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BFST

STRONG BUYFLAG

Business First Bancshares, Inc. · Financial Services · United States · $1.0B · Avg Vol: $9M/d

84
StockRank
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Q
57
V
53
M
69
P/E (TTM)
11.0x
ROE
10.0%
D/E
0.6x
Dividend %
1.9%
AI CONVICTION THESIS

Business First Bancshares has momentum M65 with a buyback on file, but quality Q57 and value V54 both miss the all-three-above-60 path, and insiders sold 0.17%, which is separately adverse.

COMPANY DESCRIPTION

Business First Bancshares, Inc. is the bank holding company for Business First Bank, a community bank providing commercial and retail banking services to businesses and individuals in Louisiana and Texas. The bank focuses on relationship-based banking with a strong emphasis on commercial clients, fostering deep community ties and personalized service. Business First Bancshares is a growing regional community bank in the Gulf Coast states, specializing in serving local businesses with tailored financial solutions.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue227.5M247.4M270.4M319.8M12.0%324.0M366.7M391.2M10.6%
EPS2.342.622.272.816.3%2.802.983.267.7%
Shares25.1M25.4M29.6M29.5M+17.5%32.7M
Debt525.8M616.2M460.6M528.7M0.2%410.0M
Equity580.5M644.3M799.5M896.9M15.6%
Op CF69.6M91.0M61.4M92.1M9.8%90.2M
Inv CF-700.5M-521.1M-294.9M-281.5M
Fin CF715.3M503.5M326.5M281.5M
Loading 1Y...
PRICE (1Y)+7.6%
28.5629.2930.0130.7431.47Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$31.47
RSI (14)
61.6
52W High
$31.57
From 52W High
1.0%

SCORE BREAKDOWN

Quality
57
ROIC (ROA)
1.1%*39.8
ROE
10.0%52.4
GP/Assets
3.9%N/A
Op. Margin
36.5%55.2
FCF/Assets
1.1%N/A
Piotroski
797.0
Int. Cover
50.0
D/E Ratio
0.59xN/A
Current Ratio
bankN/A
Value
53
P/E (TTM)
11.0x65.1
EV/EBITDA
bankN/A
P/FCF
11.1xN/A
P/B
1.1x52.9
P/S
3.1x61.9
Div Yield
1.9%20.2
Momentum
69
52W High %
100%96.1
RS 6M
9%73.9
SMA 50/200
1.08x68.5
EPS Rev 4W
+0.1%79.2
EPS Rev 12W
-0.8%44.1
EPS Improve
+16%41.9
Q Growth
15%49.0

FUNDAMENTALS

Market Cap
$1.0B
P/E (Forward)
9.4x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BFST are excluded.

TickerCompanyMkt CapStockRankSignal
BFSTBusiness First Bancshares, Inc.(you)$1.0B84STRONG BUY
CFFNCapitol Federal Financial, Inc.$1.1B83STRONG BUY
FMNBFarmers National Banc Corp.$899M84STRONG BUY
THFFFirst Financial Corporation$922M82STRONG BUY
ORRFOrrstown Financial Services, Inc.$836M84STRONG BUY
CCNECNB Financial Corporation$1.0B80BUY
UVSPUnivest Financial Corporation$1.2B82STRONG BUY
CPFCentral Pacific Financial Corp.$997M79BUY
FMBHFirst Mid Bancshares, Inc.$1.4B83STRONG BUY
SHBIShore Bancshares, Inc.$790M86STRONG BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Business First Bancshares, Inc. (BFST) — Stock Score Summary

Business First Bancshares, Inc. (BFST) has a MoatMap StockRank of 84/100 based on Quality (57/100), Value (53/100), and Momentum (69/100) factor scores. The current signal is STRONG BUY. Business First Bancshares has momentum M65 with a buyback on file, but quality Q57 and value V54 both miss the all-three-above-60 path, and insiders sold 0.17%, which is separately adverse.

Business First Bancshares, Inc. is the bank holding company for Business First Bank, a community bank providing commercial and retail banking services to businesses and individuals in Louisiana and Texas. The bank focuses on relationship-based banking with a strong emphasis on commercial clients, fostering deep community ties and personalized service. Business First Bancshares is a growing regional community bank in the Gulf Coast states, specializing in serving local businesses with tailored financial solutions.

Key Financial Metrics

Price$31.47
Market Cap$1.0B
P/E (TTM)10.96
P/E (Forward)9.42
Price/Book1.09
Return on Equity10.0%
Debt/Equity0.59x
Operating Margin36.5%
Revenue Growth14.8%
Dividend Yield1.9%
Free Cash Flow$92M

Business First Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Business First Bancshares, Inc.’s (BFST) StockRank?
MoatMap’s StockRank for Business First Bancshares, Inc. (BFST) is 84/100, with a Strong Buy signal. It is a composite of Quality (57), Value (53), and Momentum (69) factor ranks across MoatMap’s 20,000+ stock universe.
Does Business First Bancshares, Inc. have an economic moat?
Business First Bancshares, Inc. (BFST) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Business First Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Business First Bancshares, Inc. (BFST) is Strong Buy, based on a StockRank of 84/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Business First Bancshares, Inc. in?
Business First Bancshares, Inc. (BFST) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).