ALL

Strong BuyFull HouseAI pick

The Allstate Corporation · Financial Services · United States · $57.1B cap · $504.3M/day traded

$232.60 +1.4% · close 12 Oct · scored 14 Oct

Full House: Strong business, sensible price, market agrees. The rare full house.

Read our full research report on ALL (Jun 2026), free
90
StockRank
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Report expected 4 Nov: the next-year EPS estimate has risen 5.8% over the last 13 weeks.

Quality
72
Value
62
Momentum
57

As of 14 Oct 2026, MoatMap's StockRank for The Allstate Corporation (ALL) is 90/100, ranked against 24,000+ stocks in 35 markets (Quality 72, Value 62, Momentum 57, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
4.6x
peers 12.0x
ROE
46.1%
peers 10.3%
D/E
0.2x
peers 0.4x
Dividend %
1.8%
trailing yield
AI CONVICTION THESIS

Allstate is transitioning from a traditional insurer into a data-driven financial services entity, leveraging AI to combat the $4.4T global financial crime wave. Its ongoing buyback program combined with consistent revenue growth demonstrates management's conviction in their operational pivot, while its scale provides the necessary capital to absorb the massive R&D costs required for AI-integrated compliance architecture.

ABOUT THE ALLSTATE CORPORATION

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The Allstate Corporation is a major personal lines insurer in the United States, providing a comprehensive range of auto, home, and life insurance products, alongside various protection plans. The company's competitive advantages include its highly recognized brand, extensive exclusive agent network, and robust data analytics capabilities for precise underwriting. This combination reinforces its position as one of the largest and most trusted insurers in the country.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue50.6B56.6B63.5B67.1B9.8%70.1B69.5B72.1B3.6%
EPS-5.22-1.2017.2238.56123.9%49.9839.1731.05-10.3%
Shares263.0M262.5M265.0M260.1M-1.1%252.9M———
Debt8.0B7.9B8.1B7.5B-2.0%7.5B———
Equity17.5B17.8B21.4B30.6B20.5%————
Op CF5.1B4.2B8.9B10.1B25.4%12.5B———
Inv CF-1.7B-3.0B-8.3B-7.3B—————
Fin CF-3.4B-1.2B-697.0M-2.9B—————
Loading 1Y...
PRICE (1Y) · USD-9.8%
22223224225326331 Aug22 Sep12 Oct
SMA 50SMA 200

Price checkNo clear trendExperimental

No clear trend: not near its 52-week low, and not in a steady uptrend.

SwingsCalm

Calmer than 82% of stocks we rank over the past year (25% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$232.60
RSI (14)
55.6
52-Week Range-15.7% from high
Low $184.51High $276.07

SCORE BREAKDOWN

Quality
72
ROIC (ROA)
8.7%*81.8
ROE
46.1%97.2
GP/Assets
21.6%86.5
Op. Margin
22.8%38.8
FCF/Assets
n/mN/A
Piotroski
567.3
Int. Cover
44.2x78.1
D/E Ratio
0.22x62.0
Current Ratio
0.36x14.7
Value
62
P/E (TTM)
4.6x92.4
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
1.8x28.1
P/S
0.8x90.7
Div Yield
1.8%20.6
Momentum
57
52W High %
84%39.8
RS 6M
-5%53.7
SMA 50/200
1.11x79.9
EPS Rev 4W
+1.3%89.6
EPS Rev 12W
+5.8%86.0
EPS Improve
-44%5.8
Q Growth
55%75.0

FUNDAMENTALS

Market Cap
$57.1B
P/E (Forward)
8.2x
Gross Margin
36.8%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ALL are excluded.

TickerCompanyMkt CapStockRankSignal
ALLThe Allstate Corporation(you)$57.1B90Strong Buy
8725.TMS&AD Insurance Group Holdings, Inc.$45.8B91Strong Buy
TRVThe Travelers Companies, Inc.$75.2B87Strong Buy
601319.SSThe People's Insurance Company (Group) of China Limited$53.2B82Strong Buy
2328.HKPICC Property and Casualty Company Limited$47.5B99Strong Buy
QBE.AXQBE Insurance Group Limited$25.6B90Strong Buy
FFH.TOFairfax Financial Holdings Limited$32.7B77Buy
CINFCincinnati Financial Corporation$25.0B78Buy
UNI.MIUnipol Assicurazioni S.p.A.$22.0B79Buy
8630.TSompo Holdings, Inc.$38.4B65Buy

Peer medians: ROE 10.3% · P/E 12.0x · Gross margin 86.1%

Company Deep Dive

Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.

View Deep Dive

The Allstate Corporation (ALL): Stock Score Summary

The Allstate Corporation (ALL) has a MoatMap StockRank of 90/100 based on Quality (72/100), Value (62/100), and Momentum (57/100) factor scores. The current signal is STRONG BUY. Allstate is transitioning from a traditional insurer into a data-driven financial services entity, leveraging AI to combat the $4.4T global financial crime wave. Its ongoing buyback program combined with consistent revenue growth demonstrates management's conviction in their operational pivot, while its scale provides the necessary capital to absorb the massive R&D costs required for AI-integrated compliance architecture.

The Allstate Corporation is a major personal lines insurer in the United States, providing a comprehensive range of auto, home, and life insurance products, alongside various protection plans. The company's competitive advantages include its highly recognized brand, extensive exclusive agent network, and robust data analytics capabilities for precise underwriting. This combination reinforces its position as one of the largest and most trusted insurers in the country.

Key Financial Metrics

Price$232.60
Market Cap$57.1B
P/E (TTM)4.59
P/E (Forward)8.20
Price/Book1.84
Return on Equity46.1%
Debt/Equity0.22x
Gross Margin36.8%
Operating Margin22.8%
Revenue Growth11.8%
Dividend Yield1.8%
Free Cash Flow$12.2B

The Allstate Corporation operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is The Allstate Corporation’s (ALL) StockRank?
MoatMap’s StockRank for The Allstate Corporation (ALL) is 90/100, with a Strong Buy signal. It is a composite of Quality (72), Value (62), and Momentum (57), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does The Allstate Corporation have an economic moat?
The Allstate Corporation (ALL) has a Quality factor score of 72/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Allstate Corporation a buy, hold, or sell?
MoatMap’s current signal for The Allstate Corporation (ALL) is Strong Buy, based on a StockRank of 90/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is The Allstate Corporation in?
The Allstate Corporation (ALL) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).