprises, agricultural businesses, and retail clients in the affluent Jiangsu Province. The company benefits from deep local roots, a strong market share in Wuxi's vibrant private economy, and a low non-performing loan ratio relative to national peers. It is a highly efficient regional bank characterized by stable net interest margins and strong local government support.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR
Revenue	634.4M	620.7M	663.2M	682.7M	2.5%
EPS	0.15	0.14	0.14	0.15	-0.3%
Shares	1.9B	2.2B	2.2B	2.2B	+17.9%
Debt	972.8M	764.3M	320.7M	429.8M	-23.8%
Equity	2.9B	3.1B	3.4B	3.4B	5.8%
Op CF	248.4M	899.6M	1.1B	1.7B	90.6%
Inv CF	206.9M	-1.1B	-105.5M	-798.0M	—
Fin CF	-556.1M	17.5M	-603.5M	-226.5M	—

PRICE (1Y)-6.6%

SMA 50SMA 200

$0.78

RSI (14)

43.2

52W High

$0.95

From 52W High

0.8%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.8%*34.2

ROE

9.8%48.2

GP/Assets

1.4%12.1

Op. Margin

67.2%84.1

FCF/Assets

—N/A

Piotroski

446.1

Int. Cover

—N/A

D/E Ratio

—N/A

Current Ratio

—N/A

Value

P/E (TTM)

5.5x91.1

EV/EBITDA

—N/A

P/FCF

—N/A

P/B

0.5x90.1

P/S

3.0x58.2

Div Yield

4.3%61.0

Momentum

52W High %

81%29.6

RS 6M

-20%22.1

SMA 50/200

0.95x20.6

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

+18%44.1

Q Growth

3%34.2

FUNDAMENTALS

Market Cap

$1.7B

P/E (Forward)

4.6x

Gross Margin

0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 600908.SS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
600908.SS	Wuxi Rural Commercial Bank Co.,Ltd(you)	$1.7B	32	SELL
1578.HK	Bank of Tianjin Co., Ltd.	$1.7B	33	SELL
002807.SZ	Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.	$1.6B	35	SELL
603323.SS	Jiangsu Suzhou Rural Commercial Bank Co., Ltd	$1.4B	33	SELL
601860.SS	Jiangsu Zijin Rural Commercial Bank Co.,Ltd	$1.4B	30	SELL
002839.SZ	Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd	$1.5B	38	HOLD
601187.SS	Xiamen Bank Co., Ltd.	$2.9B	31	SELL
001227.SZ	Bank of Lanzhou Co., Ltd.	$1.8B	19	STRONG SELL
600928.SS	Bank of Xi'an Co.,Ltd.	$2.2B	23	SELL
1216.HK	Zhongyuan Bank Co., Ltd.	$1.4B	20	STRONG SELL

Peer medians: ROE 8.2% · P/E 8.3x · Gross margin 36.1%

Wuxi Rural Commercial Bank Co.,Ltd (600908.SS) — Stock Score Summary

Wuxi Rural Commercial Bank Co.,Ltd (600908.SS) has a MoatMap StockRank of 32/100 based on Quality (36/100), Value (57/100), and Momentum (29/100) factor scores. The current signal is SELL. Wuxi Rural Commercial Bank is a regional financial institution with high exposure to localized Chinese credit risks and no structural growth tailwinds.

Key Financial Metrics

Price	$0.78
Market Cap	$1.7B
P/E (TTM)	5.47
P/E (Forward)	4.65
Price/Book	0.53
Return on Equity	9.8%
Gross Margin	0.0%
Operating Margin	67.2%
Revenue Growth	1.6%
Dividend Yield	4.3%

Wuxi Rural Commercial Bank Co.,Ltd operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Wuxi Rural Commercial Bank Co.,Ltd’s (600908.SS) StockRank?: MoatMap’s StockRank for Wuxi Rural Commercial Bank Co.,Ltd (600908.SS) is 32/100, with a Sell signal. It is a composite of Quality (36), Value (57), and Momentum (29) factor ranks across MoatMap’s 20,000+ stock universe.
Does Wuxi Rural Commercial Bank Co.,Ltd have an economic moat?: Wuxi Rural Commercial Bank Co.,Ltd (600908.SS) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Wuxi Rural Commercial Bank Co.,Ltd a buy, hold, or sell?: MoatMap’s current signal for Wuxi Rural Commercial Bank Co.,Ltd (600908.SS) is Sell, based on a StockRank of 32/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Wuxi Rural Commercial Bank Co.,Ltd in?: Wuxi Rural Commercial Bank Co.,Ltd (600908.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).