Capital City Bank Group, Inc. (CCBG) — Stock Score Summary

Capital City Bank Group, Inc. (CCBG) has a MoatMap StockRank of 46/100 based on Quality (46/100), Value (35/100), and Momentum (52/100) factor scores. The current signal is HOLD. Capital City Bank Group is a standard US regional bank. It lacks a unique national scale advantage or structural cost moat, and its performance is highly tied to localized real estate and interest rate cycles rather than any of our global macro themes.

Capital City Bank Group, Inc. is the holding company for Capital City Bank, a long-standing community bank offering comprehensive financial services to individuals and businesses across Florida, Georgia, and Alabama. Its competitive moat is built upon a strong regional presence, deep community ties cultivated over more than a century, and a commitment to personalized service, which fosters a stable deposit base and client loyalty. The bank provides a diversified loan portfolio, serving as a trusted financial partner in its Southeastern U.S. markets.

Key Financial Metrics

Price$45.62
Market Cap$787M
P/E (TTM)12.54
P/E (Forward)12.18
Price/Book1.35
Return on Equity11.3%
Gross Margin0.0%
Operating Margin33.3%
Revenue Growth2.2%
Dividend Yield2.4%

Capital City Bank Group, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Capital City Bank Group, Inc.’s (CCBG) StockRank?
MoatMap’s StockRank for Capital City Bank Group, Inc. (CCBG) is 46/100, with a Hold signal. It is a composite of Quality (46), Value (35), and Momentum (52) factor ranks across MoatMap’s 19,000+ stock universe.
Does Capital City Bank Group, Inc. have an economic moat?
Capital City Bank Group, Inc. (CCBG) has a Quality factor score of 46/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Capital City Bank Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for Capital City Bank Group, Inc. (CCBG) is Hold, based on a StockRank of 46/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Capital City Bank Group, Inc. in?
Capital City Bank Group, Inc. (CCBG) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
Browse all ranked stocksCCBG deep dive reportAI ChampionsHow we score stocksSense-check another stock