Also trades as CRN.L.

C5H.IR

Premium GrowerAI neutral

Cairn Homes plc · Consumer Cyclical · Ireland · $1.9B cap · $4.7M/day traded

EUR 2.78 +0.9% · close 12 Nov · scored 13 Nov

Premium Grower: Strong business with the market behind it, priced at a premium.

81
Score
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Quality
60
Value
49
Momentum
71

As of 13 Nov 2026, the MoatMap Score for Cairn Homes plc (C5H.IR) is 81/100, ranked against 25,000+ stocks in 38 markets (Quality 60, Value 49, Momentum 71, each scored against its sector).

Does the score work? Each tenth of the ranking, tracked monthly. See the record →

P/E (TTM)
11.1x
peers 16.3x
ROE
19.6%
peers 9.8%
D/E
0.3x
peers 0.6x
Dividend %
3.7%
trailing yield
AI REVIEW

Cairn Homes is successfully addressing Ireland's acute structural residential housing shortage, generating strong volume expansion, upgraded financial guidance, and active share repurchases. However, homebuilding remains a cyclical, capital-heavy endeavor heavily reliant on planning permission approvals, construction cost inflation, and consumer mortgage affordability.

ABOUT CAIRN HOMES PLC

Read

Cairn Homes plc, together with its subsidiaries, operates as homebuilder in Ireland. The company builds, develops, and sells residential properties, including houses, duplexes, and apartments, as well as commercial and retail spaces.

FINANCIAL SUMMARY (EUR)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue617.4M666.8M859.9M944.6M15.2%1.1B1.1B1.2B13.4%
EPS (EUR)0.120.130.180.2122.8%0.250.240.2711.7%
Shares685.8M652.5M616.1M617.7M-9.9%616.0M———
Debt177.8M180.3M188.5M232.0M9.3%251.6M———
Equity751.8M757.2M758.2M836.7M3.6%————
Op CF93.9M107.0M134.7M70.6M-9.1%214.1M———
Inv CF-7.7M-4.1M-4.4M-9.8M—————
Fin CF-104.5M-99.1M-128.2M-33.3M—————
PRICE (1Y) · EUR+5.3%
2.612.662.702.752.802 Oct23 Oct12 Nov
SMA 50SMA 200

Price checkIn an uptrendExperimental

Above its 200-day average and 2% below its 52-week high.

SwingsCalm

Calmer than 78% of stocks we rank over the past year (volatility 27% a year).

How this is worked out

The Price check reads only the chart, the price side of the Momentum score in words; it is not the MoatMap Score.

  • Still falling: It set a new 52-week low in the last two weeks, after a deep fall.
  • Finding a floor: It fell hard, but has set no new low for more than two weeks.
  • Turning up: It has climbed off its low and is back above a rising 50-day average.
  • In an uptrend (this stock): It is near its 52-week high and above its 200-day average.
  • No clear trend: None of the above: no recent deep fall and no steady climb.
  • No read yet: Not enough price history yet: it needs a year of trading.

In past US falls, waiting for Turning up cut the chance of another 20% drop from 42% to 33%. Returns were no better, and 33% of turns failed.

The exact rules

Still falling is a new 52-week low in the last two weeks, at least 25% below the high, with the low set after the high. Finding a floor is the same fall with no new low in the last two weeks. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average, with the 50-day average above the 200-day, and within 15% of the high. No clear trend is everything else. No read yet is under 252 trading days of history, or missing data. A new state shows once it has held for three trading days.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
EUR 2.78
RSI (14)
62.1
52-Week Range-2.3% from high
Low EUR 1.79High EUR 2.85

SCORE BREAKDOWN

Quality
60
ROIC
15.9%75.7
ROE
19.6%82.4
GP/Assets
18.5%38.8
Op. Margin
16.4%85.2
FCF/Assets
5.2%56.3
Piotroski
414.6
Int. Cover
10.9x58.2
D/E Ratio
0.29x61.8
Current Ratio
5.01x94.4
Value
49
P/E (TTM)
11.1x72.0
EV/EBITDA
9.6x51.0
P/FCF
24.6x29.0
P/B
2.0x40.5
P/S
1.5x32.3
Div Yield
3.7%66.4
Momentum
71
52W High %
98%96.3
RS 6M
4%60.8
SMA 50/200
1.13x88.7
EPS Rev 4W
0.0%53.3
EPS Rev 12W
+4.6%88.3
EPS Improve
+5%22.7
Q Growth
84%81.7

FUNDAMENTALS

Market Cap
$1.9B
P/E (Forward)
10.5x
Gross Margin
21.7%

SECTOR PEERS

Closest peers in Consumer Cyclical, ranked by industry match, size, and score similarity. Cross-listings of C5H.IR are excluded.

TickerCompanyMkt CapScore
C5H.IRCairn Homes plc(you)$1.9B81
GVR.IRGlenveagh Properties PLC$1.4B58
ADNTAdient plc$1.3B53
HSW.LHostelworld Group plc$138M46
SWSmurfit Westrock Plc$22.0B40
PDDPDD Holdings Inc.$112.5B69

Peer medians: ROE 9.8% · P/E 16.3x · Gross margin 20.4%

Company Deep Dive

A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.

Request Deep Dive(50 Feathers)

Cairn Homes plc (C5H.IR): Stock Score Summary

Cairn Homes plc (C5H.IR) has a MoatMap Score of 81/100 based on Quality (60/100), Value (49/100), and Momentum (71/100) factor scores. Cairn Homes is successfully addressing Ireland's acute structural residential housing shortage, generating strong volume expansion, upgraded financial guidance, and active share repurchases. However, homebuilding remains a cyclical, capital-heavy endeavor heavily reliant on planning permission approvals, construction cost inflation, and consumer mortgage affordability.

Cairn Homes plc, together with its subsidiaries, operates as homebuilder in Ireland. The company builds, develops, and sells residential properties, including houses, duplexes, and apartments, as well as commercial and retail spaces.

Director dealings

From 1 Apr 2026 to 12 Nov 2026, MoatMap's records hold 3 sales and 2 purchases of Cairn Homes plc (C5H.IR) shares by its directors. The largest: Michael Stanley sold 937,610 shares at EUR 2.19 on 9 Apr 2026 (about EUR 2.1M).

  • 9 Apr 2026: Michael Stanley sold 937,610 shares at EUR 2.19 (about EUR 2.1M)
  • 7 Apr 2026: Michael Stanley sold 216,750 shares at EUR 2.14 (about EUR 463K)
  • 7 Apr 2026: Tara Grimley sold 42,075 shares at EUR 2.14 (about EUR 90K)
  • 1 Apr 2026: Michael Stanley bought 97,849 shares at EUR 2.15 (about EUR 210K)
  • 1 Apr 2026: Richard Ball bought 66,191 shares at EUR 2.15 (about EUR 142K)
C5H.IR insider filings, last 180 days

Key Financial Metrics

PriceEUR 2.78
Market Cap$1.9B
P/E (TTM)11.10
P/E (Forward)10.53
Price/Book2.02
Return on Equity19.6%
Return on Invested Capital15.9%
Debt/Equity0.29x
Gross Margin21.7%
Operating Margin16.4%
Revenue Growth60.1%
Dividend Yield3.7%
Free Cash Flow$76M

Cairn Homes plc operates in the Residential Construction industry, part of the Consumer Cyclical sector (Ireland).

Frequently Asked Questions

What is Cairn Homes plc’s (C5H.IR) MoatMap Score?
The MoatMap Score for Cairn Homes plc (C5H.IR) is 81/100. It is a composite of Quality (60), Value (49), and Momentum (71), each scored against its sector. The composite is then ranked across MoatMap’s universe of 25,000+ stocks.
Does Cairn Homes plc have an economic moat?
Cairn Homes plc (C5H.IR) has a Quality factor score of 60/100. Quality blends several measures of profitability and financial strength, led by gross profit to assets, return on invested capital and free cash flow to assets. A high score describes the financial record a durable advantage tends to leave; it does not prove a moat.
What sector is Cairn Homes plc in?
Cairn Homes plc (C5H.IR) operates in the Consumer Cyclical sector, specifically the Residential Construction industry (Ireland).