Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
TUGU.JK
Strong BuyFull HousePT Asuransi Tugu Pratama Indonesia Tbk · Financial Services · Indonesia · $274M · Avg Vol: $159K/d
99
StockRankGet insider-trade alerts
Q
61
V
89
M
67
P/E (TTM)
5.2x
ROE
9.1%
D/E
0.1x
Dividend %
7.4%
COMPANY DESCRIPTION
PT Asuransi Tugu Pratama Indonesia Tbk engages in the general insurance, reinsurance, and sharia insurance businesses in Indonesia. It operates through General Insurance, Reinsurance, Rental and Related Business, and Others segments.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 4.1T | 4.5T | 5.2T | 6.6T | 17.7% | 5.8T |
| EPS (IDR) | 97.50 | 372.00 | 113.00 | 200.00 | 27.1% | 259.05 |
| Shares | 3.6B | 3.6B | 3.6B | 3.6B | 0.0% | 3.6B |
| Debt | 124.3B | 302.3B | 551.6B | 645.9B | 73.2% | 837.4B |
| Equity | 8.4T | 9.1T | 9.1T | 9.4T | 3.7% | — |
| Op CF | 855.9B | 2.1T | 414.1B | 1.2T | 11.9% | 787.4B |
| Inv CF | -657.4B | -2.1T | -335.1B | -554.0B | — | — |
| Fin CF | -157.9B | -101.4B | -254.5B | -261.6B | — | — |
Loading 1Y...
PRICE (1Y)+14.6%
SMA 50SMA 200
Close
$0.0783
RSI (14)
47.4
52W High
$0.0834
From 52W High
0.9%
SCORE BREAKDOWN
Quality
61
ROIC (ROA)
2.0%*56.1
ROE
9.1%45.5
GP/Assets
5.3%59.0
Op. Margin
-13.2%4.8
FCF/Assets
n/mN/A
Piotroski
797.1
Int. Cover
22.3x66.7
D/E Ratio
0.08x73.4
Current Ratio
35.07x93.7
Value
89
P/E (TTM)
5.2x90.4
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
0.5x91.3
P/S
0.8x91.7
Div Yield
7.4%80.0
Momentum
67
52W High %
94%63.1
RS 6M
29%91.4
SMA 50/200
1.10x71.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
—N/A
FUNDAMENTALS
Market Cap
$274M
P/E (Forward)
—
Gross Margin
25.7%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TUGU.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| TUGU.JK | PT Asuransi Tugu Pratama Indonesia Tbk(you) | $274M | 99 | Strong Buy |
| GSMF.JK | PT Equity Development Investment Tbk | $82M | 32 | Sell |
| SMMA.JK | PT Sinar Mas Multiartha Tbk | $7.3B | 54 | Hold |
| TRIM.JK | PT Trimegah Sekuritas Indonesia Tbk | $291M | 89 | Strong Buy |
| BJBR.JK | PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk | $481M | 99 | Strong Buy |
| BJTM.JK | PT Bank Pembangunan Daerah Jawa Timur Tbk | $452M | 94 | Strong Buy |
| NOBU.JK | PT Bank Nationalnobu Tbk | $234M | 86 | Strong Buy |
| BTPS.JK | PT Bank BTPN Syariah Tbk | $457M | 88 | Strong Buy |
| ADMF.JK | PT Adira Dinamika Multi Finance Tbk | $609M | 91 | Strong Buy |
| CFIN.JK | PT. Clipan Finance Indonesia Tbk | $85M | 97 | Strong Buy |
Peer medians: ROE 5.5% · P/E 9.4x · Gross margin 50.6%