What is The Baldwin Insurance Group, Inc.'s (BWIN) StockRank?

MoatMap's StockRank for The Baldwin Insurance Group, Inc. (BWIN) is 26/100, with a Sell signal. This is a composite score combining Quality (32), Value (21), and Momentum (60) factor ranks across MoatMap's universe of 25,000+ stocks.

Does The Baldwin Insurance Group, Inc. have an economic moat?

The Baldwin Insurance Group, Inc. (BWIN) has a Quality factor score of 32/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is The Baldwin Insurance Group, Inc. a buy, hold, or sell?

MoatMap's current signal for The Baldwin Insurance Group, Inc. (BWIN) is Sell, based on a StockRank of 26/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is The Baldwin Insurance Group, Inc. in?

The Baldwin Insurance Group, Inc. (BWIN) operates in the Financial Services sector, specifically the Insurance Brokers industry (United States).

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BWIN

SellHot Air

The Baldwin Insurance Group, Inc. · Financial Services · United States · $3.0B · Avg Vol: $31M/d

StockRank

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P/E (TTM)

—

ROE

-10.7%

D/E

1.8x

Dividend %

—

COMPANY DESCRIPTION

The Baldwin Insurance Group, Inc., officially known as BRP Group, Inc., is an independent insurance distribution firm offering a broad range of commercial, personal, and employee benefits insurance solutions. Its competitive strategy revolves around a robust M&A program, integrating acquired agencies onto a scalable platform to achieve diversified offerings and broader geographic reach. This positions the company as a consolidator and growth-oriented player in the fragmented financial services insurance brokerage market.

FINANCIAL SUMMARY (USD)

Year	2021	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	—	969.5M	1.2B	1.4B	1.5B	15.4%	1.7B	2.0B	2.2B	21.3%
EPS	-0.64	-0.74	-1.50	-0.39	-0.50	—	-1.05	—	—	—
Shares	—	61.4M	64.1M	68.0M	71.8M	+16.8%	96.8M	—	—	—
Debt	—	1.5B	1.6B	1.6B	1.8B	6.3%	2.6B	—	—	—
Equity	—	608.1M	560.4M	583.2M	600.2M	-0.4%	—	—	—	—
Op CF	—	-2.5M	46.0K	51.5M	-29.4M	111754.3%	90.8M	—	—	—
Inv CF	—	-414.4M	-21.9M	13.3M	-140.3M	—	—	—	—	—
Fin CF	—	419.6M	18.4M	21.1M	203.8M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+10.1%

SMA 50SMA 200

$29.39

RSI (14)

38.0

52W High

$32.59

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC

-3.7%5.7

ROE

-10.7%5.3

GP/Assets

14.1%80.6

Op. Margin

2.0%22.9

FCF/Assets

1.1%43.8

Piotroski

311.8

Int. Cover

—N/A

D/E Ratio

1.80x18.7

Current Ratio

1.07x31.4

Value

P/E (TTM)

—N/A

EV/EBITDA

50.7x6.9

P/FCF

68.0x7.0

P/B

3.4x14.1

P/S

1.7x79.5

Div Yield

—N/A

Momentum

52W High %

90%47.5

RS 6M

31%92.1

SMA 50/200

1.21x93.7

EPS Rev 4W

-0.6%15.2

EPS Rev 12W

-1.1%26.6

EPS Improve

+336%95.7

Q Growth

—N/A

FUNDAMENTALS

Market Cap

$3.0B

P/E (Forward)

12.5x

Gross Margin

31.3%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BWIN are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BWIN	The Baldwin Insurance Group, Inc.(you)	$3.0B	26	Sell
LIFE	Ethos Technologies Inc.	$3.7B	40	Hold
GSHD	Goosehead Insurance, Inc.	$2.5B	54	Hold
CRVL	CorVel Corporation	$3.5B	61	Hold
ERIE	Erie Indemnity Company	$13.6B	38	Hold
NP	Neptune Insurance Holdings Inc.	$4.6B	61	Hold
BRO	Brown & Brown, Inc.	$24.5B	35	Sell
AJG	Arthur J. Gallagher & Co.	$68.6B	29	Sell
EHTH	eHealth, Inc.	$53M	23	Sell
SLQT	SelectQuote, Inc.	$92M	41	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

The Baldwin Insurance Group, Inc. (BWIN): Stock Score Summary

The Baldwin Insurance Group, Inc. (BWIN) has a MoatMap StockRank of 26/100 based on Quality (32/100), Value (21/100), and Momentum (60/100) factor scores. The current signal is SELL.

Key Financial Metrics

Price	$29.39
Market Cap	$3.0B
P/E (Forward)	12.46
Price/Book	3.36
Return on Equity	-10.7%
Return on Invested Capital	-3.7%
Debt/Equity	1.80x
Gross Margin	31.3%
Operating Margin	2.0%
Revenue Growth	30.1%
Free Cash Flow	$44M

The Baldwin Insurance Group, Inc. operates in the Insurance Brokers industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is The Baldwin Insurance Group, Inc.’s (BWIN) StockRank?: MoatMap’s StockRank for The Baldwin Insurance Group, Inc. (BWIN) is 26/100, with a Sell signal. It is a composite of Quality (32), Value (21), and Momentum (60) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does The Baldwin Insurance Group, Inc. have an economic moat?: The Baldwin Insurance Group, Inc. (BWIN) has a Quality factor score of 32/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Baldwin Insurance Group, Inc. a buy, hold, or sell?: MoatMap’s current signal for The Baldwin Insurance Group, Inc. (BWIN) is Sell, based on a StockRank of 26/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is The Baldwin Insurance Group, Inc. in?: The Baldwin Insurance Group, Inc. (BWIN) operates in the Financial Services sector, specifically the Insurance Brokers industry (United States).