Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
SMBC
HoldPremium GrowerSouthern Missouri Bancorp, Inc. · Financial Services · United States · $815M · Avg Vol: $7M/d
COMPANY DESCRIPTION
Southern Missouri Bancorp, Inc. operates as a bank holding company for Southern Bank, offering a comprehensive suite of commercial and retail banking services to individuals and businesses. The bank provides deposit accounts, real estate and commercial loans, and digital banking solutions. With a strong regional footprint, Southern Missouri Bancorp maintains a community-focused approach, cultivating deep relationships within its operating markets.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 124.8M | 152.9M | 164.3M | 182.6M | 13.5% | 185.7M | 192.1M | 200.7M | 4.8% |
| EPS | 5.21 | 5.22 | 3.86 | 4.42 | 5.19 | -0.1% | 6.42 | 5.41 | 5.69 | 4.7% |
| Shares | — | 9.2M | 11.3M | 11.3M | 11.3M | +22.5% | 11.0M | — | — | — |
| Debt | — | 61.0M | 156.6M | 125.2M | 127.3M | 27.8% | 166.2M | — | — | — |
| Equity | — | 320.8M | 446.1M | 488.7M | 544.7M | 19.3% | — | — | — | — |
| Op CF | — | 67.3M | 62.0M | 70.3M | 81.6M | 6.6% | 93.9M | — | — | — |
| Inv CF | — | -303.9M | -213.4M | -245.7M | -285.1M | — | — | — | — | — |
| Fin CF | — | 199.8M | 118.6M | 182.4M | 335.5M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SMBC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SMBC | Southern Missouri Bancorp, Inc.(you) | $815M | 65 | Hold |
| PGC | Peapack-Gladstone Financial Corporation | $800M | 65 | Hold |
| SPFI | South Plains Financial, Inc. | $823M | 64 | Hold |
| HTB | HomeTrust Bancshares, Inc. | $776M | 63 | Hold |
| GSBC | Great Southern Bancorp, Inc. | $859M | 61 | Hold |
| IBCP | Independent Bank Corporation | $759M | 68 | Buy |
| RCBC | River City Bank | $712M | 67 | Buy |
| MCBS | MetroCity Bankshares, Inc. | $1.0B | 64 | Hold |
| FCBC | First Community Bankshares, Inc. | $925M | 67 | Buy |
| MBWM | Mercantile Bank Corporation | $1.0B | 65 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%