Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BNLI.JK
Strong SellFallen FavouritePT Bank Permata Tbk · Financial Services · Indonesia · $4.5B · Avg Vol: $12K/d
10
StockRankGet insider-trade alerts
Q
52
V
24
M
8
P/E (TTM)
21.2x
ROE
8.3%
D/E
0.2x
Dividend %
1.6%
COMPANY DESCRIPTION
PT Bank Permata Tbk provides corporate, commercial, and consumer banking products and services in Indonesia.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10.8T | 11.8T | 11.9T | 12.4T | 4.9% | 11.0T | 16.5T | 17.9T | 19.9% |
| EPS (IDR) | 75,377 | 95,567 | 133,256 | 133,256 | 20.9% | — | — | — | — |
| Shares | 26.9M | 26.9M | 26.9M | 26.9M | 0.0% | 26.9M | — | — | — |
| Debt | 10.3T | 10.3T | 10.8T | 11.3T | 3.3% | 24.1T | — | — | — |
| Equity | 37.6T | 40.0T | 42.6T | 45.8T | 6.8% | — | — | — | — |
| Op CF | 17.0T | -31.5T | 7.9T | 4.4T | -36.1% | -5.7T | — | — | — |
| Inv CF | -3.3T | 5.3T | -18.4T | -4.6T | — | — | — | — | — |
| Fin CF | -418.3B | 2.8T | -196.5B | -3.1T | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-4.9%
SMA 50SMA 200
Close
$0.1228
RSI (14)
46.2
52W High
$0.3675
From 52W High
0.3%
SCORE BREAKDOWN
Quality
52
ROIC (ROA)
1.4%*46.8
ROE
8.3%41.2
GP/Assets
4.0%N/A
Op. Margin
39.9%57.6
FCF/Assets
1.5%N/A
Piotroski
567.4
Int. Cover
—50.0
D/E Ratio
0.25xN/A
Current Ratio
bankN/A
Value
24
P/E (TTM)
21.2x22.5
EV/EBITDA
bankN/A
P/FCF
19.8xN/A
P/B
1.7x31.0
P/S
7.1x23.3
Div Yield
1.6%18.4
Momentum
8
52W High %
33%2.7
RS 6M
-25%9.5
SMA 50/200
0.65x1.5
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-7%21.8
FUNDAMENTALS
Market Cap
$4.5B
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BNLI.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BNLI.JK | PT Bank Permata Tbk(you) | $4.5B | 10 | Strong Sell |
| BINA.JK | PT Bank Ina Perdana Tbk | $1.5B | 10 | Strong Sell |
| BSIM.JK | PT Bank Sinarmas Tbk | $1.3B | 8 | Strong Sell |
| BBHI.JK | PT Allo Bank Indonesia Tbk | $1.1B | 15 | Strong Sell |
| BRIS.JK | PT Bank Syariah Indonesia Tbk | $4.6B | 45 | Hold |
| ARTO.JK | PT Bank Jago Tbk | $795M | 13 | Strong Sell |
| BBKP.JK | PT Bank KB Indonesia Tbk | $576M | 8 | Strong Sell |
| BANK.JK | PT Bank Aladin Syariah Tbk | $213M | 5 | Strong Sell |
| AGRO.JK | PT Bank Raya Indonesia Tbk | $211M | 4 | Strong Sell |
| INPC.JK | PT Bank Artha Graha Internasional Tbk | $193M | 15 | Strong Sell |
Peer medians: ROE 5.5% · P/E 8.8x · Gross margin 44.7%