Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BPOP
BuyPremium GrowerFLAGPopular, Inc. · Financial Services · United States · $10.8B · Avg Vol: $72M/d
Popular has strong momentum at M80 with a buyback on file, but value at V40 is below the calibrated floor, so stage one fails. Insider selling is separately adverse.
COMPANY DESCRIPTION
Popular, Inc. is a diversified financial services company operating as the largest financial institution in Puerto Rico, offering comprehensive retail, commercial, and mortgage banking services through Popular Bank. Its competitive moat stems from its dominant market share and deep-rooted customer relationships within Puerto Rico, providing a stable foundation. Strategic expansion into key U.S. mainland markets like New York and Florida further diversifies its revenue streams and growth potential.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.9B | 2.6B | 2.8B | 3.0B | 1.2% | 3.1B | 3.3B | 3.4B | 6.0% |
| EPS | 14.65 | 7.53 | 8.56 | 12.31 | -5.6% | 14.79 | 16.03 | 17.53 | 19.3% |
| Shares | 71.9M | 72.2M | 70.1M | 65.7M | -8.5% | 63.8M | — | — | — |
| Debt | 1.4B | 1.1B | 1.2B | 1.5B | 2.9% | 1.6B | — | — | — |
| Equity | 4.1B | 5.1B | 5.6B | 6.2B | 15.1% | — | — | — | — |
| Op CF | 1.0B | 686.6M | 674.7M | 878.4M | -4.7% | 1.0B | — | — | — |
| Inv CF | 5.4B | -2.6B | -1.6B | -1.8B | — | — | — | — | — |
| Fin CF | -6.3B | 1.9B | 959.6M | 864.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BPOP are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BPOP | Popular, Inc.(you) | $10.8B | 79 | Buy |
| ZION | Zions Bancorporation, National Association | $9.9B | 84 | Strong Buy |
| UMBF | UMB Financial Corporation | $11.0B | 68 | Buy |
| PB | Prosperity Bancshares, Inc. | $8.7B | 72 | Buy |
| ASB | Associated Banc-Corp | $5.8B | 78 | Buy |
| VLY | Valley National Bancorp | $7.7B | 71 | Buy |
| CFR | Cullen/Frost Bankers, Inc. | $10.0B | 65 | Hold |
| CBSH | Commerce Bancshares, Inc. | $8.3B | 67 | Buy |
| EWBC | East West Bancorp, Inc. | $17.7B | 71 | Buy |
| CATY | Cathay General Bancorp | $4.1B | 78 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%