PLGO

Strong BuyFull HouseFLAG

Pelagos Insurance Capital Limit · Financial Services · Bermuda · $2.1B · Avg Vol: $12M/d

Full House: Strong business, sensible price, market agrees. The rare full house.

84
StockRank
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Quality
51
Value
74
Momentum
55
P/E (TTM)
5.8x
peers 7.3x
ROE
17.6%
peers 19.8%
D/E
0.3x
peers 0.2x
Dividend %
2.5%
trailing yield
AI CONVICTION THESIS

Insufficient evidence for a screen-pass. Pelagos Insurance Capital Limit: clears the 50 floor (Q52/V72/M65) but not the 60 strong bar, and carries no corroborating filing signal (no net insider buying, no active buyback). Absence of evidence is neutral; nothing adverse is known.

The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.

ABOUT PELAGOS INSURANCE CAPITAL LIMIT

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Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.5B3.4B2.1B2.2B12.7%2.5B2.3B2.5B7.3%
EPS0.2718.650.982.1298.8%4.033.294.0638.4%
Shares117.9M117.9M111.7M96.7M-18.0%82.7M
Debt447.5M448.2M448.9M843.2M23.5%720.5M
Equity2.0B2.4B2.4B2.4B6.7%
Op CF741.4M495.2M618.2M-408.3M-8.7%631.5M
Inv CF215.9M-834.9M-475.8M682.7M
Fin CF-16.2M-106.9M-153.9M19.8M
Loading 1Y...
PRICE (1Y)-6.0%
22.7523.4524.1524.8625.56Aug 7Aug 28Sep 18
SMA 50SMA 200

Close
$23.54
RSI (14)
39.2
52W High
$26.18
From 52W High
0.9%

SCORE BREAKDOWN

Quality
51
ROIC (ROA)
2.4%*59.6
ROE
17.6%79.5
GP/Assets
5.1%56.4
Op. Margin
10.7%27.6
FCF/Assets
n/mN/A
Piotroski
320.9
Int. Cover
9.0x49.5
D/E Ratio
0.32x54.3
Current Ratio
1.10x32.5
Value
74
P/E (TTM)
5.8x87.0
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
0.9x71.9
P/S
0.8x91.7
Div Yield
2.5%33.1
Momentum
55
52W High %
90%49.3
RS 6M
11%75.1
SMA 50/200
1.16x88.0
EPS Rev 4W
-4.2%5.6
EPS Rev 12W
N/A
EPS Improve
-3%18.8
Q Growth
125%87.4

FUNDAMENTALS

Market Cap
$2.1B
P/E (Forward)
6.1x
Gross Margin
25.2%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PLGO are excluded.

TickerCompanyMkt CapStockRankSignal
PLGOPelagos Insurance Capital Limit(you)$2.1B84Strong Buy
ACGLOArch Capital Group Ltd.$11.8B81Strong Buy
LRE.LLancashire Holdings Limited$2.0B89Strong Buy
BNT.TOBrookfield Wealth Solutions Ltd.$10.9B11Strong Sell
NTBThe Bank of N.T. Butterfield & Son Limited$2.3B76Buy
SPNTSiriusPoint Ltd.$2.8B76Buy
HGHamilton Insurance Group, Ltd.$3.5B94Strong Buy
CRE.LConduit Holdings Limited$860M91Strong Buy
ESNTEssent Group Ltd.$6.2B87Strong Buy
UEM.LUtilico Emerging Markets Ord$653M88Strong Buy

Peer medians: ROE 19.8% · P/E 7.3x · Gross margin 38.8%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Pelagos Insurance Capital Limit (PLGO): Stock Score Summary

Pelagos Insurance Capital Limit (PLGO) has a MoatMap StockRank of 84/100 based on Quality (51/100), Value (74/100), and Momentum (55/100) factor scores. The current signal is STRONG BUY. Insufficient evidence for a screen-pass. Pelagos Insurance Capital Limit: clears the 50 floor (Q52/V72/M65) but not the 60 strong bar, and carries no corroborating filing signal (no net insider buying, no active buyback). Absence of evidence is neutral; nothing adverse is known.

Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance.

Key Financial Metrics

Price$23.54
Market Cap$2.1B
P/E (TTM)5.84
P/E (Forward)6.05
Price/Book0.88
Return on Equity17.6%
Debt/Equity0.32x
Gross Margin25.2%
Operating Margin10.7%
Revenue Growth10.3%
Dividend Yield2.5%
Free Cash Flow$460M

Pelagos Insurance Capital Limit operates in the Insurance - Diversified industry, part of the Financial Services sector (Bermuda).

Frequently Asked Questions

What is Pelagos Insurance Capital Limit’s (PLGO) StockRank?
MoatMap’s StockRank for Pelagos Insurance Capital Limit (PLGO) is 84/100, with a Strong Buy signal. It is a composite of Quality (51), Value (74), and Momentum (55) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Pelagos Insurance Capital Limit have an economic moat?
Pelagos Insurance Capital Limit (PLGO) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Pelagos Insurance Capital Limit a buy, hold, or sell?
MoatMap’s current signal for Pelagos Insurance Capital Limit (PLGO) is Strong Buy, based on a StockRank of 84/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Pelagos Insurance Capital Limit in?
Pelagos Insurance Capital Limit (PLGO) operates in the Financial Services sector, specifically the Insurance - Diversified industry (Bermuda).