Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
FCBC
BuyPremium GrowerFirst Community Bankshares, Inc. · Financial Services · United States · $925M · Avg Vol: $4M/d
COMPANY DESCRIPTION
First Community Bankshares, Inc. is a bank holding company operating First Community Bank, offering a full range of commercial and retail banking services in Virginia, West Virginia, North Carolina, and Tennessee. It is a community-focused regional bank with established relationships in its operating markets, benefiting from a strong deposit base and localized service. First Community Bankshares is a key regional financial institution providing essential banking services to local communities.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 140.6M | 156.2M | 156.2M | 157.2M | 3.8% | 187.0M | 184.6M | 180.6M | 7.2% |
| EPS | 2.95 | 2.82 | 2.67 | 2.81 | 2.66 | -2.6% | 3.16 | 2.88 | 2.97 | 5.6% |
| Shares | — | 16.2M | 18.5M | 18.3M | 18.3M | +13.0% | 18.9M | — | — | — |
| Debt | — | — | — | — | — | — | — | — | — | — |
| Equity | — | 422.0M | 503.3M | 526.4M | 500.5M | 5.9% | — | — | — | — |
| Op CF | — | 59.0M | 61.8M | 57.7M | 62.7M | 2.1% | 46.7M | — | — | — |
| Inv CF | — | -536.8M | 288.7M | 263.9M | 139.9M | — | — | — | — | — |
| Fin CF | — | -28.8M | -404.9M | -60.6M | -67.8M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FCBC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FCBC | First Community Bankshares, Inc.(you) | $925M | 67 | Buy |
| CPF | Central Pacific Financial Corp. | $974M | 69 | Buy |
| CCNE | CNB Financial Corporation | $1.0B | 68 | Buy |
| IBCP | Independent Bank Corporation | $759M | 68 | Buy |
| MBWM | Mercantile Bank Corporation | $1.0B | 65 | Buy |
| CAC | Camden National Corporation | $957M | 72 | Buy |
| SMBC | Southern Missouri Bancorp, Inc. | $815M | 65 | Hold |
| MCBS | MetroCity Bankshares, Inc. | $1.0B | 64 | Hold |
| PGC | Peapack-Gladstone Financial Corporation | $800M | 65 | Hold |
| SPFI | South Plains Financial, Inc. | $823M | 64 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%