What is Amerant Bancorp Inc.'s (AMTB) StockRank?

MoatMap's StockRank for Amerant Bancorp Inc. (AMTB) is 75/100, with a Buy signal. This is a composite score combining Quality (48), Value (39), and Momentum (82) factor ranks across MoatMap's 20,000+ stock universe.

Does Amerant Bancorp Inc. have an economic moat?

Amerant Bancorp Inc. (AMTB) has a Quality factor score of 48/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Amerant Bancorp Inc. a buy, hold, or sell?

MoatMap's current signal for Amerant Bancorp Inc. (AMTB) is Buy, based on a StockRank of 75/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Amerant Bancorp Inc. in?

Amerant Bancorp Inc. (AMTB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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AMTB

BUY

Amerant Bancorp Inc. · Financial Services · United States · $1.1B · Avg Vol: $13M/d

StockRank

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P/E (TTM)

18.4x

ROE

6.4%

D/E

1.0x

Dividend %

1.4%

COMPANY DESCRIPTION

Amerant Bancorp Inc. is a bank holding company for Amerant Bank, N.A., providing a comprehensive range of banking products and services to individuals and businesses in South Florida and Houston, Texas. The company focuses on relationship-based banking, offering personalized services to its diverse client base. Amerant leverages its strategic geographic presence in high-growth markets and emphasizes digital transformation to enhance customer experience and operational efficiency.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	315.0M	328.9M	305.3M	419.3M	10.0%	399.6M	388.3M	405.4M	-1.7%
EPS	1.87	0.97	-0.44	1.26	-12.3%	1.40	1.35	1.58	11.9%
Shares	33.8M	33.6M	42.1M	40.6M	+20.1%	38.5M	—	—	—
Debt	1.2B	921.3M	1.0B	923.4M	-8.3%	973.6M	—	—	—
Equity	707.8M	736.1M	890.5M	938.8M	9.9%	—	—	—	—
Op CF	-49.2M	26.7M	82.2M	137.0M	126.4%	127.7M	—	—	—
Inv CF	-1.4B	-606.6M	-576.7M	-47.8M	—	—	—	—	—
Fin CF	1.5B	611.2M	763.0M	-209.4M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+31.2%

SMA 50SMA 200

$30.58

RSI (14)

86.1

52W High

$30.60

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.6%*25.1

ROE

6.4%32.0

GP/Assets

4.1%N/A

Op. Margin

30.5%49.1

FCF/Assets

1.3%N/A

Piotroski

797.0

Int. Cover

—50.0

D/E Ratio

0.98xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

18.4x28.7

EV/EBITDA

bankN/A

P/FCF

8.6xN/A

P/B

1.1x51.3

P/S

2.5x69.2

Div Yield

1.4%12.2

Momentum

52W High %

100%97.7

RS 6M

41%97.3

SMA 50/200

1.13x83.9

EPS Rev 4W

+1.5%90.9

EPS Rev 12W

-6.8%10.0

EPS Improve

+55%73.5

Q Growth

50%74.5

FUNDAMENTALS

Market Cap

$1.1B

P/E (Forward)

11.9x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AMTB are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
AMTB	Amerant Bancorp Inc.(you)	$1.1B	75	BUY
OSBC	Old Second Bancorp, Inc.	$1.2B	75	BUY
MCBS	MetroCity Bankshares, Inc.	$1.0B	74	BUY
HBT	HBT Financial, Inc.	$1.2B	77	BUY
PFBC	Preferred Bank	$1.2B	79	BUY
MBWM	Mercantile Bank Corporation	$1.0B	72	BUY
PGC	Peapack-Gladstone Financial Corporation	$822M	76	BUY
HAFC	Hanmi Financial Corporation	$943M	78	BUY
CPF	Central Pacific Financial Corp.	$997M	80	BUY
FSBC	Five Star Bancorp	$1.0B	71	BUY

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Price	$30.58
Market Cap	$1.1B
P/E (TTM)	18.41
P/E (Forward)	11.91
Price/Book	1.12
Return on Equity	6.4%
Debt/Equity	0.98x
Operating Margin	30.5%
Revenue Growth	3.3%
Dividend Yield	1.4%
Free Cash Flow	$129M