Midland States Bancorp, Inc. (MSBI) — Stock Score Summary

Midland States Bancorp, Inc. (MSBI) has a MoatMap StockRank of 67/100 based on Quality (36/100), Value (35/100), and Momentum (79/100) factor scores. The current signal is BUY. Midland States Bancorp is a small regional bank with weak quality metrics (Q: 36). It lacks any structural competitive advantages, pricing power, or alignment with our high-conviction macro themes.

Midland States Bancorp, Inc. is a community-focused financial institution providing a full range of banking, wealth management, and commercial lending services primarily in Illinois, Missouri, and Colorado. Its competitive moat stems from its strong community ties, personalized service model, and diverse revenue streams including specialized commercial finance offerings. The bank serves as a key financial partner for small to medium-sized businesses and individuals within its regional markets.

Key Financial Metrics

Price$27.49
Market Cap$575M
P/E (TTM)23.77
P/E (Forward)9.11
Price/Book1.32
Return on Equity6.2%
Gross Margin0.0%
Operating Margin34.0%
Revenue Growth14.3%
Dividend Yield4.5%

Midland States Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Midland States Bancorp, Inc.’s (MSBI) StockRank?
MoatMap’s StockRank for Midland States Bancorp, Inc. (MSBI) is 67/100, with a Buy signal. It is a composite of Quality (36), Value (35), and Momentum (79) factor ranks across MoatMap’s 19,000+ stock universe.
Does Midland States Bancorp, Inc. have an economic moat?
Midland States Bancorp, Inc. (MSBI) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Midland States Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Midland States Bancorp, Inc. (MSBI) is Buy, based on a StockRank of 67/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Midland States Bancorp, Inc. in?
Midland States Bancorp, Inc. (MSBI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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