Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BINA.JK
Strong SellSinkerPT Bank Ina Perdana Tbk · Financial Services · Indonesia · $1.5B · Avg Vol: $113K/d
10
StockRankGet insider-trade alerts
Q
24
V
15
M
45
P/E (TTM)
—
ROE
-9.9%
D/E
0.0x
Dividend %
—
COMPANY DESCRIPTION
PT Bank Ina Perdana Tbk provides general and digital banking products and services for individuals, MSMEs, and corporations in Indonesia. It operates through Marketing and Loans, Treasury, and Trade Finance segments.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 618.4B | 756.8B | 760.5B | 697.5B | 4.1% | 223.2B |
| EPS (IDR) | 26.45 | 33.89 | 13.34 | -60.15 | -29.0% | -53.50 |
| Shares | 5.9B | 6.1B | 6.1B | 6.1B | +3.3% | 6.1B |
| Debt | 36.7B | 34.4B | 66.4B | 43.5B | 5.8% | — |
| Equity | 3.3T | 3.6T | 3.6T | 3.3T | 0.2% | — |
| Op CF | -247.7B | 72.8B | 1.1T | 4.2T | 661.8% | 743.0B |
| Inv CF | -1.2T | 467.1B | -2.3T | -3.8T | — | — |
| Fin CF | 778.6B | -24.8B | -26.9B | -31.4B | — | — |
Loading 1Y...
PRICE (1Y)+1.5%
SMA 50SMA 200
Close
$0.2376
RSI (14)
42.5
52W High
$0.2828
From 52W High
0.8%
SCORE BREAKDOWN
Quality
24
ROIC (ROA)
-1.1%*8.9
ROE
-9.9%5.5
GP/Assets
0.6%N/A
Op. Margin
9.2%27.0
FCF/Assets
13.2%N/A
Piotroski
446.2
Int. Cover
—50.0
D/E Ratio
0.01xN/A
Current Ratio
bankN/A
Value
15
P/E (TTM)
—N/A
EV/EBITDA
bankN/A
P/FCF
6.2xN/A
P/B
8.6x5.5
P/S
114.9x1.6
Div Yield
—N/A
Momentum
45
52W High %
84%32.3
RS 6M
8%69.2
SMA 50/200
0.96x18.9
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
16%47.8
FUNDAMENTALS
Market Cap
$1.5B
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BINA.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BINA.JK | PT Bank Ina Perdana Tbk(you) | $1.5B | 10 | Strong Sell |
| BSIM.JK | PT Bank Sinarmas Tbk | $1.3B | 8 | Strong Sell |
| BBHI.JK | PT Allo Bank Indonesia Tbk | $1.1B | 15 | Strong Sell |
| ARTO.JK | PT Bank Jago Tbk | $795M | 13 | Strong Sell |
| BBKP.JK | PT Bank KB Indonesia Tbk | $576M | 8 | Strong Sell |
| BNLI.JK | PT Bank Permata Tbk | $4.5B | 10 | Strong Sell |
| BANK.JK | PT Bank Aladin Syariah Tbk | $213M | 5 | Strong Sell |
| AGRO.JK | PT Bank Raya Indonesia Tbk | $211M | 4 | Strong Sell |
| INPC.JK | PT Bank Artha Graha Internasional Tbk | $193M | 15 | Strong Sell |
| SDRA.JK | PT Bank Woori Saudara Indonesia 1906 Tbk | $182M | 17 | Strong Sell |
Peer medians: ROE 5.8% · P/E 9.1x · Gross margin 44.7%