Horizon Bancorp, Inc. (HBNC) — Stock Score Summary

Horizon Bancorp, Inc. (HBNC) has a MoatMap StockRank of 47/100 based on Quality (22/100), Value (37/100), and Momentum (74/100) factor scores. The current signal is HOLD. Horizon Bancorp is a small US regional bank with a low quality score of 22. It operates in a highly commoditized industry with no structural competitive advantages and is highly sensitive to regional economic downturns.

Horizon Bancorp, Inc. is a community bank holding company operating through its subsidiary Horizon Bank, offering a comprehensive suite of financial services to individuals and businesses across Indiana and Michigan. The bank's competitive edge is rooted in its strong local presence and relationship-based banking model, fostering deep community ties and customer loyalty. Horizon Bancorp differentiates itself through personalized service and a focus on supporting the economic vitality of the regions it serves.

Key Financial Metrics

Price$19.02
Market Cap$949M
P/E (Forward)8.44
Price/Book1.38
Return on Equity-20.1%
Gross Margin0.0%
Operating Margin46.6%
Revenue Growth8.5%
Dividend Yield3.4%

Horizon Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Horizon Bancorp, Inc.’s (HBNC) StockRank?
MoatMap’s StockRank for Horizon Bancorp, Inc. (HBNC) is 47/100, with a Hold signal. It is a composite of Quality (22), Value (37), and Momentum (74) factor ranks across MoatMap’s 19,000+ stock universe.
Does Horizon Bancorp, Inc. have an economic moat?
Horizon Bancorp, Inc. (HBNC) has a Quality factor score of 22/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Horizon Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Horizon Bancorp, Inc. (HBNC) is Hold, based on a StockRank of 47/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Horizon Bancorp, Inc. in?
Horizon Bancorp, Inc. (HBNC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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