Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BPOP
STRONG BUYFLAGPopular, Inc. · Financial Services · United States · $11.0B · Avg Vol: $100M/d
Popular has strong momentum at M80 with a buyback on file, but value at V40 is below the calibrated floor, so stage one fails. Insider selling is separately adverse.
COMPANY DESCRIPTION
Popular, Inc. is a diversified financial services company operating as the largest financial institution in Puerto Rico, offering comprehensive retail, commercial, and mortgage banking services through Popular Bank. Its competitive moat stems from its dominant market share and deep-rooted customer relationships within Puerto Rico, providing a stable foundation. Strategic expansion into key U.S. mainland markets like New York and Florida further diversifies its revenue streams and growth potential.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.9B | 2.6B | 2.8B | 3.0B | 1.2% | 3.0B | 3.3B | 3.4B | 5.6% |
| EPS | 14.65 | 7.53 | 8.56 | 12.31 | -5.6% | 13.52 | 15.93 | 17.32 | 18.6% |
| Shares | 71.9M | 72.2M | 70.1M | 65.7M | -8.5% | 64.5M | — | — | — |
| Debt | 1.4B | 1.1B | 1.2B | 1.5B | 2.9% | 1.3B | — | — | — |
| Equity | 4.1B | 5.1B | 5.6B | 6.2B | 15.1% | — | — | — | — |
| Op CF | 1.0B | 686.6M | 674.7M | 878.4M | -4.7% | 898.0M | — | — | — |
| Inv CF | 5.4B | -2.6B | -1.6B | -1.8B | — | — | — | — | — |
| Fin CF | -6.3B | 1.9B | 959.6M | 864.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BPOP are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BPOP | Popular, Inc.(you) | $11.0B | 87 | STRONG BUY |
| WBS | Webster Financial Corporation | $12.3B | 82 | STRONG BUY |
| ZION | Zions Bancorporation, National Association | $10.1B | 81 | STRONG BUY |
| UMBF | UMB Financial Corporation | $10.7B | 78 | BUY |
| ASB | Associated Banc-Corp | $5.8B | 86 | STRONG BUY |
| UBSI | United Bankshares, Inc. | $6.5B | 82 | STRONG BUY |
| CFR | Cullen/Frost Bankers, Inc. | $10.3B | 72 | BUY |
| VLY | Valley National Bancorp | $7.9B | 77 | BUY |
| FBP | First BanCorp. | $4.4B | 89 | STRONG BUY |
| SSB | SouthState Bank Corporation | $10.3B | 67 | BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%