Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BHB
BUYBar Harbor Bankshares · Financial Services · United States · $654M · Avg Vol: $6M/d
COMPANY DESCRIPTION
Bar Harbor Bankshares is the parent company of Bar Harbor Bank & Trust, a leading community bank serving customers across Maine, New Hampshire, and Vermont. The bank offers a full range of retail and commercial banking services, complemented by a robust wealth management and trust division. Its competitive advantage is driven by its dominant market share in coastal New England, a highly stable and low-cost deposit base, and a conservative credit culture.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 148.3M | 152.7M | 149.6M | 168.3M | 4.3% | 173.0M | 192.2M | 201.3M | 9.4% |
| EPS | 2.90 | 2.96 | 2.86 | 2.32 | -7.2% | 2.46 | 2.60 | 2.76 | 9.1% |
| Shares | 15.1M | 15.2M | 15.3M | 16.7M | +10.7% | 16.7M | — | — | — |
| Debt | 394.2M | 301.5M | 290.6M | 269.6M | -11.9% | 232.6M | — | — | — |
| Equity | 393.4M | 432.1M | 458.4M | 532.5M | 10.6% | — | — | — | — |
| Op CF | 55.9M | 47.4M | 52.4M | 48.3M | -4.8% | 44.0M | — | — | — |
| Inv CF | -408.9M | -62.3M | -141.9M | 88.7M | — | — | — | — | — |
| Fin CF | 194.9M | 17.4M | 66.8M | -128.3M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BHB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BHB | Bar Harbor Bankshares(you) | $654M | 68 | BUY |
| BCAL | California BanCorp | $676M | 69 | BUY |
| CWBC | Community West Bancshares | $678M | 65 | HOLD |
| KRNY | Kearny Financial Corp. | $592M | 72 | BUY |
| SPFI | South Plains Financial, Inc. | $841M | 68 | BUY |
| UNTY | Unity Bancorp, Inc. | $583M | 72 | BUY |
| TCBX | Third Coast Bancshares, Inc. | $709M | 73 | BUY |
| SFST | Southern First Bancshares, Inc. | $582M | 64 | HOLD |
| SMBC | Southern Missouri Bancorp, Inc. | $855M | 67 | BUY |
| GSBC | Great Southern Bancorp, Inc. | $863M | 67 | BUY |
Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%