PAYO
BuySecond WindAI neutralPayoneer Global Inc. · Technology · United States · $2.4B cap · $16.8M/day traded
$7.15 -0.3% · close 23 Oct · scored 24 Oct
Second Wind: Cheap and rising again, but the business does not yet earn the optimism.
Report expected 4 Nov: the next-year EPS estimate has risen 6.8% over the last 14 weeks.
As of 24 Oct 2026, MoatMap's StockRank for Payoneer Global Inc. (PAYO) is 78/100, ranked against 24,000+ stocks in 35 markets (Quality 46, Value 51, Momentum 77, each scored against its sector).
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
Payoneer provides cross-border payment and financial services to small businesses, freelancers and marketplace sellers in emerging markets. It earns a meaningful share of revenue from interest on customer balances, which higher rates support, and it has been buying back stock, about 0.95% of shares in the last 90 days. It has also opened a technology hub in India. Profitability is still modest and competition from Wise, Airwallex and marketplace-owned payment services is intense. Shareholder-rights law firms have issued notices questioning whether shareholders are getting a fair deal, which often follows a proposed corporate transaction; the details are not confirmed here.
ABOUT PAYONEER GLOBAL INC.
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Payoneer Global Inc. offers a global payment and commerce platform that facilitates cross-border transactions for businesses, online sellers, and freelancers worldwide. The company provides a comprehensive suite of services, including mass payout solutions, currency management, and working capital, streamlining international commerce. Its extensive proprietary network and focus on the 'new economy' customer segments provide a significant competitive advantage in the digital payments landscape.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 572.3M | 600.5M | 720.9M | 821.2M | 12.8% | 1.1B | 874.7M | 968.1M | 8.6% |
| EPS | -0.03 | 0.26 | 0.34 | 0.20 | -12.3% | 0.14 | 0.18 | 0.24 | 10.0% |
| Shares | 352.8M | 357.6M | 360.1M | 348.7M | -1.2% | 338.9M | — | — | — |
| Debt | 31.0M | 43.4M | 21.4M | 72.3M | 32.6% | 86.2M | — | — | — |
| Equity | 545.3M | 664.3M | 724.8M | 704.4M | 8.9% | — | — | — | — |
| Op CF | 84.0M | 159.5M | 176.9M | 233.5M | 40.6% | 222.1M | — | — | — |
| Inv CF | 5.7M | -44.3M | -2.0B | -218.3M | — | — | — | — | — |
| Fin CF | 1.5B | 512.0M | 427.8M | 738.0M | — | — | — | — | — |
Above its 200-day average and 1% below its 52-week high.
Swung more than 58% of stocks we rank over the past year (46% a year).
How this is worked out
StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of PAYO are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PAYO | Payoneer Global Inc.(you) | $2.4B | 78 | Buy |
| EEFT | Euronet Worldwide, Inc. | $2.5B | 78 | Buy |
| EVTC | EVERTEC, Inc. | $1.9B | 83 | Strong Buy |
| PAY | Paymentus Holdings, Inc. | $4.2B | 79 | Buy |
| AVPT | AvePoint, Inc. | $3.5B | 73 | Buy |
| FLYW | Flywire Corporation | $1.7B | 85 | Strong Buy |
| NTCT | NetScout Systems, Inc. | $2.9B | 90 | Strong Buy |
| FIVN | Five9, Inc. | $2.8B | 92 | Strong Buy |
| APPN | Appian Corporation | $3.7B | 69 | Buy |
| RPD | Rapid7, Inc. | $1.0B | 80 | Strong Buy |
Peer medians: ROE 4.7% · P/E 32.6x · Gross margin 52.1%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.