Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.
EVTC
STRONG BUYAPPROVEEVERTEC, Inc. · Technology · United States · $1.8B · Avg Vol: $17M/d
EVERTEC clears the calibrated bar. All three legs are above the floor (Q59 V68 M57) and there are two corroborating filings: insider buying of 0.09% of shares outstanding and an active buyback. Nothing adverse is on file: no negative earnings revision and no insider selling. Payment processing across Puerto Rico and Latin America produces recurring transaction revenue that is relatively defensive.
COMPANY DESCRIPTION
EVERTEC, Inc. is a leading transaction processing company in Latin America and the Caribbean, providing a comprehensive suite of payment processing, merchant acquiring, and business process management solutions. The company maintains a strong competitive moat through its entrenched market position, extensive network, and high switching costs for financial institutions and merchants across its regional footprint.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 618.4M | 694.7M | 845.5M | 931.8M | 14.6% | 950.9M | 1.1B | 1.2B | 12.0% |
| EPS | 3.48 | 1.23 | 1.75 | 2.22 | -13.9% | 2.08 | 2.40 | 2.66 | 9.5% |
| Shares | 64.8M | 65.5M | 63.6M | 61.8M | -4.8% | 61.6M | — | — | — |
| Debt | 447.0M | 986.4M | 966.6M | 1.1B | 36.2% | 1.1B | — | — | — |
| Equity | 471.5M | 594.3M | 472.5M | 621.6M | 9.6% | — | — | — | — |
| Op CF | 219.9M | 211.2M | 260.1M | 227.0M | 1.1% | 220.6M | — | — | — |
| Inv CF | -133.3M | -507.9M | -118.3M | -238.2M | — | — | — | — | — |
| Fin CF | -153.3M | 416.4M | -152.6M | 28.4M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of EVTC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| EVTC | EVERTEC, Inc.(you) | $1.8B | 87 | STRONG BUY |
| FLYW | Flywire Corporation | $1.7B | 83 | STRONG BUY |
| PRGS | Progress Software Corporation | $1.6B | 92 | STRONG BUY |
| FIVN | Five9, Inc. | $1.8B | 96 | STRONG BUY |
| PAYO | Payoneer Global Inc. | $2.4B | 83 | STRONG BUY |
| GCT | GigaCloud Technology Inc. | $1.3B | 91 | STRONG BUY |
| RAMP | LiveRamp Holdings, Inc. | $2.3B | 96 | STRONG BUY |
| PGY | Pagaya Technologies Ltd. | $1.3B | 94 | STRONG BUY |
| EEFT | Euronet Worldwide, Inc. | $3.0B | 91 | STRONG BUY |
| NTCT | NetScout Systems, Inc. | $2.9B | 95 | STRONG BUY |
Peer medians: ROE 7.5% · P/E 37.2x · Gross margin 53.2%