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1578.HK

SELLREMOVE

Bank of Tianjin Co., Ltd. · Financial Services · China · $1.7B · Avg Vol: $17K/d

33
StockRank
Q
22
V
65
M
36
P/E (TTM)
3.0x
ROE
5.6%
D/E
—
Dividend %
6.3%
Director Trades · 180d
None in 180d →
Buybacks · 180d
None in 180d →
AI CONVICTION THESIS

Bank of Tianjin is a regional Chinese financial institution burdened by domestic real estate debt exposure and structural net interest margin compression, offering no asymmetric upside.

COMPANY DESCRIPTION

Bank of Tianjin Co., Ltd. provides comprehensive commercial banking services, including corporate banking, retail banking, and treasury operations, primarily in Northern China. The bank's competitive moat is anchored by its strong ties to the Tianjin municipal government and its strategic positioning within the high-growth Beijing-Tianjin-Hebei integration zone. It operates as a scale-driven regional commercial bank, focusing on financing local infrastructure and industrial upgrade projects.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGR
Revenue—2.0B2.4B2.3B2.3B4.7%
EPS0.080.300.320.32—59.9%
Shares—1.8B1.8B1.8B6.1B+244.0%
Debt—14.0B12.5B16.4B22.3B16.9%
Equity—8.8B9.5B10.1B10.4B5.5%
Op CF—2.5B3.2B-1.6B-7.2B26.2%
Inv CF—-297.5M-1.5B-98.6M1.0B—
Fin CF—-1.2B-1.9B3.4B5.4B—
Loading...
PRICE (1Y)-8.7%
0.270.270.280.290.29May 13Jun 4Jun 25
SMA 50SMA 200
Close
$0.27
RSI (14)
31.2
52W High
$0.34
From 52W High
0.8%

SCORE BREAKDOWN

Quality
22
ROIC (ROA)
0.4%*20.1
ROE
5.6%24.3
GP/Assets
1.1%7.7
Op. Margin
26.1%43.2
FCF/Assets
—N/A
Piotroski
13.9
Int. Cover
—N/A
D/E Ratio
—N/A
Current Ratio
—N/A
Value
65
P/E (TTM)
3.0x98.4
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
0.1x99.3
P/S
1.2x84.0
Div Yield
6.3%79.6
Momentum
36
52W High %
78%24.7
RS 6M
4%69.5
SMA 50/200
0.99x32.0
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-15%17.8

FUNDAMENTALS

Market Cap
$1.7B
P/E (Forward)
—
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 1578.HK are excluded.

TickerCompanyMkt CapStockRankSignal
1578.HKBank of Tianjin Co., Ltd.(you)$1.7B33SELL
600908.SSWuxi Rural Commercial Bank Co.,Ltd$1.7B32SELL
002807.SZJiangsu Jiangyin Rural Commercial Bank Co.,LTD.$1.6B35SELL
603323.SSJiangsu Suzhou Rural Commercial Bank Co., Ltd$1.4B33SELL
601860.SSJiangsu Zijin Rural Commercial Bank Co.,Ltd$1.4B30SELL
002839.SZJiangsu Zhangjiagang Rural Commercial Bank Co., Ltd$1.5B38HOLD
601187.SSXiamen Bank Co., Ltd.$2.9B31SELL
001227.SZBank of Lanzhou Co., Ltd.$1.8B19STRONG SELL
600928.SSBank of Xi'an Co.,Ltd.$2.2B23SELL
601997.SSBank of Guiyang Co.,Ltd.$2.9B39HOLD

Peer medians: ROE 8.2% · P/E 8.3x · Gross margin 36.1%

Bank of Tianjin Co., Ltd. (1578.HK) — Stock Score Summary

Bank of Tianjin Co., Ltd. (1578.HK) has a MoatMap StockRank of 33/100 based on Quality (22/100), Value (65/100), and Momentum (36/100) factor scores. The current signal is SELL. Bank of Tianjin is a regional Chinese financial institution burdened by domestic real estate debt exposure and structural net interest margin compression, offering no asymmetric upside.

Bank of Tianjin Co., Ltd. provides comprehensive commercial banking services, including corporate banking, retail banking, and treasury operations, primarily in Northern China. The bank's competitive moat is anchored by its strong ties to the Tianjin municipal government and its strategic positioning within the high-growth Beijing-Tianjin-Hebei integration zone. It operates as a scale-driven regional commercial bank, focusing on financing local infrastructure and industrial upgrade projects.

Key Financial Metrics

Price$0.27
Market Cap$1.7B
P/E (TTM)2.97
Price/Book0.14
Return on Equity5.6%
Gross Margin0.0%
Operating Margin26.1%
Revenue Growth-1.9%
Dividend Yield6.3%

Bank of Tianjin Co., Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Bank of Tianjin Co., Ltd.’s (1578.HK) StockRank?
MoatMap’s StockRank for Bank of Tianjin Co., Ltd. (1578.HK) is 33/100, with a Sell signal. It is a composite of Quality (22), Value (65), and Momentum (36) factor ranks across MoatMap’s 20,000+ stock universe.
Does Bank of Tianjin Co., Ltd. have an economic moat?
Bank of Tianjin Co., Ltd. (1578.HK) has a Quality factor score of 22/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bank of Tianjin Co., Ltd. a buy, hold, or sell?
MoatMap’s current signal for Bank of Tianjin Co., Ltd. (1578.HK) is Sell, based on a StockRank of 33/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Bank of Tianjin Co., Ltd. in?
Bank of Tianjin Co., Ltd. (1578.HK) operates in the Financial Services sector, specifically the Banks - Regional industry (China).
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