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BHB

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Bar Harbor Bankshares · Financial Services · United States · $661M · Avg Vol: $3M/d

66
StockRank
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Q
43
V
47
M
71
P/E (TTM)
13.6x
ROE
9.7%
D/E
0.5x
Dividend %
3.2%
Dir. Trades · 180d
None →
Buybacks · 180d
None →

COMPANY DESCRIPTION

Bar Harbor Bankshares is the parent company of Bar Harbor Bank & Trust, a leading community bank serving customers across Maine, New Hampshire, and Vermont. The bank offers a full range of retail and commercial banking services, complemented by a robust wealth management and trust division. Its competitive advantage is driven by its dominant market share in coastal New England, a highly stable and low-cost deposit base, and a conservative credit culture.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue148.3M152.7M149.6M168.3M4.3%187.4M190.7M199.2M8.8%
EPS2.902.962.862.32-7.2%2.962.582.697.8%
Shares15.1M15.2M15.3M16.7M+10.7%16.8M———
Debt394.2M301.5M290.6M269.6M-11.9%300.6M———
Equity393.4M432.1M458.4M532.5M10.6%————
Op CF55.9M47.4M52.4M48.3M-4.8%64.1M———
Inv CF-408.9M-62.3M-141.9M88.7M—————
Fin CF194.9M17.4M66.8M-128.3M—————
Loading 1Y...
PRICE (1Y)+0.5%
38.8539.3239.7940.2640.73Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$39.90
RSI (14)
60.4
52W High
$40.82
From 52W High
1.0%

SCORE BREAKDOWN

Quality
43
ROIC (ROA)
1.1%*39.5
ROE
9.7%49.1
GP/Assets
4.0%N/A
Op. Margin
41.9%60.0
FCF/Assets
0.8%N/A
Piotroski
321.0
Int. Cover
—50.0
D/E Ratio
0.51xN/A
Current Ratio
bankN/A
Value
47
P/E (TTM)
13.6x45.7
EV/EBITDA
bankN/A
P/FCF
17.1xN/A
P/B
1.2x48.1
P/S
3.6x50.5
Div Yield
3.2%44.4
Momentum
71
52W High %
98%90.7
RS 6M
17%82.2
SMA 50/200
1.13x81.1
EPS Rev 4W
0.0%27.7
EPS Rev 12W
-0.9%27.6
EPS Improve
+28%59.4
Q Growth
150%88.7

FUNDAMENTALS

Market Cap
$661M
P/E (Forward)
10.7x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BHB are excluded.

TickerCompanyMkt CapStockRankSignal
BHBBar Harbor Bankshares(you)$661M66Buy
KRNYKearny Financial Corp.$638M65Buy
BCALCalifornia BanCorp$684M64Hold
NRIMNorthrim BanCorp, Inc.$571M65Buy
SPFISouth Plains Financial, Inc.$823M65Buy
RCBCRiver City Bank$712M70Buy
RRBIRed River Bancshares, Inc.$663M61Hold
IBCPIndependent Bank Corporation$759M69Buy
OBTOrange County Bancorp, Inc.$511M67Buy
AROWArrow Financial Corporation$611M61Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Bar Harbor Bankshares (BHB): Stock Score Summary

Bar Harbor Bankshares (BHB) has a MoatMap StockRank of 66/100 based on Quality (43/100), Value (47/100), and Momentum (71/100) factor scores. The current signal is BUY.

Bar Harbor Bankshares is the parent company of Bar Harbor Bank & Trust, a leading community bank serving customers across Maine, New Hampshire, and Vermont. The bank offers a full range of retail and commercial banking services, complemented by a robust wealth management and trust division. Its competitive advantage is driven by its dominant market share in coastal New England, a highly stable and low-cost deposit base, and a conservative credit culture.

Key Financial Metrics

Price$39.90
Market Cap$661M
P/E (TTM)13.65
P/E (Forward)10.67
Price/Book1.23
Return on Equity9.7%
Debt/Equity0.51x
Operating Margin41.9%
Revenue Growth42.3%
Dividend Yield3.2%
Free Cash Flow$39M

Bar Harbor Bankshares operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Bar Harbor Bankshares’s (BHB) StockRank?
MoatMap’s StockRank for Bar Harbor Bankshares (BHB) is 66/100, with a Buy signal. It is a composite of Quality (43), Value (47), and Momentum (71) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Bar Harbor Bankshares have an economic moat?
Bar Harbor Bankshares (BHB) has a Quality factor score of 43/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bar Harbor Bankshares a buy, hold, or sell?
MoatMap’s current signal for Bar Harbor Bankshares (BHB) is Buy, based on a StockRank of 66/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Bar Harbor Bankshares in?
Bar Harbor Bankshares (BHB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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