SPNT

BuyFull HouseFLAG

SiriusPoint Ltd. · Financial Services · Bermuda · $2.8B · Avg Vol: $18M/d

Full House: Strong business, sensible price, market agrees. The rare full house.

76
StockRank
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Quality
55
Value
65
Momentum
50
P/E (TTM)
6.1x
peers 7.3x
ROE
23.1%
peers 17.6%
D/E
0.3x
peers 0.2x
Dividend %
trailing yield
AI CONVICTION THESIS

SiriusPoint is a Bermuda specialty insurer and reinsurer formed by merger, and it has spent several years remediating adverse reserve development and exiting unprofitable lines, leaving a weak quality score (Q58). The turnaround is not yet proven across a full cycle. No solvency failure is known, so this is a flag rather than a removal.

The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.

ABOUT SIRIUSPOINT LTD.

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SiriusPoint Ltd. is a global specialty insurer and reinsurer, offering a diverse range of property, casualty, and accident & health insurance products through its subsidiaries across Bermuda, London, and the US. The company benefits from a diversified underwriting portfolio across geographies and product lines, reducing concentration risk, supported by a strong capital base and experienced underwriting teams. SiriusPoint is a relatively new but expanding player in the specialty insurance and reinsurance market, aiming to leverage agile underwriting and a diversified business model.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue2.2B2.7B2.6B3.2B13.6%3.0B3.1B3.2B0.9%
EPS-2.511.931.063.8040.3%4.063.884.114.0%
Shares162.2M168.1M116.4M117.0M-27.9%116.2M
Debt778.0M786.2M639.1M688.6M-4.0%700.9M
Equity2.1B2.5B1.9B2.5B6.0%
Op CF293.3M581.3M74.7M102.4M-29.6%265.9M
Inv CF-1.3B-332.2M343.6M424.2M
Fin CF-23.7M-61.5M-625.0M-518.8M
Loading 1Y...
PRICE (1Y)+7.5%
22.5523.1223.6924.2724.84Aug 7Aug 28Sep 18
SMA 50SMA 200

Close
$24.75
RSI (14)
59.7
52W High
$26.48
From 52W High
0.9%

SCORE BREAKDOWN

Quality
55
ROIC (ROA)
2.2%*57.9
ROE
23.1%87.0
GP/Assets
5.7%59.9
Op. Margin
13.6%30.1
FCF/Assets
n/mN/A
Piotroski
446.2
Int. Cover
8.9x48.9
D/E Ratio
0.31x55.4
Current Ratio
0.66x20.1
Value
65
P/E (TTM)
6.1x86.0
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
1.3x45.8
P/S
1.0x89.3
Div Yield
N/A
Momentum
50
52W High %
93%65.5
RS 6M
6%66.8
SMA 50/200
1.08x66.4
EPS Rev 4W
0.0%44.8
EPS Rev 12W
-0.2%36.5
EPS Improve
-32%7.7
Q Growth
9%37.6

FUNDAMENTALS

Market Cap
$2.8B
P/E (Forward)
9.0x
Gross Margin
23.9%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SPNT are excluded.

TickerCompanyMkt CapStockRankSignal
SPNTSiriusPoint Ltd.(you)$2.8B76Buy
HGHamilton Insurance Group, Ltd.$3.5B94Strong Buy
EGEverest Group, Ltd.$14.5B79Buy
CRE.LConduit Holdings Limited$860M91Strong Buy
RNRRenaissanceRe Holdings Ltd.$13.7B85Strong Buy
NTBThe Bank of N.T. Butterfield & Son Limited$2.3B76Buy
PLGOPelagos Insurance Capital Limit$2.1B84Strong Buy
WTMWhite Mountains Insurance Group, Ltd.$5.1B73Buy
LRE.LLancashire Holdings Limited$2.0B89Strong Buy
HSX.LHiscox Ltd$7.9B75Buy

Peer medians: ROE 17.6% · P/E 7.3x · Gross margin 38.8%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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SiriusPoint Ltd. (SPNT): Stock Score Summary

SiriusPoint Ltd. (SPNT) has a MoatMap StockRank of 76/100 based on Quality (55/100), Value (65/100), and Momentum (50/100) factor scores. The current signal is BUY. SiriusPoint is a Bermuda specialty insurer and reinsurer formed by merger, and it has spent several years remediating adverse reserve development and exiting unprofitable lines, leaving a weak quality score (Q58). The turnaround is not yet proven across a full cycle. No solvency failure is known, so this is a flag rather than a removal.

SiriusPoint Ltd. is a global specialty insurer and reinsurer, offering a diverse range of property, casualty, and accident & health insurance products through its subsidiaries across Bermuda, London, and the US. The company benefits from a diversified underwriting portfolio across geographies and product lines, reducing concentration risk, supported by a strong capital base and experienced underwriting teams. SiriusPoint is a relatively new but expanding player in the specialty insurance and reinsurance market, aiming to leverage agile underwriting and a diversified business model.

Key Financial Metrics

Price$24.75
Market Cap$2.8B
P/E (TTM)6.10
P/E (Forward)8.97
Price/Book1.26
Return on Equity23.1%
Debt/Equity0.31x
Gross Margin23.9%
Operating Margin13.6%
Revenue Growth-0.5%
Free Cash Flow$204M

SiriusPoint Ltd. operates in the Insurance - Reinsurance industry, part of the Financial Services sector (Bermuda).

Frequently Asked Questions

What is SiriusPoint Ltd.’s (SPNT) StockRank?
MoatMap’s StockRank for SiriusPoint Ltd. (SPNT) is 76/100, with a Buy signal. It is a composite of Quality (55), Value (65), and Momentum (50) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does SiriusPoint Ltd. have an economic moat?
SiriusPoint Ltd. (SPNT) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is SiriusPoint Ltd. a buy, hold, or sell?
MoatMap’s current signal for SiriusPoint Ltd. (SPNT) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is SiriusPoint Ltd. in?
SiriusPoint Ltd. (SPNT) operates in the Financial Services sector, specifically the Insurance - Reinsurance industry (Bermuda).