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FMNB

STRONG BUYFLAG

Farmers National Banc Corp. · Financial Services · United States · $899M · Avg Vol: $8M/d

84
StockRank
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Q
55
V
58
M
67
P/E (TTM)
10.1x
ROE
9.6%
D/E
0.8x
Dividend %
4.6%
AI CONVICTION THESIS

Farmers National Banc has value V59 and momentum M62, but quality at Q55 misses the all-three-above-60 path, and insiders sold 0.04% with no offsetting purchase, which is separately adverse.

COMPANY DESCRIPTION

Farmers National Banc Corp. is a community-focused financial services holding company operating The Farmers National Bank of Canfield across Northeast Ohio and Western Pennsylvania. It offers a comprehensive suite of retail and commercial banking services, alongside wealth management and insurance solutions. The bank's competitive advantage lies in its strong local presence and personalized customer service, fostering deep community ties and client loyalty within its target markets.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue160.0M179.6M170.1M188.6M5.6%193.9M263.0M285.1M23.0%
EPS1.781.791.341.231.46-4.8%1.451.531.635.6%
Shares34.1M37.5M37.6M37.7M+10.6%
Debt183.2M443.7M391.1M367.7M26.1%447.8M
Equity292.3M404.4M406.0M485.7M18.4%
Op CF81.5M62.9M66.6M60.0M-9.7%51.9M
Inv CF-205.5M77.9M-95.1M-78.8M
Fin CF86.8M-112.8M10.6M25.4M
Loading 1Y...
PRICE (1Y)+5.6%
14.0314.3614.6915.0215.35Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$15.35
RSI (14)
68.9
52W High
$15.40
From 52W High
1.0%

SCORE BREAKDOWN

Quality
55
ROIC (ROA)
0.9%*35.2
ROE
9.6%49.8
GP/Assets
3.7%N/A
Op. Margin
46.1%67.3
FCF/Assets
0.9%N/A
Piotroski
683.6
Int. Cover
50.0
D/E Ratio
0.76xN/A
Current Ratio
bankN/A
Value
58
P/E (TTM)
10.1x69.8
EV/EBITDA
bankN/A
P/FCF
19.1xN/A
P/B
1.1x51.1
P/S
4.5x42.1
Div Yield
4.6%59.0
Momentum
67
52W High %
100%95.8
RS 6M
8%71.8
SMA 50/200
1.06x63.4
EPS Rev 4W
0.0%69.8
EPS Rev 12W
-2.4%25.3
EPS Improve
+21%48.0
Q Growth
20%55.0

FUNDAMENTALS

Market Cap
$899M
P/E (Forward)
8.3x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FMNB are excluded.

TickerCompanyMkt CapStockRankSignal
FMNBFarmers National Banc Corp.(you)$899M84STRONG BUY
ORRFOrrstown Financial Services, Inc.$836M84STRONG BUY
THFFFirst Financial Corporation$922M82STRONG BUY
BFSTBusiness First Bancshares, Inc.$1.0B84STRONG BUY
CFFNCapitol Federal Financial, Inc.$1.1B83STRONG BUY
SHBIShore Bancshares, Inc.$790M86STRONG BUY
PFISPeoples Financial Services Corp.$695M85STRONG BUY
CCNECNB Financial Corporation$1.0B80BUY
CPFCentral Pacific Financial Corp.$997M79BUY
UVSPUnivest Financial Corporation$1.2B82STRONG BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Farmers National Banc Corp. (FMNB) — Stock Score Summary

Farmers National Banc Corp. (FMNB) has a MoatMap StockRank of 84/100 based on Quality (55/100), Value (58/100), and Momentum (67/100) factor scores. The current signal is STRONG BUY. Farmers National Banc has value V59 and momentum M62, but quality at Q55 misses the all-three-above-60 path, and insiders sold 0.04% with no offsetting purchase, which is separately adverse.

Farmers National Banc Corp. is a community-focused financial services holding company operating The Farmers National Bank of Canfield across Northeast Ohio and Western Pennsylvania. It offers a comprehensive suite of retail and commercial banking services, alongside wealth management and insurance solutions. The bank's competitive advantage lies in its strong local presence and personalized customer service, fostering deep community ties and client loyalty within its target markets.

Key Financial Metrics

Price$15.35
Market Cap$899M
P/E (TTM)10.06
P/E (Forward)8.34
Price/Book1.13
Return on Equity9.6%
Debt/Equity0.76x
Operating Margin46.1%
Revenue Growth27.7%
Dividend Yield4.6%
Free Cash Flow$47M

Farmers National Banc Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Farmers National Banc Corp.’s (FMNB) StockRank?
MoatMap’s StockRank for Farmers National Banc Corp. (FMNB) is 84/100, with a Strong Buy signal. It is a composite of Quality (55), Value (58), and Momentum (67) factor ranks across MoatMap’s 20,000+ stock universe.
Does Farmers National Banc Corp. have an economic moat?
Farmers National Banc Corp. (FMNB) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Farmers National Banc Corp. a buy, hold, or sell?
MoatMap’s current signal for Farmers National Banc Corp. (FMNB) is Strong Buy, based on a StockRank of 84/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Farmers National Banc Corp. in?
Farmers National Banc Corp. (FMNB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).