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BFST

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Business First Bancshares, Inc. · Financial Services · United States · $1.0B · Avg Vol: $7M/d

76
StockRank
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Q
56
V
52
M
63
P/E (TTM)
11.3x
ROE
10.0%
D/E
0.6x
Dividend %
1.9%
AI CONVICTION THESIS

Business First Bancshares has momentum M65 with a buyback on file, but quality Q57 and value V54 both miss the all-three-above-60 path, and insiders sold 0.17%, which is separately adverse.

COMPANY DESCRIPTION

Business First Bancshares, Inc. is the bank holding company for Business First Bank, a community bank providing commercial and retail banking services to businesses and individuals in Louisiana and Texas. The bank focuses on relationship-based banking with a strong emphasis on commercial clients, fostering deep community ties and personalized service. Business First Bancshares is a growing regional community bank in the Gulf Coast states, specializing in serving local businesses with tailored financial solutions.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue227.5M247.4M270.4M319.8M12.0%334.0M366.4M391.2M10.6%
EPS2.342.622.272.816.3%2.812.983.277.9%
Shares25.1M25.4M29.6M29.5M+17.5%32.5M
Debt525.8M616.2M460.6M528.7M0.2%616.1M
Equity580.5M644.3M799.5M896.9M15.6%
Op CF69.6M91.0M61.4M92.1M9.8%103.3M
Inv CF-700.5M-521.1M-294.9M-281.5M
Fin CF715.3M503.5M326.5M281.5M
Loading 1Y...
PRICE (1Y)-1.5%
30.6831.0831.4831.8832.28Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$31.45
RSI (14)
53.5
52W High
$32.37
From 52W High
1.0%

SCORE BREAKDOWN

Quality
56
ROIC (ROA)
1.1%*39.2
ROE
10.0%50.6
GP/Assets
4.1%N/A
Op. Margin
34.6%51.3
FCF/Assets
1.1%N/A
Piotroski
797.1
Int. Cover
50.0
D/E Ratio
0.59xN/A
Current Ratio
bankN/A
Value
52
P/E (TTM)
11.3x61.0
EV/EBITDA
bankN/A
P/FCF
11.0xN/A
P/B
1.1x53.7
P/S
3.1x59.7
Div Yield
1.9%23.5
Momentum
63
52W High %
97%86.4
RS 6M
8%68.2
SMA 50/200
1.10x72.8
EPS Rev 4W
+0.3%42.9
EPS Rev 12W
+1.2%58.8
EPS Improve
+17%45.9
Q Growth
9%39.0

FUNDAMENTALS

Market Cap
$1.0B
P/E (Forward)
9.7x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BFST are excluded.

TickerCompanyMkt CapStockRankSignal
BFSTBusiness First Bancshares, Inc.(you)$1.0B76Buy
CFFNCapitol Federal Financial, Inc.$1.1B73Buy
UVSPUnivest Financial Corporation$1.1B75Buy
MPBMid Penn Bancorp, Inc.$929M73Buy
ORRFOrrstown Financial Services, Inc.$825M77Buy
CACCamden National Corporation$957M72Buy
SHBIShore Bancshares, Inc.$772M75Buy
TCBXThird Coast Bancshares, Inc.$752M77Buy
CCNECNB Financial Corporation$1.0B68Buy
CPFCentral Pacific Financial Corp.$974M69Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Business First Bancshares, Inc. (BFST): Stock Score Summary

Business First Bancshares, Inc. (BFST) has a MoatMap StockRank of 76/100 based on Quality (56/100), Value (52/100), and Momentum (63/100) factor scores. The current signal is BUY. Business First Bancshares has momentum M65 with a buyback on file, but quality Q57 and value V54 both miss the all-three-above-60 path, and insiders sold 0.17%, which is separately adverse.

Business First Bancshares, Inc. is the bank holding company for Business First Bank, a community bank providing commercial and retail banking services to businesses and individuals in Louisiana and Texas. The bank focuses on relationship-based banking with a strong emphasis on commercial clients, fostering deep community ties and personalized service. Business First Bancshares is a growing regional community bank in the Gulf Coast states, specializing in serving local businesses with tailored financial solutions.

Key Financial Metrics

Price$31.45
Market Cap$1.0B
P/E (TTM)11.33
P/E (Forward)9.67
Price/Book1.11
Return on Equity10.0%
Debt/Equity0.59x
Operating Margin34.6%
Revenue Growth12.7%
Dividend Yield1.9%
Free Cash Flow$92M

Business First Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Business First Bancshares, Inc.’s (BFST) StockRank?
MoatMap’s StockRank for Business First Bancshares, Inc. (BFST) is 76/100, with a Buy signal. It is a composite of Quality (56), Value (52), and Momentum (63) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Business First Bancshares, Inc. have an economic moat?
Business First Bancshares, Inc. (BFST) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Business First Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Business First Bancshares, Inc. (BFST) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Business First Bancshares, Inc. in?
Business First Bancshares, Inc. (BFST) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).