Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
COLB
HoldUnloved QualityFLAGColumbia Banking System, Inc. · Financial Services · United States · $8.5B · Avg Vol: $85M/d
Columbia Banking System has very strong momentum M73 and quality exactly at Q50 with a buyback on file, but value at V49 is below the calibrated floor, so stage one fails.
COMPANY DESCRIPTION
Columbia Banking System, Inc. is a regional bank holding company offering a comprehensive suite of banking services to businesses and individuals across the Pacific Northwest of the United States. The company's competitive advantage stems from its deep community roots, local market expertise, and a relationship-based banking model that fosters strong customer loyalty and attracts a stable deposit base. This focused regional approach allows for tailored services and effective market penetration.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.3B | 2.0B | 1.9B | 2.3B | 21.9% | 2.5B | 2.7B | 2.8B | 10.3% |
| EPS | 1.55 | 1.79 | 2.56 | 2.31 | 14.2% | 2.54 | 2.24 | 2.43 | 2.6% |
| Shares | 217.1M | 208.6M | 209.5M | 295.4M | +36.1% | 282.9M | — | — | — |
| Debt | 1.4B | 4.5B | 3.5B | 3.6B | 37.1% | 5.1B | — | — | — |
| Equity | 2.5B | 5.0B | 5.1B | 7.8B | 46.8% | — | — | — | — |
| Op CF | 1.1B | 670.0M | 659.0M | 746.0M | -11.2% | 1.3B | — | — | — |
| Inv CF | -3.5B | 502.0M | 114.0M | 2.2B | — | — | — | — | — |
| Fin CF | 1.0B | -304.0M | -1.1B | -2.4B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of COLB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| COLB | Columbia Banking System, Inc.(you) | $8.5B | 61 | Hold |
| BOKF | BOK Financial Corporation | $8.4B | 57 | Hold |
| ONB | Old National Bancorp | $9.9B | 58 | Hold |
| CBSH | Commerce Bancshares, Inc. | $8.3B | 66 | Buy |
| CFR | Cullen/Frost Bankers, Inc. | $10.0B | 64 | Hold |
| FNB | F.N.B. Corporation | $6.6B | 62 | Hold |
| HOMB | Home BancShares, Inc. | $5.9B | 61 | Hold |
| HWC | Hancock Whitney Corporation | $6.0B | 62 | Hold |
| SSB | SouthState Bank Corporation | $10.3B | 56 | Hold |
| PB | Prosperity Bancshares, Inc. | $8.7B | 70 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%