What is Amerant Bancorp Inc.'s (AMTB) StockRank?

MoatMap's StockRank for Amerant Bancorp Inc. (AMTB) is 56/100, with a Hold signal. This is a composite score combining Quality (47), Value (34), and Momentum (70) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Amerant Bancorp Inc. have an economic moat?

Amerant Bancorp Inc. (AMTB) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Amerant Bancorp Inc. a buy, hold, or sell?

MoatMap's current signal for Amerant Bancorp Inc. (AMTB) is Hold, based on a StockRank of 56/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Amerant Bancorp Inc. in?

Amerant Bancorp Inc. (AMTB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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AMTB

HoldHot Air

Amerant Bancorp Inc. · Financial Services · United States · $1.1B · Avg Vol: $10M/d

StockRank

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P/E (TTM)

21.2x

ROE

6.1%

D/E

1.0x

Dividend %

1.2%

COMPANY DESCRIPTION

Amerant Bancorp Inc. is a bank holding company for Amerant Bank, N.A., providing a comprehensive range of banking products and services to individuals and businesses in South Florida and Houston, Texas. The company focuses on relationship-based banking, offering personalized services to its diverse client base. Amerant leverages its strategic geographic presence in high-growth markets and emphasizes digital transformation to enhance customer experience and operational efficiency.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	315.0M	328.9M	305.3M	419.3M	10.0%	391.3M	394.9M	422.5M	0.4%
EPS	1.87	0.97	-0.44	1.26	-12.3%	1.40	1.59	2.01	26.4%
Shares	33.8M	33.6M	42.1M	40.6M	+20.1%	39.2M	—	—	—
Debt	1.2B	921.3M	1.0B	923.4M	-8.3%	938.0M	—	—	—
Equity	707.8M	736.1M	890.5M	938.8M	9.9%	—	—	—	—
Op CF	-49.2M	26.7M	82.2M	137.0M	126.4%	109.5M	—	—	—
Inv CF	-1.4B	-606.6M	-576.7M	-47.8M	—	—	—	—	—
Fin CF	1.5B	611.2M	763.0M	-209.4M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-2.0%

SMA 50SMA 200

$28.88

RSI (14)

55.5

52W High

$30.51

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.5%*24.5

ROE

6.1%30.5

GP/Assets

4.0%N/A

Op. Margin

31.7%48.3

FCF/Assets

1.3%N/A

Piotroski

797.1

Int. Cover

—50.0

D/E Ratio

0.98xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

21.2x22.5

EV/EBITDA

bankN/A

P/FCF

8.7xN/A

P/B

1.3x46.3

P/S

3.0x61.3

Div Yield

1.2%13.1

Momentum

52W High %

95%70.4

RS 6M

23%88.3

SMA 50/200

1.20x93.4

EPS Rev 4W

0.0%27.7

EPS Rev 12W

+29.7%98.4

EPS Improve

+98%82.8

Q Growth

-9%20.9

FUNDAMENTALS

Market Cap

$1.1B

P/E (Forward)

10.7x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AMTB are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
AMTB	Amerant Bancorp Inc.(you)	$1.1B	56	Hold
HFWA	Heritage Financial Corporation	$1.2B	56	Hold
TRST	TrustCo Bank Corp NY	$973M	55	Hold
FSBC	Five Star Bancorp	$1.1B	60	Hold
CLBK	Columbia Financial, Inc.	$1.2B	53	Hold
WABC	Westamerica Bancorporation	$1.3B	55	Hold
MCB	Metropolitan Bank Holding Corp.	$1.1B	50	Hold
SMBK	SmartFinancial, Inc.	$869M	55	Hold
NBBK	NB Bancorp, Inc.	$984M	60	Hold
BHRB	Burke & Herbert Financial Services Corp.	$1.4B	54	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Price	$28.88
Market Cap	$1.1B
P/E (TTM)	21.20
P/E (Forward)	10.73
Price/Book	1.27
Return on Equity	6.1%
Debt/Equity	0.98x
Operating Margin	31.7%
Revenue Growth	-7.9%
Dividend Yield	1.2%
Free Cash Flow	$129M