Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PFBC
BUYPreferred Bank · Financial Services · United States · $1.2B · Avg Vol: $15M/d
COMPANY DESCRIPTION
Preferred Bank is a commercial bank primarily serving the Chinese-American community and other ethnic groups in California and Houston, Texas. The bank offers a full range of commercial banking services including commercial real estate, commercial and industrial, and residential real estate loans, alongside deposit services. Preferred Bank leverages its expertise in catering to specific ethnic markets and its personalized relationship banking approach to compete effectively against larger institutions.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 254.4M | 293.1M | 284.0M | 283.4M | 3.7% | 283.4M | 284.1M | 299.0M | 2.7% |
| EPS | 6.41 | 8.84 | 10.64 | 9.79 | 10.61 | 13.4% | 10.71 | 10.94 | 11.19 | 2.7% |
| Shares | — | 14.4M | 13.6M | 13.2M | 12.2M | -15.2% | 11.8M | — | — | — |
| Debt | — | 168.9M | 168.0M | 165.5M | 383.8M | 31.5% | 383.1M | — | — | — |
| Equity | — | 630.4M | 695.1M | 763.2M | 789.5M | 7.8% | — | — | — | — |
| Op CF | — | 143.8M | 175.4M | 164.5M | 168.1M | 5.4% | 169.1M | — | — | — |
| Inv CF | — | -699.9M | -98.0M | -421.6M | -623.8M | — | — | — | — | — |
| Fin CF | — | 273.1M | 66.0M | 131.8M | 497.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PFBC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PFBC | Preferred Bank(you) | $1.2B | 77 | BUY |
| HBT | HBT Financial, Inc. | $1.2B | 76 | BUY |
| OSBC | Old Second Bancorp, Inc. | $1.2B | 74 | BUY |
| NBN | Northeast Bank | $1.1B | 74 | BUY |
| UVSP | Univest Financial Corporation | $1.2B | 82 | STRONG BUY |
| CPF | Central Pacific Financial Corp. | $997M | 79 | BUY |
| CCNE | CNB Financial Corporation | $1.0B | 80 | BUY |
| HAFC | Hanmi Financial Corporation | $943M | 77 | BUY |
| CAC | Camden National Corporation | $924M | 77 | BUY |
| AMTB | Amerant Bancorp Inc. | $1.1B | 73 | BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%