Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ERIE
HOLDErie Indemnity Company · Financial Services · United States · $11.7B · Avg Vol: $62M/d
COMPANY DESCRIPTION
Erie Indemnity Company serves as the attorney-in-fact for the subscribers at the Erie Insurance Exchange, providing sales, underwriting, and administrative services for property & casualty insurance. Operating on a unique attorney-in-fact model, it generates fee income from policies issued by the Exchange, benefiting from strong agent relationships and high customer retention. This business model provides a differentiated and stable revenue stream.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 2.9B | 3.3B | 3.9B | 4.1B | 13.3% | 4.1B | 4.3B | 2.7% |
| EPS | — | 6.41 | 9.58 | 12.89 | 12.01 | 23.3% | 10.80 | 12.39 | 3.2% |
| Shares | — | 52.3M | 52.3M | 52.3M | 52.3M | 0.0% | 46.2M | — | — |
| Debt | 93.8M | 0 | — | — | — | — | 49.6M | — | — |
| Equity | — | 1.4B | 1.7B | 2.0B | 2.3B | 16.4% | — | — | — |
| Op CF | 402.8M | 366.2M | 381.2M | 611.2M | 686.7M | 14.3% | 660.4M | — | — |
| Inv CF | — | -106.9M | -157.6M | -226.9M | -439.3M | — | — | — | — |
| Fin CF | — | -300.8M | -221.7M | -230.0M | -199.9M | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ERIE are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ERIE | Erie Indemnity Company(you) | $11.7B | 41 | HOLD |
| BRO | Brown & Brown, Inc. | $22.9B | 32 | SELL |
| CRVL | CorVel Corporation | $3.1B | 32 | SELL |
| GSHD | Goosehead Insurance, Inc. | $2.1B | 39 | HOLD |
| NP | Neptune Insurance Holdings Inc. | $4.1B | 60 | HOLD |
| MRSH | Marsh & McLennan Companies, Inc. | $86.3B | 43 | HOLD |
| LIFE | Ethos Technologies Inc. | $1.8B | 34 | SELL |
| BWIN | The Baldwin Insurance Group, Inc. | $2.6B | 23 | SELL |
| AJG | Arthur J. Gallagher & Co. | $63.7B | 26 | SELL |
| CRD-B | Crawford & Company | $493M | 58 | HOLD |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%