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TCBX

BUY

Third Coast Bancshares, Inc. · Financial Services · United States · $709M · Avg Vol: $6M/d

73
StockRank
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Q
55
V
57
M
56
P/E (TTM)
10.3x
ROE
12.2%
D/E
0.3x
Dividend %
—
Dir. Trades · 180d
−$100.7K →
Buybacks · 180d
None →

COMPANY DESCRIPTION

Third Coast Bancshares, Inc. operates as a regional bank holding company, offering a full suite of commercial and retail banking services to businesses and individuals primarily in its Texas market. Its competitive advantage is built on strong local relationships, personalized customer service, and an in-depth understanding of the regional economy, fostering client loyalty and organic growth. The company functions as a community-focused financial institution.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue122.7M147.1M170.5M207.7M19.2%212.9M255.9M279.2M15.9%
EPS1.282.113.144.4551.5%3.894.615.066.6%
Shares13.5M13.6M13.8M13.9M+2.7%16.6M———
Debt129.4M141.7M132.5M137.0M1.9%161.1M———
Equity381.8M412.0M460.7M531.0M11.6%————
Op CF21.8M39.1M35.1M50.8M32.6%————
Inv CF-1.2B-529.5M-520.9M-610.2M—————
Fin CF1.2B570.3M495.1M319.4M—————
Loading 1Y...
PRICE (1Y)+5.3%
38.4739.5440.6141.6842.75Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$42.19
RSI (14)
58.4
52W High
$43.84
From 52W High
1.0%

SCORE BREAKDOWN

Quality
55
ROIC (ROA)
1.2%*42.9
ROE
12.2%64.0
GP/Assets
4.0%N/A
Op. Margin
34.2%52.6
FCF/Assets
-0.3%N/A
Piotroski
565.2
Int. Cover
—50.0
D/E Ratio
0.26xN/A
Current Ratio
bankN/A
Value
57
P/E (TTM)
10.3x68.9
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.0x58.4
P/S
3.1x61.2
Div Yield
—N/A
Momentum
56
52W High %
96%68.2
RS 6M
-4%48.9
SMA 50/200
1.01x40.8
EPS Rev 4W
+1.2%90.0
EPS Rev 12W
-0.4%47.8
EPS Improve
+9%31.6
Q Growth
21%55.5

FUNDAMENTALS

Market Cap
$709M
P/E (Forward)
9.4x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TCBX are excluded.

TickerCompanyMkt CapStockRankSignal
TCBXThird Coast Bancshares, Inc.(you)$709M73BUY
IBCPIndependent Bank Corporation$776M73BUY
PGCPeapack-Gladstone Financial Corporation$822M74BUY
KRNYKearny Financial Corp.$592M73BUY
RRBIRed River Bancshares, Inc.$655M76BUY
BCALCalifornia BanCorp$676M69BUY
BHBBar Harbor Bankshares$654M70BUY
UNTYUnity Bancorp, Inc.$583M72BUY
WASHWashington Trust Bancorp, Inc.$732M79BUY
BSRRSierra Bancorp$548M74BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Third Coast Bancshares, Inc. (TCBX) — Stock Score Summary

Third Coast Bancshares, Inc. (TCBX) has a MoatMap StockRank of 73/100 based on Quality (55/100), Value (57/100), and Momentum (56/100) factor scores. The current signal is BUY.

Third Coast Bancshares, Inc. operates as a regional bank holding company, offering a full suite of commercial and retail banking services to businesses and individuals primarily in its Texas market. Its competitive advantage is built on strong local relationships, personalized customer service, and an in-depth understanding of the regional economy, fostering client loyalty and organic growth. The company functions as a community-focused financial institution.

Key Financial Metrics

Price$42.19
Market Cap$709M
P/E (TTM)10.29
P/E (Forward)9.41
Price/Book1.02
Return on Equity12.2%
Debt/Equity0.26x
Operating Margin34.2%
Revenue Growth25.6%
Free Cash Flow$-15M

Third Coast Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Third Coast Bancshares, Inc.’s (TCBX) StockRank?
MoatMap’s StockRank for Third Coast Bancshares, Inc. (TCBX) is 73/100, with a Buy signal. It is a composite of Quality (55), Value (57), and Momentum (56) factor ranks across MoatMap’s 20,000+ stock universe.
Does Third Coast Bancshares, Inc. have an economic moat?
Third Coast Bancshares, Inc. (TCBX) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Third Coast Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Third Coast Bancshares, Inc. (TCBX) is Buy, based on a StockRank of 73/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Third Coast Bancshares, Inc. in?
Third Coast Bancshares, Inc. (TCBX) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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