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FNB

BUY

F.N.B. Corporation · Financial Services · United States · $6.8B · Avg Vol: $114M/d

68
StockRank
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Q
56
V
55
M
51
P/E (TTM)
11.4x
ROE
9.0%
D/E
0.5x
Dividend %
2.6%

COMPANY DESCRIPTION

F.N.B. Corporation is a regional financial services company operating through its subsidiary, FNB Bank, providing commercial, consumer banking, and wealth management services. It leverages a strong regional presence and a diversified loan portfolio across the Mid-Atlantic and Midwest U.S., focusing on organic growth and strategic acquisitions. The company is a growing regional bank known for its strategic expansion and comprehensive financial product offerings.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.4B1.6B1.6B1.8B6.9%1.7B1.9B2.0B6.7%
EPS1.231.321.271.578.5%1.641.671.868.9%
Shares360.5M358.8M359.6M357.3M-0.9%356.0M
Debt2.1B4.0B3.7B3.1B12.8%4.7B
Equity5.7B6.0B6.3B6.8B6.1%
Op CF1.2B423.0M642.0M482.0M-26.6%482.0M
Inv CF-3.1B-2.3B-1.7B-1.5B
Fin CF18.0M1.7B1.9B1.1B
Loading 1Y...
PRICE (1Y)+4.2%
18.1018.4518.8019.1419.49Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$19.05
RSI (14)
48.2
52W High
$19.59
From 52W High
1.0%

SCORE BREAKDOWN

Quality
56
ROIC (ROA)
1.2%*42.7
ROE
9.0%46.9
GP/Assets
3.5%N/A
Op. Margin
44.5%65.0
FCF/Assets
0.9%N/A
Piotroski
683.6
Int. Cover
50.0
D/E Ratio
0.46xN/A
Current Ratio
bankN/A
Value
55
P/E (TTM)
11.4x62.7
EV/EBITDA
bankN/A
P/FCF
14.6xN/A
P/B
1.0x62.6
P/S
3.8x49.2
Div Yield
2.6%31.3
Momentum
51
52W High %
97%75.1
RS 6M
-0%57.8
SMA 50/200
1.07x64.9
EPS Rev 4W
-3.5%12.0
EPS Rev 12W
-3.2%20.5
EPS Improve
+15%40.6
Q Growth
14%48.8

FUNDAMENTALS

Market Cap
$6.8B
P/E (Forward)
9.9x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FNB are excluded.

TickerCompanyMkt CapStockRankSignal
FNBF.N.B. Corporation(you)$6.8B68BUY
AUBAtlantic Union Bankshares Corporation$6.0B67BUY
CBSHCommerce Bancshares, Inc.$8.5B69BUY
HWCHancock Whitney Corporation$6.1B63HOLD
HOMBHome BancShares, Inc.$6.2B74BUY
COLBColumbia Banking System, Inc.$8.8B64HOLD
BOKFBOK Financial Corporation$8.6B63HOLD
SSBSouthState Bank Corporation$10.3B69BUY
PBProsperity Bancshares, Inc.$8.8B62HOLD
AXAxos Financial, Inc.$5.5B61HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

F.N.B. Corporation (FNB) — Stock Score Summary

F.N.B. Corporation (FNB) has a MoatMap StockRank of 68/100 based on Quality (56/100), Value (55/100), and Momentum (51/100) factor scores. The current signal is BUY.

F.N.B. Corporation is a regional financial services company operating through its subsidiary, FNB Bank, providing commercial, consumer banking, and wealth management services. It leverages a strong regional presence and a diversified loan portfolio across the Mid-Atlantic and Midwest U.S., focusing on organic growth and strategic acquisitions. The company is a growing regional bank known for its strategic expansion and comprehensive financial product offerings.

Key Financial Metrics

Price$19.05
Market Cap$6.8B
P/E (TTM)11.43
P/E (Forward)9.91
Price/Book0.98
Return on Equity9.0%
Debt/Equity0.46x
Operating Margin44.5%
Revenue Growth6.9%
Dividend Yield2.6%
Free Cash Flow$466M

F.N.B. Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is F.N.B. Corporation’s (FNB) StockRank?
MoatMap’s StockRank for F.N.B. Corporation (FNB) is 68/100, with a Buy signal. It is a composite of Quality (56), Value (55), and Momentum (51) factor ranks across MoatMap’s 20,000+ stock universe.
Does F.N.B. Corporation have an economic moat?
F.N.B. Corporation (FNB) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is F.N.B. Corporation a buy, hold, or sell?
MoatMap’s current signal for F.N.B. Corporation (FNB) is Buy, based on a StockRank of 68/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is F.N.B. Corporation in?
F.N.B. Corporation (FNB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).