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PAYO

Strong BuySecond WindFLAG

Payoneer Global Inc. · Technology · United States · $2.4B · Avg Vol: $30M/d

84
StockRank
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Q
47
V
52
M
82
P/E (TTM)
51.2x
ROE
7.1%
D/E
0.1x
Dividend %
AI CONVICTION THESIS

Payoneer clears stage one with all legs above the floor and a buyback retiring 4.24% of shares, substantial corroboration. Insiders sold 0.01% with no offsetting purchases, net selling, which is adverse, so stage two blocks approval.

COMPANY DESCRIPTION

Payoneer Global Inc. offers a global payment and commerce platform that facilitates cross-border transactions for businesses, online sellers, and freelancers worldwide. The company provides a comprehensive suite of services, including mass payout solutions, currency management, and working capital, streamlining international commerce. Its extensive proprietary network and focus on the 'new economy' customer segments provide a significant competitive advantage in the digital payments landscape.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue572.3M600.5M720.9M821.2M12.8%1.1B874.8M965.1M8.4%
EPS-0.030.260.340.20-12.3%0.140.180.2817.9%
Shares352.8M357.6M360.1M348.7M-1.2%338.9M
Debt31.0M43.4M21.4M72.3M32.6%86.2M
Equity545.3M664.3M724.8M704.4M8.9%
Op CF84.0M159.5M176.9M233.5M40.6%222.1M
Inv CF5.7M-44.3M-2.0B-218.3M
Fin CF1.5B512.0M427.8M738.0M
Loading 1Y...
PRICE (1Y)+0.1%
7.097.117.137.167.18Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$7.13
RSI (14)
57.1
52W High
$7.18
From 52W High
1.0%

SCORE BREAKDOWN

Quality
47
ROIC
12.9%70.5
ROE
7.1%48.1
GP/Assets
10.3%22.4
Op. Margin
6.2%48.6
FCF/Assets
1.7%44.8
Piotroski
672.6
Int. Cover
6.0x40.4
D/E Ratio
0.13x58.6
Current Ratio
1.00x10.1
Value
52
P/E (TTM)
51.2x29.1
EV/EBITDA
11.1x67.8
P/FCF
15.4x72.2
P/B
3.7x42.3
P/S
2.2x57.2
Div Yield
N/A
Momentum
82
52W High %
99%99.6
RS 6M
39%84.7
SMA 50/200
1.22x84.5
EPS Rev 4W
+22.9%94.8
EPS Rev 12W
+22.9%90.6
EPS Improve
+229%82.6
Q Growth
N/A

FUNDAMENTALS

Market Cap
$2.4B
P/E (Forward)
15.6x
Gross Margin
85.4%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of PAYO are excluded.

TickerCompanyMkt CapStockRankSignal
PAYOPayoneer Global Inc.(you)$2.4B84Strong Buy
EEFTEuronet Worldwide, Inc.$2.6B83Strong Buy
AVP.SIAvePoint, Inc.$3.0B82Strong Buy
FLYWFlywire Corporation$1.7B84Strong Buy
FIVNFive9, Inc.$2.5B91Strong Buy
NTCTNetScout Systems, Inc.$2.8B89Strong Buy
TDCTeradata Corporation$2.7B91Strong Buy
EVTCEVERTEC, Inc.$1.8B80Buy
GCTGigaCloud Technology Inc.$1.9B90Strong Buy
PRGSProgress Software Corporation$1.8B90Strong Buy

Peer medians: ROE 4.6% · P/E 35.1x · Gross margin 51.1%

Payoneer Global Inc. (PAYO): Stock Score Summary

Payoneer Global Inc. (PAYO) has a MoatMap StockRank of 84/100 based on Quality (47/100), Value (52/100), and Momentum (82/100) factor scores. The current signal is STRONG BUY. Payoneer clears stage one with all legs above the floor and a buyback retiring 4.24% of shares, substantial corroboration. Insiders sold 0.01% with no offsetting purchases, net selling, which is adverse, so stage two blocks approval.

Payoneer Global Inc. offers a global payment and commerce platform that facilitates cross-border transactions for businesses, online sellers, and freelancers worldwide. The company provides a comprehensive suite of services, including mass payout solutions, currency management, and working capital, streamlining international commerce. Its extensive proprietary network and focus on the 'new economy' customer segments provide a significant competitive advantage in the digital payments landscape.

Key Financial Metrics

Price$7.13
Market Cap$2.4B
P/E (TTM)51.21
P/E (Forward)15.58
Price/Book3.72
Return on Equity7.1%
Return on Invested Capital12.9%
Debt/Equity0.13x
Gross Margin85.4%
Operating Margin6.2%
Revenue Growth5.2%
Free Cash Flow$156M

Payoneer Global Inc. operates in the Software - Infrastructure industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Payoneer Global Inc.’s (PAYO) StockRank?
MoatMap’s StockRank for Payoneer Global Inc. (PAYO) is 84/100, with a Strong Buy signal. It is a composite of Quality (47), Value (52), and Momentum (82) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Payoneer Global Inc. have an economic moat?
Payoneer Global Inc. (PAYO) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Payoneer Global Inc. a buy, hold, or sell?
MoatMap’s current signal for Payoneer Global Inc. (PAYO) is Strong Buy, based on a StockRank of 84/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Payoneer Global Inc. in?
Payoneer Global Inc. (PAYO) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).