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BWIN

STRONG SELL

The Baldwin Insurance Group, Inc. · Financial Services · United States · $2.6B · Avg Vol: $50M/d

19
StockRank
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Q
43
V
24
M
38
P/E (TTM)
—
ROE
-6.2%
D/E
1.6x
Dividend %
—
Dir. Trades · 180d
−$300.2K →
Buybacks · 180d
$47M →

COMPANY DESCRIPTION

The Baldwin Insurance Group, Inc., officially known as BRP Group, Inc., is an independent insurance distribution firm offering a broad range of commercial, personal, and employee benefits insurance solutions. Its competitive strategy revolves around a robust M&A program, integrating acquired agencies onto a scalable platform to achieve diversified offerings and broader geographic reach. This positions the company as a consolidator and growth-oriented player in the fragmented financial services insurance brokerage market.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—969.5M1.2B1.4B1.5B15.4%1.6B2.0B2.2B20.9%
EPS-0.64-0.74-1.50-0.39-0.50—-0.68———
Shares—61.4M64.1M68.0M71.8M+16.8%————
Debt—1.5B1.6B1.6B1.8B6.3%2.5B———
Equity—608.1M560.4M583.2M600.2M-0.4%————
Op CF—-2.5M46.0K51.5M-29.4M111754.3%28.5M———
Inv CF—-414.4M-21.9M13.3M-140.3M—————
Fin CF—419.6M18.4M21.1M203.8M—————
Loading 1Y...
PRICE (1Y)+51.1%
17.3320.1022.8725.6428.41Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$27.40
RSI (14)
50.5
52W High
$41.63
From 52W High
0.7%

SCORE BREAKDOWN

Quality
43
ROIC
2.8%63.2
ROE
-6.2%6.3
GP/Assets
12.7%78.9
Op. Margin
-17.5%4.3
FCF/Assets
3.1%66.8
Piotroski
311.5
Int. Cover
—N/A
D/E Ratio
1.58x19.7
Current Ratio
1.08x33.4
Value
24
P/E (TTM)
—N/A
EV/EBITDA
64.6x3.4
P/FCF
21.8x24.3
P/B
2.7x16.1
P/S
1.6x81.2
Div Yield
—N/A
Momentum
38
52W High %
66%12.2
RS 6M
1%36.7
SMA 50/200
0.99x26.5
EPS Rev 4W
-0.1%62.3
EPS Rev 12W
-0.3%48.8
EPS Improve
+468%96.1
Q Growth
-83%1.9

FUNDAMENTALS

Market Cap
$2.6B
P/E (Forward)
10.8x
Gross Margin
30.3%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BWIN are excluded.

TickerCompanyMkt CapStockRankSignal
BWINThe Baldwin Insurance Group, Inc.(you)$2.6B19STRONG SELL
CRVLCorVel Corporation$3.1B32SELL
LIFEEthos Technologies Inc.$1.8B34SELL
GSHDGoosehead Insurance, Inc.$2.1B38HOLD
NPNeptune Insurance Holdings Inc.$4.1B58HOLD
ERIEErie Indemnity Company$11.7B40HOLD
BROBrown & Brown, Inc.$22.9B31SELL
AJG.MXArthur J. Gallagher & Co.$55.7B22SELL
CRD-BCrawford & Company$493M58HOLD
TWFGTWFG, Inc.$342M64HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

The Baldwin Insurance Group, Inc. (BWIN) — Stock Score Summary

The Baldwin Insurance Group, Inc. (BWIN) has a MoatMap StockRank of 19/100 based on Quality (43/100), Value (24/100), and Momentum (38/100) factor scores. The current signal is STRONG SELL.

The Baldwin Insurance Group, Inc., officially known as BRP Group, Inc., is an independent insurance distribution firm offering a broad range of commercial, personal, and employee benefits insurance solutions. Its competitive strategy revolves around a robust M&A program, integrating acquired agencies onto a scalable platform to achieve diversified offerings and broader geographic reach. This positions the company as a consolidator and growth-oriented player in the fragmented financial services insurance brokerage market.

Key Financial Metrics

Price$27.40
Market Cap$2.6B
P/E (Forward)10.77
Price/Book2.70
Return on Equity-6.2%
Return on Invested Capital2.8%
Debt/Equity1.58x
Gross Margin30.3%
Operating Margin-17.5%
Revenue Growth28.7%
Free Cash Flow$119M

The Baldwin Insurance Group, Inc. operates in the Insurance Brokers industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is The Baldwin Insurance Group, Inc.’s (BWIN) StockRank?
MoatMap’s StockRank for The Baldwin Insurance Group, Inc. (BWIN) is 19/100, with a Strong Sell signal. It is a composite of Quality (43), Value (24), and Momentum (38) factor ranks across MoatMap’s 20,000+ stock universe.
Does The Baldwin Insurance Group, Inc. have an economic moat?
The Baldwin Insurance Group, Inc. (BWIN) has a Quality factor score of 43/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Baldwin Insurance Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for The Baldwin Insurance Group, Inc. (BWIN) is Strong Sell, based on a StockRank of 19/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is The Baldwin Insurance Group, Inc. in?
The Baldwin Insurance Group, Inc. (BWIN) operates in the Financial Services sector, specifically the Insurance Brokers industry (United States).
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