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ORI

STRONG BUYFLAG

Old Republic International Corporation · Financial Services · United States · $10.3B · Avg Vol: $69M/d

85
StockRank
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Q
70
V
61
M
50
P/E (TTM)
10.4x
ROE
17.3%
D/E
0.3x
Dividend %
2.8%
AI CONVICTION THESIS

Old Republic has quality Q69 and value V61 with a buyback on file, but momentum at M49 is below the calibrated floor, and insiders were marginally net sellers, so there is no clean corroboration.

COMPANY DESCRIPTION

Old Republic International Corporation is a diversified insurance organization primarily engaged in general insurance, including property and liability, and title insurance. With a long operating history spanning over a century, the company has established strong brand recognition and robust financial stability. Its strong market presence in title insurance and specialized commercial lines provides a durable competitive advantage.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue8.1B7.3B8.2B9.1B4.2%9.4B10.1B10.5B7.2%
EPS5.082.282.123.303.82-6.9%4.063.314.002.4%
Shares296.9M278.4M248.8M246.4M-17.0%243.6M
Debt1.6B1.6B1.6B1.6B-0.1%1.6B
Equity6.2B6.4B5.6B5.9B-1.4%
Op CF1.2B880.4M1.2B1.2B-0.2%1.2B
Inv CF-415.0M25.3M-3.9M-177.2M
Fin CF-832.7M-783.2M-1.2B-925.7M
Loading 1Y...
PRICE (1Y)+11.7%
38.5639.6940.8241.9443.07Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$43.07
RSI (14)
58.0
52W High
$43.55
From 52W High
1.0%

SCORE BREAKDOWN

Quality
70
ROIC (ROA)
2.9%*63.9
ROE
17.3%80.5
GP/Assets
20.0%86.7
Op. Margin
18.0%36.8
FCF/Assets
7.2%84.0
Piotroski
797.0
Int. Cover
17.8x62.7
D/E Ratio
0.27x57.6
Current Ratio
0.23x11.1
Value
61
P/E (TTM)
10.4x68.4
EV/EBITDA
7.6x58.5
P/FCF
4.8x78.8
P/B
1.7x29.3
P/S
1.1x87.1
Div Yield
2.8%35.8
Momentum
50
52W High %
99%74.3
RS 6M
8%63.0
SMA 50/200
0.99x29.3
EPS Rev 4W
-0.5%44.3
EPS Rev 12W
-3.9%17.0
EPS Improve
-18%12.5
Q Growth
35%67.1

FUNDAMENTALS

Market Cap
$10.3B
P/E (Forward)
12.7x
Gross Margin
63.5%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ORI are excluded.

TickerCompanyMkt CapStockRankSignal
ORIOld Republic International Corporation(you)$10.3B85STRONG BUY
THGThe Hanover Insurance Group, Inc.$7.6B87STRONG BUY
AIZAssurant, Inc.$13.7B87STRONG BUY
CNACNA Financial Corporation$14.5B85STRONG BUY
SIGISelective Insurance Group, Inc.$5.7B83STRONG BUY
CINFCincinnati Financial Corporation$28.3B84STRONG BUY
MCYMercury General Corporation$5.9B97STRONG BUY
AFGAmerican Financial Group, Inc.$11.9B64HOLD
SKWDSkyward Specialty Insurance Group, Inc.$2.5B88STRONG BUY
WRBW. R. Berkley Corporation$28.0B71BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Old Republic International Corporation (ORI) — Stock Score Summary

Old Republic International Corporation (ORI) has a MoatMap StockRank of 85/100 based on Quality (70/100), Value (61/100), and Momentum (50/100) factor scores. The current signal is STRONG BUY. Old Republic has quality Q69 and value V61 with a buyback on file, but momentum at M49 is below the calibrated floor, and insiders were marginally net sellers, so there is no clean corroboration.

Old Republic International Corporation is a diversified insurance organization primarily engaged in general insurance, including property and liability, and title insurance. With a long operating history spanning over a century, the company has established strong brand recognition and robust financial stability. Its strong market presence in title insurance and specialized commercial lines provides a durable competitive advantage.

Key Financial Metrics

Price$43.07
Market Cap$10.3B
P/E (TTM)10.40
P/E (Forward)12.73
Price/Book1.73
Return on Equity17.3%
Debt/Equity0.27x
Gross Margin63.5%
Operating Margin18.0%
Revenue Growth13.5%
Dividend Yield2.8%
Free Cash Flow$2.1B

Old Republic International Corporation operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Old Republic International Corporation’s (ORI) StockRank?
MoatMap’s StockRank for Old Republic International Corporation (ORI) is 85/100, with a Strong Buy signal. It is a composite of Quality (70), Value (61), and Momentum (50) factor ranks across MoatMap’s 20,000+ stock universe.
Does Old Republic International Corporation have an economic moat?
Old Republic International Corporation (ORI) has a Quality factor score of 70/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Old Republic International Corporation a buy, hold, or sell?
MoatMap’s current signal for Old Republic International Corporation (ORI) is Strong Buy, based on a StockRank of 85/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Old Republic International Corporation in?
Old Republic International Corporation (ORI) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).