Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
601187.SS
SELLREMOVEXiamen Bank Co., Ltd. · Financial Services · China · $2.9B · Avg Vol: $20M/d
Xiamen Bank is a regional Chinese bank exposed to local government debt and real estate sector vulnerabilities, failing all quality and macro tailwind criteria.
COMPANY DESCRIPTION
Xiamen Bank Co., Ltd. provides retail and corporate banking services, with a strategic focus on small and medium-sized enterprises (SMEs) and cross-strait financial services. Headquartered in Xiamen, the bank leverages its unique geographical position and Taiwanese shareholder ties to serve Taiwan-funded enterprises operating in mainland China. Its competitive moat is built on specialized cross-strait trade finance products and deep regional integration in the Fujian Free Trade Zone.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | 870.2M | 823.7M | 851.3M | 865.6M | -0.2% |
| EPS | 0.13 | 0.14 | 0.13 | 0.13 | 0.0% |
| Shares | 2.6B | 2.6B | 2.6B | 2.6B | 0.0% |
| Debt | 13.6B | 15.3B | 16.9B | 18.0B | 9.9% |
| Equity | 3.6B | 4.4B | 4.7B | 4.9B | 11.4% |
| Op CF | 3.9B | -646.1M | -637.7M | -164.2M | — |
| Inv CF | -1.4B | -1.4B | -2.1B | 424.1M | — |
| Fin CF | 78.5M | 1.4B | 1.3B | -157.3M | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 601187.SS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 601187.SS | Xiamen Bank Co., Ltd.(you) | $2.9B | 31 | SELL |
| 601997.SS | Bank of Guiyang Co.,Ltd. | $2.9B | 39 | HOLD |
| 600908.SS | Wuxi Rural Commercial Bank Co.,Ltd | $1.7B | 32 | SELL |
| 1578.HK | Bank of Tianjin Co., Ltd. | $1.7B | 33 | SELL |
| 600928.SS | Bank of Xi'an Co.,Ltd. | $2.2B | 23 | SELL |
| 002966.SZ | Bank of Suzhou Co., Ltd. | $5.1B | 33 | SELL |
| 601860.SS | Jiangsu Zijin Rural Commercial Bank Co.,Ltd | $1.4B | 30 | SELL |
| 002936.SZ | Bank of Zhengzhou Co., Ltd. | $2.3B | 19 | STRONG SELL |
| 002807.SZ | Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. | $1.6B | 35 | SELL |
| 002958.SZ | Qingdao Rural Commercial Bank Co., Ltd. | $2.3B | 19 | STRONG SELL |
Peer medians: ROE 8.2% · P/E 8.3x · Gross margin 36.1%