Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ORI
BuyUnloved QualityFLAGOld Republic International Corporation · Financial Services · United States · $10.2B · Avg Vol: $43M/d
Old Republic has quality Q69 and value V61 with a buyback on file, but momentum at M49 is below the calibrated floor, and insiders were marginally net sellers, so there is no clean corroboration.
COMPANY DESCRIPTION
Old Republic International Corporation is a diversified insurance organization primarily engaged in general insurance, including property and liability, and title insurance. With a long operating history spanning over a century, the company has established strong brand recognition and robust financial stability. Its strong market presence in title insurance and specialized commercial lines provides a durable competitive advantage.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 8.1B | 7.3B | 8.2B | 9.1B | 4.2% | 9.7B | 10.1B | 10.6B | 7.6% |
| EPS | 5.08 | 2.28 | 2.12 | 3.30 | 3.82 | -6.9% | 4.56 | 3.57 | 4.00 | 2.4% |
| Shares | — | 296.9M | 278.4M | 248.8M | 246.4M | -17.0% | 241.4M | — | — | — |
| Debt | — | 1.6B | 1.6B | 1.6B | 1.6B | -0.1% | 2.3B | — | — | — |
| Equity | — | 6.2B | 6.4B | 5.6B | 5.9B | -1.4% | — | — | — | — |
| Op CF | — | 1.2B | 880.4M | 1.2B | 1.2B | -0.2% | 1.3B | — | — | — |
| Inv CF | — | -415.0M | 25.3M | -3.9M | -177.2M | — | — | — | — | — |
| Fin CF | — | -832.7M | -783.2M | -1.2B | -925.7M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ORI are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ORI | Old Republic International Corporation(you) | $10.2B | 71 | Buy |
| AIZ | Assurant, Inc. | $14.1B | 73 | Buy |
| AFG | American Financial Group, Inc. | $11.9B | 63 | Hold |
| CNA | CNA Financial Corporation | $13.3B | 62 | Hold |
| MCY | Mercury General Corporation | $5.9B | 77 | Buy |
| THG | The Hanover Insurance Group, Inc. | $7.9B | 83 | Strong Buy |
| SIGI | Selective Insurance Group, Inc. | $5.5B | 65 | Buy |
| CINF | Cincinnati Financial Corporation | $26.4B | 72 | Buy |
| HGTY | Hagerty, Inc. | $4.6B | 60 | Hold |
| RLI | RLI Corp. | $5.9B | 53 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%