The Allstate Corporation (ALL) — Stock Score Summary

The Allstate Corporation (ALL) has a MoatMap StockRank of 96/100 based on Quality (70/100), Value (64/100), and Momentum (54/100) factor scores. The current signal is STRONG BUY. Allstate, as a major US insurer with a substantial investment float, is a strong beneficiary of the 'Higher-for-Longer Rates & Monetary Policy Mispricing' theme. The market's premature pricing of aggressive rate cuts overlooks the structural persistence of inflation due to supply shocks, which will force central banks to maintain elevated interest rates for longer. This provides a durable and underpriced tailwind for Allstate's investment income, offering an asymmetric opportunity provided the company effectively manages underwriting and claims inflation through pricing actions.

The Allstate Corporation is a major personal lines insurer in the United States, providing a comprehensive range of auto, home, and life insurance products, alongside various protection plans. The company's competitive advantages include its highly recognized brand, extensive exclusive agent network, and robust data analytics capabilities for precise underwriting. This combination reinforces its position as one of the largest and most trusted insurers in the country.

Key Financial Metrics

Price$216.60
Market Cap$55.8B
P/E (TTM)4.97
P/E (Forward)8.57
Price/Book1.96
Return on Equity45.2%
Debt/Equity23.72
Gross Margin34.4%
Operating Margin19.0%
Revenue Growth3.0%
Dividend Yield1.9%
Free Cash Flow$12.4B

The Allstate Corporation operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is The Allstate Corporation’s (ALL) StockRank?
MoatMap’s StockRank for The Allstate Corporation (ALL) is 96/100, with a Strong Buy signal. It is a composite of Quality (70), Value (64), and Momentum (54) factor ranks across MoatMap’s 19,000+ stock universe.
Does The Allstate Corporation have an economic moat?
The Allstate Corporation (ALL) has a Quality factor score of 70/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Allstate Corporation a buy, hold, or sell?
MoatMap’s current signal for The Allstate Corporation (ALL) is Strong Buy, based on a StockRank of 96/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is The Allstate Corporation in?
The Allstate Corporation (ALL) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).