Cincinnati Financial Corporation (CINF) — Stock Score Summary

Cincinnati Financial Corporation (CINF) has a MoatMap StockRank of 83/100 based on Quality (68/100), Value (53/100), and Momentum (44/100) factor scores. The current signal is STRONG BUY. Cincinnati Financial is a high-quality insurer that aligns with the 'Durable Quality & Moats' theme, known for sticky customer relationships and potential pricing power. In an inflationary environment fueled by energy security concerns, the company could see improved investment income from higher interest rates, offering resilience and steady compounding returns. However, similar to HIG and Talanx, it lacks a distinct 'asymmetric macro inflection point' that makes it a top-tier Druckenmiller pick.

Cincinnati Financial Corporation provides property and casualty insurance through independent agencies, alongside life insurance and investment management services. It employs a unique and effective strategy of exclusively partnering with independent insurance agencies, fostering strong, long-term relationships. The company is known for its conservative underwriting, strong financial stability, and consistent dividend growth.

Key Financial Metrics

Price$167.90
Market Cap$26.0B
P/E (TTM)9.60
P/E (Forward)18.28
Price/Book1.65
Return on Equity18.7%
Debt/Equity5.63
Gross Margin27.9%
Operating Margin11.8%
Revenue Growth11.6%
Dividend Yield2.2%
Free Cash Flow$2.7B

Cincinnati Financial Corporation operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Cincinnati Financial Corporation’s (CINF) StockRank?
MoatMap’s StockRank for Cincinnati Financial Corporation (CINF) is 83/100, with a Strong Buy signal. It is a composite of Quality (68), Value (53), and Momentum (44) factor ranks across MoatMap’s 15,000+ stock universe.
Does Cincinnati Financial Corporation have an economic moat?
Cincinnati Financial Corporation (CINF) has a Quality factor score of 68/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Cincinnati Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for Cincinnati Financial Corporation (CINF) is Strong Buy, based on a StockRank of 83/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Cincinnati Financial Corporation in?
Cincinnati Financial Corporation (CINF) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).
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