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GSHD

HOLD

Goosehead Insurance, Inc. · Financial Services · United States · $2.1B · Avg Vol: $38M/d

38
StockRank
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Q
72
V
20
M
38
P/E (TTM)
47.7x
ROE
D/E
Dividend %

COMPANY DESCRIPTION

Goosehead Insurance, Inc. operates as a rapidly growing independent personal lines insurance agency, leveraging a franchise model to offer a wide selection of policies from multiple carriers. Its scalable technology platform and transparent client-first model attract new agents and customers, disrupting traditional insurance brokerage with efficiency and choice. Goosehead is a tech-enabled leader in the independent insurance agency space.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue209.4M261.3M314.5M365.3M20.4%382.2M427.2M491.7M16.0%
EPS0.030.591.231.11233.2%1.201.301.6321.2%
Shares23.0M25.0M24.7M24.7M+7.0%23.7M
Debt165.2M143.2M153.4M352.3M28.7%375.7M
Equity10.7M28.0M43.9M-95.5M102.8%
Op CF36.0M50.8M71.5M91.8M36.6%99.1M
Inv CF-12.6M-19.2M-12.4M-23.5M
Fin CF-23.6M-18.0M-45.2M-88.3M
Loading 1Y...
PRICE (1Y)+68.4%
35.1341.8548.5755.2862.00Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$62.00
RSI (14)
61.4
52W High
$93.90
From 52W High
0.7%

SCORE BREAKDOWN

Quality
72
ROIC (ROA)
13.5%*89.1
ROE
neg eq95.0
GP/Assets
44.3%95.1
Op. Margin
16.0%34.8
FCF/Assets
18.4%96.1
Piotroski
565.2
Int. Cover
3.5x29.9
D/E Ratio
neg eq29.9
Current Ratio
1.32x42.9
Value
20
P/E (TTM)
47.7x7.0
EV/EBITDA
16.4x21.0
P/FCF
27.4x19.1
P/B
-11.2x25.0
P/S
5.3x33.8
Div Yield
N/A
Momentum
38
52W High %
66%11.5
RS 6M
-18%14.4
SMA 50/200
0.79x3.9
EPS Rev 4W
-0.8%40.5
EPS Rev 12W
+0.8%65.8
EPS Improve
+129%86.1
Q Growth
109%85.6

FUNDAMENTALS

Market Cap
$2.1B
P/E (Forward)
20.8x
Gross Margin
48.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of GSHD are excluded.

TickerCompanyMkt CapStockRankSignal
GSHDGoosehead Insurance, Inc.(you)$2.1B38HOLD
LIFEEthos Technologies Inc.$1.8B34SELL
CRVLCorVel Corporation$3.1B32SELL
BWINThe Baldwin Insurance Group, Inc.$2.6B19STRONG SELL
NPNeptune Insurance Holdings Inc.$4.1B58HOLD
ERIEErie Indemnity Company$11.7B40HOLD
CRD-BCrawford & Company$493M58HOLD
BROBrown & Brown, Inc.$22.9B31SELL
TWFGTWFG, Inc.$342M64HOLD
SLQTSelectQuote, Inc.$114M47HOLD

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Goosehead Insurance, Inc. (GSHD) — Stock Score Summary

Goosehead Insurance, Inc. (GSHD) has a MoatMap StockRank of 38/100 based on Quality (72/100), Value (20/100), and Momentum (38/100) factor scores. The current signal is HOLD.

Goosehead Insurance, Inc. operates as a rapidly growing independent personal lines insurance agency, leveraging a franchise model to offer a wide selection of policies from multiple carriers. Its scalable technology platform and transparent client-first model attract new agents and customers, disrupting traditional insurance brokerage with efficiency and choice. Goosehead is a tech-enabled leader in the independent insurance agency space.

Key Financial Metrics

Price$62.00
Market Cap$2.1B
P/E (TTM)47.69
P/E (Forward)20.81
Price/Book-11.17
Gross Margin48.0%
Operating Margin16.0%
Revenue Growth23.3%
Free Cash Flow$76M

Goosehead Insurance, Inc. operates in the Insurance Brokers industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Goosehead Insurance, Inc.’s (GSHD) StockRank?
MoatMap’s StockRank for Goosehead Insurance, Inc. (GSHD) is 38/100, with a Hold signal. It is a composite of Quality (72), Value (20), and Momentum (38) factor ranks across MoatMap’s 20,000+ stock universe.
Does Goosehead Insurance, Inc. have an economic moat?
Goosehead Insurance, Inc. (GSHD) has a Quality factor score of 72/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Goosehead Insurance, Inc. a buy, hold, or sell?
MoatMap’s current signal for Goosehead Insurance, Inc. (GSHD) is Hold, based on a StockRank of 38/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Goosehead Insurance, Inc. in?
Goosehead Insurance, Inc. (GSHD) operates in the Financial Services sector, specifically the Insurance Brokers industry (United States).