California BanCorp (BCAL) — Stock Score Summary

California BanCorp (BCAL) has a MoatMap StockRank of 41/100 based on Quality (44/100), Value (39/100), and Momentum (45/100) factor scores. The current signal is HOLD. California BanCorp is a regional bank. It does not align with any of our high-conviction macro themes and lacks the scale or unique competitive advantages required for a concentrated global fund.

California BanCorp is the holding company for California Bank of Commerce, a business-focused commercial bank operating in the San Francisco Bay Area and Sacramento regions. The bank caters exclusively to middle-market businesses, professionals, and non-profit organizations, offering highly customized commercial lending and treasury management solutions. Its competitive moat is defined by its high-touch, advisory-led relationship model and its strategic location in high-growth, economically vibrant Northern California markets.

Key Financial Metrics

Price$19.61
Market Cap$603M
P/E (TTM)10.55
P/E (Forward)10.57
Price/Book1.07
Return on Equity10.8%
Gross Margin0.0%
Operating Margin45.0%
Revenue Growth-8.2%
Dividend Yield2.1%

California BanCorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is California BanCorp’s (BCAL) StockRank?
MoatMap’s StockRank for California BanCorp (BCAL) is 41/100, with a Hold signal. It is a composite of Quality (44), Value (39), and Momentum (45) factor ranks across MoatMap’s 19,000+ stock universe.
Does California BanCorp have an economic moat?
California BanCorp (BCAL) has a Quality factor score of 44/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is California BanCorp a buy, hold, or sell?
MoatMap’s current signal for California BanCorp (BCAL) is Hold, based on a StockRank of 41/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is California BanCorp in?
California BanCorp (BCAL) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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