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TCBX

BuyFull House

Third Coast Bancshares, Inc. · Financial Services · United States · $752M · Avg Vol: $4M/d

77
StockRank
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Q
57
V
51
M
65
P/E (TTM)
11.5x
ROE
12.7%
D/E
0.3x
Dividend %
—
Dir. Trades · 180d
−$100.7K →
Buybacks · 180d
None →

COMPANY DESCRIPTION

Third Coast Bancshares, Inc. operates as a regional bank holding company, offering a full suite of commercial and retail banking services to businesses and individuals primarily in its Texas market. Its competitive advantage is built on strong local relationships, personalized customer service, and an in-depth understanding of the regional economy, fostering client loyalty and organic growth. The company functions as a community-focused financial institution.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue122.7M147.1M170.5M207.7M19.2%229.0M256.7M281.1M16.3%
EPS1.282.113.144.4551.5%4.024.675.076.8%
Shares13.5M13.6M13.8M13.9M+2.7%16.7M———
Debt129.4M141.7M132.5M137.0M1.9%163.7M———
Equity381.8M412.0M460.7M531.0M11.6%————
Op CF21.8M39.1M35.1M50.8M32.6%32.7M———
Inv CF-1.2B-529.5M-520.9M-610.2M—————
Fin CF1.2B570.3M495.1M319.4M—————
Loading 1Y...
PRICE (1Y)+3.2%
43.7044.3144.9245.5246.13Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$45.11
RSI (14)
48.8
52W High
$46.35
From 52W High
1.0%

SCORE BREAKDOWN

Quality
57
ROIC (ROA)
1.3%*44.2
ROE
12.7%65.0
GP/Assets
4.3%N/A
Op. Margin
42.7%61.1
FCF/Assets
-0.3%N/A
Piotroski
567.4
Int. Cover
—50.0
D/E Ratio
0.26xN/A
Current Ratio
bankN/A
Value
51
P/E (TTM)
11.5x60.3
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.1x51.9
P/S
3.3x54.8
Div Yield
—N/A
Momentum
65
52W High %
97%87.4
RS 6M
7%66.6
SMA 50/200
1.08x65.3
EPS Rev 4W
+1.4%57.3
EPS Rev 12W
+2.8%74.4
EPS Improve
+7%30.3
Q Growth
31%62.7

FUNDAMENTALS

Market Cap
$752M
P/E (Forward)
10.7x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TCBX are excluded.

TickerCompanyMkt CapStockRankSignal
TCBXThird Coast Bancshares, Inc.(you)$752M77Buy
WASHWashington Trust Bancorp, Inc.$753M78Buy
PFISPeoples Financial Services Corp.$697M77Buy
SHBIShore Bancshares, Inc.$772M75Buy
ORRFOrrstown Financial Services, Inc.$825M77Buy
ACNBACNB Corporation$656M77Buy
FISIFinancial Institutions, Inc.$807M82Strong Buy
CBNKCapital Bancorp, Inc.$595M76Buy
HIFSHingham Institution for Savings$650M74Buy
BFSTBusiness First Bancshares, Inc.$1.0B76Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Third Coast Bancshares, Inc. (TCBX): Stock Score Summary

Third Coast Bancshares, Inc. (TCBX) has a MoatMap StockRank of 77/100 based on Quality (57/100), Value (51/100), and Momentum (65/100) factor scores. The current signal is BUY.

Third Coast Bancshares, Inc. operates as a regional bank holding company, offering a full suite of commercial and retail banking services to businesses and individuals primarily in its Texas market. Its competitive advantage is built on strong local relationships, personalized customer service, and an in-depth understanding of the regional economy, fostering client loyalty and organic growth. The company functions as a community-focused financial institution.

Key Financial Metrics

Price$45.11
Market Cap$752M
P/E (TTM)11.46
P/E (Forward)10.66
Price/Book1.14
Return on Equity12.7%
Debt/Equity0.26x
Operating Margin42.7%
Revenue Growth32.1%
Free Cash Flow$-15M

Third Coast Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Third Coast Bancshares, Inc.’s (TCBX) StockRank?
MoatMap’s StockRank for Third Coast Bancshares, Inc. (TCBX) is 77/100, with a Buy signal. It is a composite of Quality (57), Value (51), and Momentum (65) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Third Coast Bancshares, Inc. have an economic moat?
Third Coast Bancshares, Inc. (TCBX) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Third Coast Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Third Coast Bancshares, Inc. (TCBX) is Buy, based on a StockRank of 77/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Third Coast Bancshares, Inc. in?
Third Coast Bancshares, Inc. (TCBX) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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