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PB

HOLD

Prosperity Bancshares, Inc. · Financial Services · United States · $8.8B · Avg Vol: $100M/d

63
StockRank
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Q
58
V
50
M
48
P/E (TTM)
13.2x
ROE
6.7%
D/E
0.3x
Dividend %
3.2%

COMPANY DESCRIPTION

Prosperity Bancshares, Inc. is a Texas-based regional bank holding company offering a full suite of banking services to businesses and consumers primarily across Texas and Oklahoma. The bank is known for its strong balance sheet, conservative lending practices, and consistent growth through strategic acquisitions. Prosperity Bancshares maintains a robust presence in dynamic regional economies, providing stability and local expertise.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.1B1.1B1.1B1.2B2.6%1.3B1.7B2.0B27.6%
EPS5.734.515.055.72-0.1%5.516.297.2112.3%
Shares91.3M93.7M95.3M93.1M+1.9%119.9M
Debt1.9B3.7B3.2B1.9B1.8%2.5B
Equity6.7B7.1B7.4B7.6B4.4%
Op CF506.5M646.4M472.7M549.5M2.8%556.5M
Inv CF-2.0B1.1B2.0B773.9M
Fin CF-666.7M-1.7B-940.2M-1.5B
Loading 1Y...
PRICE (1Y)-0.2%
70.4371.5172.5873.6674.73Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$72.54
RSI (14)
52.7
52W High
$75.86
From 52W High
1.0%

SCORE BREAKDOWN

Quality
58
ROIC (ROA)
1.3%*45.3
ROE
6.7%33.7
GP/Assets
3.4%N/A
Op. Margin
55.6%76.9
FCF/Assets
1.4%N/A
Piotroski
797.0
Int. Cover
50.0
D/E Ratio
0.26xN/A
Current Ratio
bankN/A
Value
50
P/E (TTM)
13.2x50.0
EV/EBITDA
bankN/A
P/FCF
16.7xN/A
P/B
0.9x72.4
P/S
6.7x27.2
Div Yield
3.2%41.5
Momentum
48
52W High %
96%63.8
RS 6M
-5%44.5
SMA 50/200
1.03x53.0
EPS Rev 4W
-0.6%43.5
EPS Rev 12W
-1.4%40.3
EPS Improve
+30%58.6
Q Growth
-11%20.8

FUNDAMENTALS

Market Cap
$8.8B
P/E (Forward)
10.2x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PB are excluded.

TickerCompanyMkt CapStockRankSignal
PBProsperity Bancshares, Inc.(you)$8.8B63HOLD
BOKFBOK Financial Corporation$8.6B63HOLD
COLBColumbia Banking System, Inc.$8.8B64HOLD
ONBOld National Bancorp$10.1B61HOLD
WTFCWintrust Financial Corporation$10.7B61HOLD
SSBSouthState Bank Corporation$10.3B67BUY
CBSHCommerce Bancshares, Inc.$8.5B70BUY
HWCHancock Whitney Corporation$6.1B62HOLD
FNBF.N.B. Corporation$6.8B67BUY
FHNFirst Horizon Corporation$12.1B59HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Prosperity Bancshares, Inc. (PB) — Stock Score Summary

Prosperity Bancshares, Inc. (PB) has a MoatMap StockRank of 63/100 based on Quality (58/100), Value (50/100), and Momentum (48/100) factor scores. The current signal is HOLD.

Prosperity Bancshares, Inc. is a Texas-based regional bank holding company offering a full suite of banking services to businesses and consumers primarily across Texas and Oklahoma. The bank is known for its strong balance sheet, conservative lending practices, and consistent growth through strategic acquisitions. Prosperity Bancshares maintains a robust presence in dynamic regional economies, providing stability and local expertise.

Key Financial Metrics

Price$72.54
Market Cap$8.8B
P/E (TTM)13.25
P/E (Forward)10.17
Price/Book0.90
Return on Equity6.7%
Debt/Equity0.26x
Operating Margin55.6%
Revenue Growth19.9%
Dividend Yield3.2%
Free Cash Flow$524M

Prosperity Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Prosperity Bancshares, Inc.’s (PB) StockRank?
MoatMap’s StockRank for Prosperity Bancshares, Inc. (PB) is 63/100, with a Hold signal. It is a composite of Quality (58), Value (50), and Momentum (48) factor ranks across MoatMap’s 20,000+ stock universe.
Does Prosperity Bancshares, Inc. have an economic moat?
Prosperity Bancshares, Inc. (PB) has a Quality factor score of 58/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Prosperity Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Prosperity Bancshares, Inc. (PB) is Hold, based on a StockRank of 63/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Prosperity Bancshares, Inc. in?
Prosperity Bancshares, Inc. (PB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).