Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PNIN.JK
BuyBargain BinPT Paninvest Tbk · Financial Services · Indonesia · $170M · Avg Vol: $12K/d
78
StockRankGet insider-trade alerts
Q
47
V
86
M
41
P/E (TTM)
2.7x
ROE
5.0%
D/E
0.2x
Dividend %
—
COMPANY DESCRIPTION
PT Paninvest Tbk provides banking and multi financing products and services in Indonesia. It operates through Life Insurance and Business Consulting Service; Banking and Multi-Finance; Trade and Services; and Tourist segments.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 11.4T | 10.5T | 11.0T | 10.9T | -1.3% | 10.4T |
| EPS (IDR) | 125.81 | 218.47 | 318.50 | 230.40 | 22.3% | 264.70 |
| Shares | 4.1B | 4.1B | 4.1B | 4.1B | 0.0% | 4.1B |
| Debt | 8.1T | 8.2T | 5.7T | 3.9T | -21.8% | 18.5T |
| Equity | 19.0T | 20.0T | 22.5T | 22.4T | 5.6% | — |
| Op CF | -1.5T | 3.8T | 17.2T | 330.7B | -70.5% | 17.6T |
| Inv CF | 2.0T | 214.9B | -17.2T | -7.5T | — | — |
| Fin CF | 74.8B | -3.8T | 1.5T | 155.2B | — | — |
Loading 1Y...
PRICE (1Y)+2.8%
SMA 50SMA 200
Close
$0.0414
RSI (14)
55.6
52W High
$0.0508
From 52W High
0.8%
SCORE BREAKDOWN
Quality
47
ROIC (ROA)
1.4%*48.3
ROE
5.0%26.4
GP/Assets
4.1%45.7
Op. Margin
31.8%48.4
FCF/Assets
n/mN/A
Piotroski
567.4
Int. Cover
—N/A
D/E Ratio
0.17x65.2
Current Ratio
—N/A
Value
86
P/E (TTM)
2.7x98.8
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
0.1x99.8
P/S
0.3x97.9
Div Yield
—N/A
Momentum
41
52W High %
81%28.4
RS 6M
12%74.6
SMA 50/200
0.94x14.8
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
—N/A
FUNDAMENTALS
Market Cap
$170M
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PNIN.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PNIN.JK | PT Paninvest Tbk(you) | $170M | 78 | Buy |
| APIC.JK | PT Pacific Strategic Financial Tbk | $337M | 3 | Strong Sell |
| LIFE.JK | PT MSIG Life Insurance Indonesia Tbk | $1.5B | 25 | Sell |
| BBYB.JK | PT Bank Neo Commerce Tbk | $199M | 74 | Buy |
| NOBU.JK | PT Bank Nationalnobu Tbk | $234M | 86 | Strong Buy |
| MCOR.JK | PT Bank China Construction Bank Indonesia Tbk | $151M | 61 | Hold |
| TRIM.JK | PT Trimegah Sekuritas Indonesia Tbk | $291M | 89 | Strong Buy |
| DNAR.JK | PT Bank Oke Indonesia Tbk | $132M | 61 | Hold |
| BTPS.JK | PT Bank BTPN Syariah Tbk | $457M | 88 | Strong Buy |
| TUGU.JK | PT Asuransi Tugu Pratama Indonesia Tbk | $274M | 99 | Strong Buy |
Peer medians: ROE 5.8% · P/E 9.4x · Gross margin 44.7%