Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CCNE
BUYFLAGCNB Financial Corporation · Financial Services · United States · $1.0B · Avg Vol: $7M/d
CNB Financial has very strong momentum M78 and value exactly at V50, but quality at Q45 is below the calibrated floor, so stage one fails.
COMPANY DESCRIPTION
CNB Financial Corporation is a financial holding company operating through its subsidiary, CNB Bank, offering commercial, retail, and wealth management banking services. The company's competitive strength is rooted in its established community bank model, cultivating strong local relationships and market expertise across its primary service areas in Pennsylvania, Ohio, and New York.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 219.6M | 218.1M | 222.0M | 277.0M | 8.0% | 300.3M | 372.4M | 385.3M | 17.9% |
| EPS | 3.17 | 2.80 | 2.57 | 2.40 | 2.10 | -9.8% | 2.84 | 2.53 | 2.70 | 13.5% |
| Shares | — | 21.0M | 20.9M | 21.0M | 29.5M | +40.3% | 29.6M | — | — | — |
| Debt | — | 138.3M | 142.5M | 145.5M | 313.2M | 31.3% | 335.9M | — | — | — |
| Equity | — | 530.8M | 571.2M | 610.7M | 872.1M | 18.0% | — | — | — | — |
| Op CF | — | 64.1M | 47.0M | 71.5M | 65.0M | 0.5% | 72.6M | — | — | — |
| Inv CF | — | -804.7M | -149.5M | -203.3M | 27.6M | — | — | — | — | — |
| Fin CF | — | 114.7M | 218.2M | 352.8M | -7.8M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CCNE are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CCNE | CNB Financial Corporation(you) | $1.0B | 80 | BUY |
| BFST | Business First Bancshares, Inc. | $1.0B | 81 | STRONG BUY |
| MCBS | MetroCity Bankshares, Inc. | $1.0B | 77 | BUY |
| THFF | First Financial Corporation | $922M | 81 | STRONG BUY |
| CPF | Central Pacific Financial Corp. | $997M | 76 | BUY |
| CFFN | Capitol Federal Financial, Inc. | $1.1B | 83 | STRONG BUY |
| HAFC | Hanmi Financial Corporation | $943M | 77 | BUY |
| CAC | Camden National Corporation | $924M | 76 | BUY |
| UVSP | Univest Financial Corporation | $1.2B | 81 | STRONG BUY |
| FMNB | Farmers National Banc Corp. | $899M | 83 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%