Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
AIZ
STRONG BUYFLAGAssurant, Inc. · Financial Services · United States · $13.7B · Avg Vol: $100M/d
Assurant has quality exactly at Q60 and strong momentum M73 with a buyback on file, but value at V48 is below the calibrated floor, so stage one fails. Insider selling is separately adverse.
COMPANY DESCRIPTION
Assurant is a global provider of lifestyle and housing solutions, specializing in extended service contracts, device protection, and renters insurance. The company holds a market-leading position in niche specialty insurance and protection products, driven by its extensive B2B partnerships with major retailers, mobile carriers, and financial institutions. This business model provides stable fee-based income and high client retention.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10.2B | 11.1B | 11.9B | 12.8B | 7.9% | 13.2B | 13.9B | 14.8B | 7.4% |
| EPS | 5.09 | 12.02 | 14.55 | 17.14 | 49.9% | 19.42 | 18.27 | 19.51 | 6.7% |
| Shares | 52.8M | 52.0M | 50.8M | 49.8M | -5.7% | 49.5M | — | — | — |
| Debt | 2.1B | 2.1B | 2.1B | 2.2B | 1.2% | 2.2B | — | — | — |
| Equity | 4.2B | 4.8B | 5.1B | 5.9B | 11.6% | — | — | — | — |
| Op CF | 596.9M | 1.1B | 1.3B | 1.8B | 45.4% | 1.7B | — | — | — |
| Inv CF | -262.1M | -637.7M | -657.8M | -1.5B | — | — | — | — | — |
| Fin CF | -818.4M | -403.9M | -477.5M | -364.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AIZ are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| AIZ | Assurant, Inc.(you) | $13.7B | 87 | STRONG BUY |
| CNA | CNA Financial Corporation | $14.5B | 85 | STRONG BUY |
| ORI | Old Republic International Corporation | $10.3B | 85 | STRONG BUY |
| THG | The Hanover Insurance Group, Inc. | $7.6B | 87 | STRONG BUY |
| CINF | Cincinnati Financial Corporation | $28.3B | 84 | STRONG BUY |
| SIGI | Selective Insurance Group, Inc. | $5.7B | 83 | STRONG BUY |
| AFG | American Financial Group, Inc. | $11.9B | 64 | HOLD |
| MCY | Mercury General Corporation | $5.9B | 97 | STRONG BUY |
| WRB | W. R. Berkley Corporation | $28.0B | 71 | BUY |
| L | Loews Corporation | $24.3B | 67 | BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%