Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CINF
STRONG BUYAPPROVECincinnati Financial Corporation · Financial Services · United States · $28.3B · Avg Vol: $178M/d
Cincinnati Financial clears the calibrated bar. All three legs are above the floor (Q70 V54 M51) and an active buyback provides the required corroboration. Nothing adverse is on file: no negative earnings revision and no insider selling. Quality at Q70 is comfortably the strongest part of the case, and higher-for-longer rates lift investment income on the underwriting float.
COMPANY DESCRIPTION
Cincinnati Financial Corporation provides property and casualty insurance through independent agencies, alongside life insurance and investment management services. It employs a unique and effective strategy of exclusively partnering with independent insurance agencies, fostering strong, long-term relationships. The company is known for its conservative underwriting, strong financial stability, and consistent dividend growth.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.6B | 10.0B | 11.3B | 12.6B | 24.4% | 12.9B | 12.0B | 12.8B | 0.8% |
| EPS | -3.06 | 11.74 | 14.65 | 15.32 | 14.2% | 17.44 | 17.08 | 17.76 | 7.7% |
| Shares | 157.1M | 157.0M | 156.3M | 155.4M | -1.1% | 154.7M | — | — | — |
| Debt | 891.0M | 874.0M | 875.0M | 886.0M | -0.2% | 884.0M | — | — | — |
| Equity | 10.6B | 12.1B | 13.9B | 15.9B | 14.6% | — | — | — | — |
| Op CF | 2.1B | 2.1B | 2.6B | 3.1B | 14.9% | 3.5B | — | — | — |
| Inv CF | -933.0M | -1.6B | -1.7B | -1.7B | — | — | — | — | — |
| Fin CF | -994.0M | -801.0M | -877.0M | -973.0M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CINF are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CINF | Cincinnati Financial Corporation(you) | $28.3B | 84 | STRONG BUY |
| WRB | W. R. Berkley Corporation | $28.0B | 71 | BUY |
| CNA | CNA Financial Corporation | $14.5B | 85 | STRONG BUY |
| AIZ | Assurant, Inc. | $13.7B | 87 | STRONG BUY |
| L | Loews Corporation | $24.3B | 67 | BUY |
| ORI | Old Republic International Corporation | $10.3B | 85 | STRONG BUY |
| THG | The Hanover Insurance Group, Inc. | $7.6B | 87 | STRONG BUY |
| PGR.MX | The Progressive Corporation | $129.0B | 82 | STRONG BUY |
| SIGI | Selective Insurance Group, Inc. | $5.7B | 83 | STRONG BUY |
| ALL | The Allstate Corporation | $66.9B | 99 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%