Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CINF
BuyUnloved QualityAPPROVECincinnati Financial Corporation · Financial Services · United States · $26.4B · Avg Vol: $87M/d
Cincinnati Financial clears the calibrated bar. All three legs are above the floor (Q70 V54 M51) and an active buyback provides the required corroboration. Nothing adverse is on file: no negative earnings revision and no insider selling. Quality at Q70 is comfortably the strongest part of the case, and higher-for-longer rates lift investment income on the underwriting float.
COMPANY DESCRIPTION
Cincinnati Financial Corporation provides property and casualty insurance through independent agencies, alongside life insurance and investment management services. It employs a unique and effective strategy of exclusively partnering with independent insurance agencies, fostering strong, long-term relationships. The company is known for its conservative underwriting, strong financial stability, and consistent dividend growth.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.6B | 10.0B | 11.3B | 12.6B | 24.4% | 14.0B | 13.2B | 12.6B | -0.1% |
| EPS | -3.06 | 11.74 | 14.65 | 15.32 | 14.2% | 21.18 | 16.27 | 17.40 | 6.6% |
| Shares | 157.1M | 157.0M | 156.3M | 155.4M | -1.1% | 153.5M | — | — | — |
| Debt | 891.0M | 874.0M | 875.0M | 886.0M | -0.2% | 876.0M | — | — | — |
| Equity | 10.6B | 12.1B | 13.9B | 15.9B | 14.6% | — | — | — | — |
| Op CF | 2.1B | 2.1B | 2.6B | 3.1B | 14.9% | 3.4B | — | — | — |
| Inv CF | -933.0M | -1.6B | -1.7B | -1.7B | — | — | — | — | — |
| Fin CF | -994.0M | -801.0M | -877.0M | -973.0M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CINF are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CINF | Cincinnati Financial Corporation(you) | $26.4B | 72 | Buy |
| AIZ | Assurant, Inc. | $14.1B | 73 | Buy |
| ORI | Old Republic International Corporation | $10.2B | 71 | Buy |
| MKL | Markel Group Inc. | $22.5B | 53 | Hold |
| CNA | CNA Financial Corporation | $13.3B | 62 | Hold |
| AFG | American Financial Group, Inc. | $11.9B | 63 | Hold |
| TRV | The Travelers Companies, Inc. | $77.2B | 77 | Buy |
| WRB | W. R. Berkley Corporation | $25.4B | 47 | Hold |
| L | Loews Corporation | $22.4B | 42 | Hold |
| MCY | Mercury General Corporation | $5.9B | 77 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%