Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
FNB
HoldUnloved QualityF.N.B. Corporation · Financial Services · United States · $6.6B · Avg Vol: $63M/d
COMPANY DESCRIPTION
F.N.B. Corporation is a regional financial services company operating through its subsidiary, FNB Bank, providing commercial, consumer banking, and wealth management services. It leverages a strong regional presence and a diversified loan portfolio across the Mid-Atlantic and Midwest U.S., focusing on organic growth and strategic acquisitions. The company is a growing regional bank known for its strategic expansion and comprehensive financial product offerings.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.4B | 1.6B | 1.6B | 1.8B | 6.9% | 1.7B | 1.9B | 2.0B | 6.3% |
| EPS | 1.23 | 1.32 | 1.27 | 1.57 | 8.5% | 1.68 | 1.67 | 1.85 | 8.6% |
| Shares | 360.5M | 358.8M | 359.6M | 357.3M | -0.9% | 356.0M | — | — | — |
| Debt | 2.1B | 4.0B | 3.7B | 3.1B | 12.8% | 5.2B | — | — | — |
| Equity | 5.7B | 6.0B | 6.3B | 6.8B | 6.1% | — | — | — | — |
| Op CF | 1.2B | 423.0M | 642.0M | 482.0M | -26.6% | 704.0M | — | — | — |
| Inv CF | -3.1B | -2.3B | -1.7B | -1.5B | — | — | — | — | — |
| Fin CF | 18.0M | 1.7B | 1.9B | 1.1B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FNB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FNB | F.N.B. Corporation(you) | $6.6B | 62 | Hold |
| HWC | Hancock Whitney Corporation | $6.0B | 62 | Hold |
| HOMB | Home BancShares, Inc. | $5.9B | 61 | Hold |
| UBSI | United Bankshares, Inc. | $6.5B | 65 | Buy |
| AX | Axos Financial, Inc. | $5.6B | 65 | Hold |
| AUB | Atlantic Union Bankshares Corporation | $5.8B | 66 | Buy |
| COLB | Columbia Banking System, Inc. | $8.5B | 61 | Hold |
| CBSH | Commerce Bancshares, Inc. | $8.3B | 66 | Buy |
| BOKF | BOK Financial Corporation | $8.4B | 57 | Hold |
| CFR | Cullen/Frost Bankers, Inc. | $10.0B | 64 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%