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PAYO

STRONG BUYFLAG

Payoneer Global Inc. · Technology · United States · $2.4B · Avg Vol: $52M/d

83
StockRank
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Q
52
V
56
M
69
P/E (TTM)
35.6x
ROE
10.2%
D/E
0.1x
Dividend %
AI CONVICTION THESIS

Payoneer clears stage one with all legs above the floor and a buyback retiring 4.24% of shares, substantial corroboration. Insiders sold 0.01% with no offsetting purchases, net selling, which is adverse, so stage two blocks approval.

COMPANY DESCRIPTION

Payoneer Global Inc. offers a global payment and commerce platform that facilitates cross-border transactions for businesses, online sellers, and freelancers worldwide. The company provides a comprehensive suite of services, including mass payout solutions, currency management, and working capital, streamlining international commerce. Its extensive proprietary network and focus on the 'new economy' customer segments provide a significant competitive advantage in the digital payments landscape.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue572.3M600.5M720.9M821.2M12.8%1.1B874.5M965.0M8.4%
EPS-0.030.260.340.20-12.3%0.200.160.236.4%
Shares352.8M357.6M360.1M348.7M-1.2%338.2M
Debt31.0M43.4M21.4M72.3M32.6%80.0M
Equity545.3M664.3M724.8M704.4M8.9%
Op CF84.0M159.5M176.9M233.5M40.6%231.6M
Inv CF5.7M-44.3M-2.0B-218.3M
Fin CF1.5B512.0M427.8M738.0M
Loading 1Y...
PRICE (1Y)+5.5%
6.756.856.947.047.13Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$7.12
RSI (14)
59.1
52W High
$7.66
From 52W High
0.9%

SCORE BREAKDOWN

Quality
52
ROIC
14.3%76.1
ROE
10.2%61.5
GP/Assets
10.1%22.8
Op. Margin
11.5%66.3
FCF/Assets
1.9%44.7
Piotroski
671.4
Int. Cover
13.7x52.9
D/E Ratio
0.12x60.6
Current Ratio
0.99x10.6
Value
56
P/E (TTM)
35.6x45.3
EV/EBITDA
10.4x71.0
P/FCF
13.9x75.2
P/B
3.7x40.4
P/S
2.3x57.3
Div Yield
N/A
Momentum
69
52W High %
93%95.7
RS 6M
8%71.7
SMA 50/200
1.13x62.0
EPS Rev 4W
0.0%73.6
EPS Rev 12W
+10.7%80.4
EPS Improve
+87%50.0
Q Growth
-5%30.5

FUNDAMENTALS

Market Cap
$2.4B
P/E (Forward)
19.0x
Gross Margin
84.9%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of PAYO are excluded.

TickerCompanyMkt CapStockRankSignal
PAYOPayoneer Global Inc.(you)$2.4B83STRONG BUY
FLYWFlywire Corporation$1.7B83STRONG BUY
ATENA10 Networks, Inc.$2.5B74BUY
EVTCEVERTEC, Inc.$1.8B87STRONG BUY
EEFTEuronet Worldwide, Inc.$3.0B91STRONG BUY
PAYPaymentus Holdings, Inc.$3.6B77BUY
RAMPLiveRamp Holdings, Inc.$2.3B96STRONG BUY
AVPTAvePoint, Inc.$2.6B69BUY
NTCTNetScout Systems, Inc.$2.9B95STRONG BUY
TDCTeradata Corporation$2.7B97STRONG BUY

Peer medians: ROE 7.5% · P/E 37.2x · Gross margin 53.1%

Payoneer Global Inc. (PAYO) — Stock Score Summary

Payoneer Global Inc. (PAYO) has a MoatMap StockRank of 83/100 based on Quality (52/100), Value (56/100), and Momentum (69/100) factor scores. The current signal is STRONG BUY. Payoneer clears stage one with all legs above the floor and a buyback retiring 4.24% of shares, substantial corroboration. Insiders sold 0.01% with no offsetting purchases, net selling, which is adverse, so stage two blocks approval.

Payoneer Global Inc. offers a global payment and commerce platform that facilitates cross-border transactions for businesses, online sellers, and freelancers worldwide. The company provides a comprehensive suite of services, including mass payout solutions, currency management, and working capital, streamlining international commerce. Its extensive proprietary network and focus on the 'new economy' customer segments provide a significant competitive advantage in the digital payments landscape.

Key Financial Metrics

Price$7.12
Market Cap$2.4B
P/E (TTM)35.65
P/E (Forward)19.03
Price/Book3.65
Return on Equity10.2%
Return on Invested Capital14.3%
Debt/Equity0.12x
Gross Margin84.9%
Operating Margin11.5%
Revenue Growth6.1%
Free Cash Flow$173M

Payoneer Global Inc. operates in the Software - Infrastructure industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Payoneer Global Inc.’s (PAYO) StockRank?
MoatMap’s StockRank for Payoneer Global Inc. (PAYO) is 83/100, with a Strong Buy signal. It is a composite of Quality (52), Value (56), and Momentum (69) factor ranks across MoatMap’s 20,000+ stock universe.
Does Payoneer Global Inc. have an economic moat?
Payoneer Global Inc. (PAYO) has a Quality factor score of 52/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Payoneer Global Inc. a buy, hold, or sell?
MoatMap’s current signal for Payoneer Global Inc. (PAYO) is Strong Buy, based on a StockRank of 83/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Payoneer Global Inc. in?
Payoneer Global Inc. (PAYO) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).