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GSHD

HoldPremium Grower

Goosehead Insurance, Inc. · Financial Services · United States · $2.5B · Avg Vol: $20M/d

54
StockRank
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Q
74
V
21
M
55
P/E (TTM)
47.6x
ROE
D/E
Dividend %

COMPANY DESCRIPTION

Goosehead Insurance, Inc. operates as a rapidly growing independent personal lines insurance agency, leveraging a franchise model to offer a wide selection of policies from multiple carriers. Its scalable technology platform and transparent client-first model attract new agents and customers, disrupting traditional insurance brokerage with efficiency and choice. Goosehead is a tech-enabled leader in the independent insurance agency space.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue209.4M261.3M314.5M365.3M20.4%401.6M426.4M492.9M16.2%
EPS0.030.591.231.11233.2%1.371.281.6120.5%
Shares23.0M25.0M24.7M24.7M+7.0%23.8M
Debt165.2M143.2M153.4M352.3M28.7%372.8M
Equity10.7M28.0M43.9M-95.5M102.8%
Op CF36.0M50.8M71.5M91.8M36.6%86.2M
Inv CF-12.6M-19.2M-12.4M-23.5M
Fin CF-23.6M-18.0M-45.2M-88.3M
Loading 1Y...
PRICE (1Y)-11.6%
56.4060.5564.7068.8573.00Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$56.44
RSI (14)
16.5
52W High
$84.36
From 52W High
0.7%

SCORE BREAKDOWN

Quality
74
ROIC (ROA)
13.8%*88.5
ROE
neg eq95.0
GP/Assets
48.0%95.8
Op. Margin
23.4%39.5
FCF/Assets
18.4%95.9
Piotroski
567.4
Int. Cover
3.5x32.1
D/E Ratio
neg eq32.1
Current Ratio
1.54x47.8
Value
21
P/E (TTM)
47.6x6.5
EV/EBITDA
17.3x27.2
P/FCF
33.3x17.3
P/B
-13.8x25.0
P/S
5.8x28.7
Div Yield
N/A
Momentum
55
52W High %
67%14.9
RS 6M
15%79.0
SMA 50/200
1.12x79.3
EPS Rev 4W
-0.1%18.3
EPS Rev 12W
-1.3%25.7
EPS Improve
+97%82.8
Q Growth
95%84.3

FUNDAMENTALS

Market Cap
$2.5B
P/E (Forward)
24.2x
Gross Margin
49.6%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of GSHD are excluded.

TickerCompanyMkt CapStockRankSignal
GSHDGoosehead Insurance, Inc.(you)$2.5B54Hold
CRVLCorVel Corporation$3.5B61Hold
NPNeptune Insurance Holdings Inc.$4.6B61Hold
LIFEEthos Technologies Inc.$3.7B40Hold
BWINThe Baldwin Insurance Group, Inc.$3.0B26Sell
ERIEErie Indemnity Company$13.6B38Hold
CRD-BCrawford & Company$582M83Strong Buy
TWFGTWFG, Inc.$387M81Strong Buy
BROBrown & Brown, Inc.$24.5B35Sell
MRSHMarsh & McLennan Companies, Inc.$91.9B47Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Goosehead Insurance, Inc. (GSHD): Stock Score Summary

Goosehead Insurance, Inc. (GSHD) has a MoatMap StockRank of 54/100 based on Quality (74/100), Value (21/100), and Momentum (55/100) factor scores. The current signal is HOLD.

Goosehead Insurance, Inc. operates as a rapidly growing independent personal lines insurance agency, leveraging a franchise model to offer a wide selection of policies from multiple carriers. Its scalable technology platform and transparent client-first model attract new agents and customers, disrupting traditional insurance brokerage with efficiency and choice. Goosehead is a tech-enabled leader in the independent insurance agency space.

Key Financial Metrics

Price$56.44
Market Cap$2.5B
P/E (TTM)47.60
P/E (Forward)24.15
Price/Book-13.81
Gross Margin49.6%
Operating Margin23.4%
Revenue Growth20.7%
Free Cash Flow$76M

Goosehead Insurance, Inc. operates in the Insurance Brokers industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Goosehead Insurance, Inc.’s (GSHD) StockRank?
MoatMap’s StockRank for Goosehead Insurance, Inc. (GSHD) is 54/100, with a Hold signal. It is a composite of Quality (74), Value (21), and Momentum (55) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Goosehead Insurance, Inc. have an economic moat?
Goosehead Insurance, Inc. (GSHD) has a Quality factor score of 74/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Goosehead Insurance, Inc. a buy, hold, or sell?
MoatMap’s current signal for Goosehead Insurance, Inc. (GSHD) is Hold, based on a StockRank of 54/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Goosehead Insurance, Inc. in?
Goosehead Insurance, Inc. (GSHD) operates in the Financial Services sector, specifically the Insurance Brokers industry (United States).