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BRO

SELL

Brown & Brown, Inc. · Financial Services · United States · $21.8B · Avg Vol: $197M/d

30
StockRank
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Q
60
V
29
M
31
P/E (TTM)
22.6x
ROE
11.9%
D/E
0.6x
Dividend %
0.9%

COMPANY DESCRIPTION

Brown & Brown, Inc. is one of the largest independent insurance brokerage firms globally, providing a comprehensive array of insurance products and services to diverse clients including businesses, individuals, and public entities. Its competitive advantage lies in a highly decentralized operating model that fosters strong local relationships and specialized expertise, enabling consistent organic growth and strategic acquisitions in a fragmented industry. This approach creates a resilient business model with high client retention.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue3.6B4.2B4.7B5.8B17.4%6.3B6.9B7.2B11.8%
EPS2.383.073.483.3712.3%3.053.543.836.6%
Shares283.2M284.6M286.0M336.0M+18.6%338.9M
Debt4.2B4.0B4.1B7.9B23.7%8.1B
Equity4.6B5.6B6.4B12.5B39.7%
Op CF881.0M1.0B1.2B1.4B18.1%1.5B
Inv CF-1.9B-587.0M-898.0M-7.9B
Fin CF1.7B-187.0M-64.0M7.7B
Loading 1Y...
PRICE (1Y)+14.6%
58.1561.1164.0867.0470.00Jun 8Jun 30Jul 21
SMA 50SMA 200
Close
$66.64
RSI (14)
56.5
52W High
$103.33
From 52W High
0.6%

SCORE BREAKDOWN

Quality
60
ROIC
7.7%80.7
ROE
11.9%61.3
GP/Assets
11.1%75.3
Op. Margin
47.2%69.1
FCF/Assets
5.1%76.2
Piotroski
425.9
Int. Cover
5.5x37.2
D/E Ratio
0.64x37.7
Current Ratio
1.02x26.8
Value
29
P/E (TTM)
22.6x19.7
EV/EBITDA
12.3x32.6
P/FCF
14.3x36.0
P/B
1.8x28.5
P/S
3.7x48.6
Div Yield
0.9%7.3
Momentum
31
52W High %
64%13.1
RS 6M
-25%13.7
SMA 50/200
0.85x7.6
EPS Rev 4W
-0.6%43.5
EPS Rev 12W
-2.7%23.9
EPS Improve
+59%76.0
Q Growth
29%63.3

FUNDAMENTALS

Market Cap
$21.8B
P/E (Forward)
14.3x
Gross Margin
53.4%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BRO are excluded.

TickerCompanyMkt CapStockRankSignal
BROBrown & Brown, Inc.(you)$21.8B30SELL
ERIEErie Indemnity Company$12.5B39HOLD
AJGArthur J. Gallagher & Co.$58.1B22SELL
MRSHMarsh & McLennan Companies, Inc.$81.4B40HOLD
CRVLCorVel Corporation$3.2B31SELL
BWINThe Baldwin Insurance Group, Inc.$2.6B17STRONG SELL
GSHDGoosehead Insurance, Inc.$1.7B35SELL
CRD-ACrawford & Company$582M59HOLD
LPLALPL Financial Holdings Inc.$21.5B32SELL
AFRMAffirm Holdings, Inc.$26.6B33SELL

Peer medians: ROE 10.1% · P/E 14.1x · Gross margin 87.6%

Brown & Brown, Inc. (BRO) — Stock Score Summary

Brown & Brown, Inc. (BRO) has a MoatMap StockRank of 30/100 based on Quality (60/100), Value (29/100), and Momentum (31/100) factor scores. The current signal is SELL.

Brown & Brown, Inc. is one of the largest independent insurance brokerage firms globally, providing a comprehensive array of insurance products and services to diverse clients including businesses, individuals, and public entities. Its competitive advantage lies in a highly decentralized operating model that fosters strong local relationships and specialized expertise, enabling consistent organic growth and strategic acquisitions in a fragmented industry. This approach creates a resilient business model with high client retention.

Key Financial Metrics

Price$66.64
Market Cap$21.8B
P/E (TTM)22.60
P/E (Forward)14.25
Price/Book1.83
Return on Equity11.9%
Return on Invested Capital7.7%
Debt/Equity0.64x
Gross Margin53.4%
Operating Margin47.2%
Revenue Growth35.7%
Dividend Yield0.9%
Free Cash Flow$1.5B

Brown & Brown, Inc. operates in the Insurance Brokers industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Brown & Brown, Inc.’s (BRO) StockRank?
MoatMap’s StockRank for Brown & Brown, Inc. (BRO) is 30/100, with a Sell signal. It is a composite of Quality (60), Value (29), and Momentum (31) factor ranks across MoatMap’s 20,000+ stock universe.
Does Brown & Brown, Inc. have an economic moat?
Brown & Brown, Inc. (BRO) has a Quality factor score of 60/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Brown & Brown, Inc. a buy, hold, or sell?
MoatMap’s current signal for Brown & Brown, Inc. (BRO) is Sell, based on a StockRank of 30/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Brown & Brown, Inc. in?
Brown & Brown, Inc. (BRO) operates in the Financial Services sector, specifically the Insurance Brokers industry (United States).