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FCBC

BUY

First Community Bankshares, Inc. · Financial Services · United States · $915M · Avg Vol: $5M/d

73
StockRank
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Q
57
V
34
M
76
P/E (TTM)
16.9x
ROE
9.6%
D/E
—
Dividend %
2.8%
Dir. Trades · 180d
None →
Buybacks · 180d
$26.3M →

COMPANY DESCRIPTION

First Community Bankshares, Inc. is a bank holding company operating First Community Bank, offering a full range of commercial and retail banking services in Virginia, West Virginia, North Carolina, and Tennessee. It is a community-focused regional bank with established relationships in its operating markets, benefiting from a strong deposit base and localized service. First Community Bankshares is a key regional financial institution providing essential banking services to local communities.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—140.6M156.2M156.2M157.2M3.8%171.6M184.6M178.1M6.5%
EPS2.952.822.672.812.66-2.6%2.642.912.935.0%
Shares—16.2M18.5M18.3M18.3M+13.0%18.9M———
Debt——————————
Equity—422.0M503.3M526.4M500.5M5.9%————
Op CF—59.0M61.8M57.7M62.7M2.1%38.2M———
Inv CF—-536.8M288.7M263.9M139.9M—————
Fin CF—-28.8M-404.9M-60.6M-67.8M—————
Loading 1Y...
PRICE (1Y)+10.5%
42.6744.1245.5747.0348.48Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$48.48
RSI (14)
67.6
52W High
$48.70
From 52W High
1.0%

SCORE BREAKDOWN

Quality
57
ROIC (ROA)
1.4%*47.9
ROE
9.6%50.0
GP/Assets
5.3%N/A
Op. Margin
43.3%63.3
FCF/Assets
1.1%N/A
Piotroski
577.0
Int. Cover
—50.0
D/E Ratio
bankN/A
Current Ratio
bankN/A
Value
34
P/E (TTM)
16.9x32.8
EV/EBITDA
bankN/A
P/FCF
25.8xN/A
P/B
1.6x31.6
P/S
4.9x37.4
Div Yield
2.8%34.8
Momentum
76
52W High %
100%93.4
RS 6M
30%94.9
SMA 50/200
1.15x87.2
EPS Rev 4W
+0.3%82.9
EPS Rev 12W
+2.4%77.2
EPS Improve
+15%40.4
Q Growth
2%32.5

FUNDAMENTALS

Market Cap
$915M
P/E (Forward)
14.7x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FCBC are excluded.

TickerCompanyMkt CapStockRankSignal
FCBCFirst Community Bankshares, Inc.(you)$915M73BUY
CACCamden National Corporation$924M76BUY
PGCPeapack-Gladstone Financial Corporation$822M72BUY
HAFCHanmi Financial Corporation$943M77BUY
AMTBAmerant Bancorp Inc.$1.1B73BUY
IBCPIndependent Bank Corporation$776M73BUY
CPFCentral Pacific Financial Corp.$997M76BUY
TCBXThird Coast Bancshares, Inc.$709M73BUY
HBTHBT Financial, Inc.$1.2B74BUY
PFBCPreferred Bank$1.2B74BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

First Community Bankshares, Inc. (FCBC) — Stock Score Summary

First Community Bankshares, Inc. (FCBC) has a MoatMap StockRank of 73/100 based on Quality (57/100), Value (34/100), and Momentum (76/100) factor scores. The current signal is BUY.

First Community Bankshares, Inc. is a bank holding company operating First Community Bank, offering a full range of commercial and retail banking services in Virginia, West Virginia, North Carolina, and Tennessee. It is a community-focused regional bank with established relationships in its operating markets, benefiting from a strong deposit base and localized service. First Community Bankshares is a key regional financial institution providing essential banking services to local communities.

Key Financial Metrics

Price$48.48
Market Cap$915M
P/E (TTM)16.91
P/E (Forward)14.69
Price/Book1.62
Return on Equity9.6%
Operating Margin43.3%
Revenue Growth10.4%
Dividend Yield2.8%
Free Cash Flow$35M

First Community Bankshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Community Bankshares, Inc.’s (FCBC) StockRank?
MoatMap’s StockRank for First Community Bankshares, Inc. (FCBC) is 73/100, with a Buy signal. It is a composite of Quality (57), Value (34), and Momentum (76) factor ranks across MoatMap’s 20,000+ stock universe.
Does First Community Bankshares, Inc. have an economic moat?
First Community Bankshares, Inc. (FCBC) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Community Bankshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for First Community Bankshares, Inc. (FCBC) is Buy, based on a StockRank of 73/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First Community Bankshares, Inc. in?
First Community Bankshares, Inc. (FCBC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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