What is Central Plains Bancshares, Inc.'s (CPBI) StockRank?

MoatMap's StockRank for Central Plains Bancshares, Inc. (CPBI) is 67/100, with a Buy signal. This is a composite score combining Quality (45), Value (43), and Momentum (74) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Central Plains Bancshares, Inc. have an economic moat?

Central Plains Bancshares, Inc. (CPBI) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Central Plains Bancshares, Inc. a buy, hold, or sell?

MoatMap's current signal for Central Plains Bancshares, Inc. (CPBI) is Buy, based on a StockRank of 67/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Central Plains Bancshares, Inc. in?

Central Plains Bancshares, Inc. (CPBI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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CPBI

BuyHot Air

Central Plains Bancshares, Inc. · Financial Services · United States · $82M · Avg Vol: $36K/d

StockRank

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P/E (TTM)

18.2x

ROE

5.1%

D/E

—

Dividend %

—

COMPANY DESCRIPTION

Central Plains Bancshares, Inc. is the savings and loan holding company for Home Federal Savings and Loan Association of Grand Island, serving Nebraska communities. The institution's competitive edge is its long-standing local presence, strong capital position, and focus on agricultural and residential mortgage lending. It operates as a traditional, community-oriented regional financial institution.

FINANCIAL SUMMARY (USD)

Year	2023	2024	2025	2026	CAGR	TTM
Revenue	0	17.1M	18.8M	21.1M	11.1%	21.7M
EPS	0.40	2.19	0.96	0.95	33.7%	1.18
Shares	4.1M	4.1M	4.2M	4.2M	+1.6%	3.9M
Debt	—	—	—	—	—	—
Equity	38.7M	78.3M	83.3M	89.0M	32.0%	—
Op CF	4.5M	5.7M	4.5M	6.7M	14.3%	6.6M
Inv CF	-32.9M	-31.2M	-27.9M	-49.0M	—	—
Fin CF	26.0M	20.3M	40.7M	43.5M	—	—

Loading 1Y...

PRICE (1Y)+5.8%

SMA 50SMA 200

$20.99

RSI (14)

52.7

52W High

$21.83

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.8%*32.2

ROE

5.1%26.8

GP/Assets

3.9%N/A

Op. Margin

32.8%49.3

FCF/Assets

1.0%N/A

Piotroski

578.9

Int. Cover

—50.0

D/E Ratio

bankN/A

Current Ratio

bankN/A

Value

P/E (TTM)

18.2x29.3

EV/EBITDA

bankN/A

P/FCF

14.0xN/A

P/B

0.9x68.7

P/S

3.8x47.2

Div Yield

—N/A

Momentum

52W High %

96%80.7

RS 6M

6%66.1

SMA 50/200

1.12x77.5

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

51%74.0

FUNDAMENTALS

Market Cap

$82M

P/E (Forward)

—

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CPBI are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
CPBI	Central Plains Bancshares, Inc.(you)	$82M	67	Buy
HFBL	Home Federal Bancorp, Inc. of Louisiana	$77M	73	Buy
SFBC	Sound Financial Bancorp, Inc.	$120M	67	Buy
AUBN	Auburn National Bancorporation, Inc.	$92M	74	Buy
UBCP	United Bancorp, Inc.	$90M	59	Hold
FUSB	First US Bancshares, Inc.	$90M	76	Buy
UNB	Union Bankshares, Inc.	$117M	71	Buy
ASRV	AmeriServ Financial, Inc.	$82M	79	Buy
PBHC	Pathfinder Bancorp, Inc.	$101M	56	Hold
PROV	Provident Financial Holdings, Inc.	$115M	59	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Central Plains Bancshares, Inc. (CPBI): Stock Score Summary

Central Plains Bancshares, Inc. (CPBI) has a MoatMap StockRank of 67/100 based on Quality (45/100), Value (43/100), and Momentum (74/100) factor scores. The current signal is BUY.

Key Financial Metrics

Price	$20.99
Market Cap	$82M
P/E (TTM)	18.18
Price/Book	0.93
Return on Equity	5.1%
Operating Margin	32.8%
Revenue Growth	13.1%
Free Cash Flow	$6M

Central Plains Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Central Plains Bancshares, Inc.’s (CPBI) StockRank?: MoatMap’s StockRank for Central Plains Bancshares, Inc. (CPBI) is 67/100, with a Buy signal. It is a composite of Quality (45), Value (43), and Momentum (74) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Central Plains Bancshares, Inc. have an economic moat?: Central Plains Bancshares, Inc. (CPBI) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Central Plains Bancshares, Inc. a buy, hold, or sell?: MoatMap’s current signal for Central Plains Bancshares, Inc. (CPBI) is Buy, based on a StockRank of 67/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Central Plains Bancshares, Inc. in?: Central Plains Bancshares, Inc. (CPBI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).